withdrawing at atm in Spain, costs??

mel48rose

I am going to Spain in June. Just wondering which account would be best for withdrawing Euros whilst I am over there? Anyone have any ideas please? Thanks

[Deleted User]

What accounts do you have? Halifax (Credit Card) seems to be usually rated best - it's the one I use. I believe Nationwide follows fairly closely behind.

grumbler

It's Halifax Clarity, not just any Halifax credit card.

MSE articles:

• Top Travel Spending Cards
• Your Card: Overseas Charges

agrinnall

I believe I have read that that a Santander debit card can be used free of charge in Santander ATMs in Spain, but please don't take my word for it, find out for sure yourself.

ratechaser

agrinnall wrote: »

I believe I have read that that a Santander debit card can be used free of charge in Santander ATMs in Spain, but please don't take my word for it, find out for sure yourself.

Correct, but only if you are a Santander Select customer and have got the gold coloured debit card.

Without a doubt, this is the cheapest debit method for foreign ATMs - zero fees of any sort and GBP/EUR currency conversion at effective interbank rates. Worked well for me in Portugal last year...

mel48rose

Ive got a Santander 123. Also got Nationwide.

grumbler

ratechaser wrote: »

Correct, but only if you are a Santander Select customer and have got the gold coloured debit card.

That's what General Terms & Conditions for current accounts say actually:

Santander cash-machine fees in Spain – for adult current account customers paying in at least £500 each month

Type of transaction Adult accounts
Withdrawal from a Santander cash machine in Spain Free
Currency conversion for using a Santander cash machine in Spain Free

Santander cash-machine fees for Santander Select Gold Visa debit card holders in Spain, Portugal, Germany, Argentina, Chile, Mexico, Puerto Rico, Uruguay and the USA.
Type of transaction Adult accounts
Withdrawal from a Santander Cash Machine Free
Currency conversion for using a Santander Cash Machine Free

ratechaser

aha, I stand very corrected. Wonder if that's a recent change for Spain, as the foreign ATM benefit was specifically touted as a Select benefit in the past...

grumbler

Well, Spain is a foreign country, but not the only one.

daveyjp

ratechaser wrote: »

aha, I stand very corrected. Wonder if that's a recent change for Spain, as the foreign ATM benefit was specifically touted as a Select benefit in the past...

Our first Santander account was a zero account and all foreign cash withdrawals were free.

mel48rose

So does that mean I can withdraw from my 123 account for free?