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Halifax Reward - is it this easy to get £125???
So does that mean I don't have to have direct debits and pay in £x amount per month to get the switching incentive? I understand to get the additional £5 reward each month you have to pay in £750 or more, pay out at least 2 different direct debits and stay in credit. However do you have to also meet these £5 rewards terms…
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Co-op Topcashback £105 until 29th February 2016
Yoyo bank offering another juicy TCB bribe until the end of the month:) Was £15.75 yesterday.
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Direct Debt?
How can i set up Monthly direct debtf for paypal?and choose amounth and date? i just tried to set up direct debt from paypal but i cant find anywhere where you choose amount and date ,please any idea how to find this?thanks
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Budgeting Help - Ending Paycheck to Paycheck Living
Hi all, Apologies if I am posting this in the wrong thread, but I really need some advice regarding budgeting and managing my money as I end every single month overdrawn despite starting every month with the aim to spend less and save more. I currently have my main current account with First Direct and use this for…
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Sending money abroad
Hi all, I'm looking for advice on the cheapest way to send money abroad. I run a social enterprise that provides school bags for children in need. We're currently looking into allowing travellers and backpacker's to provide school bags to disadvantaged children on their travels, then reimbursing them the money upon photo…
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Barclays Current account plus - changing to Tech Pack
Got a letter from Barclays today. I have their Current Account plus - which was a great account - for £6.50 per month I had access to £300 fee-free overdraft, mobile phone insurance, tablet insurance, and extended warranty appliances etc. The letter says they are changing my Current Account Plus to regular bank account (no…
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Cashing Personal Cheques
Hi All I'm in a sticky position where I have foolishly overspent this month and am left with £0.62p in my account until payday on Monday. However, I need to do food shopping this weekend, so my question is are there any places that will cash a personal cheque from myself? I know some places cash 3rd party A/C payee…
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Ulster bank charges
Hi all, So we got home today to find a letter from ulster bank relating to an account my wife has with them. Basically, we rarely use this account, and have now been hit with £75 in fees. We went overdrawn on 18 Jan, by £0.56 It has taken them until today, 25 Feb to contact us regarding this. This means we have incurred 2…
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Question on changing banks and ISAs
Hello all, Firstly thank you for being such a helpful and kind community. My issue: I went to Santander yesterday to set up a 123 account to be maxed out to the £20,000 and use it really as a savings account. Whilst there I discovered that pretty much all their accounts and general sevice is better than Lloyds so I'm set…
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Bank Account Switch - DDR Failed - Extra Charge incurred
Hi, I recently switched bank accounts, from Halifax to Santander. Everything has gone through fine, with the exception of one direct debit to my mobile phone operator EE. The EE DDR should have gone through on the day of the switch, but didn't. I left it for a week to see if eventually went through, but it didn't. So I…
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Nationwide FlexPlus - Travel Insurance Cost WARNING!
Today's Martins Money Saving tips recommends the NW FlexPlus a/c for its travel insurance, especially for older people - well, we certainly do NOT! Why? To actually make use of the travel insurance you have to do telephone health checks with their appointed medical screening agency - which is probably OK for very healthy…
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First Direct Switching
Hi All, I applied to switch via the best moneysaving/cashback route to switch to First Direct. I received all the account information and debit card. I believe all I had to do was contact them for appropriate switch date. Sadly the application was made last May 2015 and due to family matters the paperwork got filed away…
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TSB Classic Acc Plus £100 joining incentive
I was just wondering whether anyone who switched to TSB while MSE was running their £100 joining promotion which ended on 8th Feb 2016 has actually received the money? I jumped through all the hoops.....allowed cookies, clicked on the link, used the switching service, brought over 2 direct debits, paid in £500 ete, etc but…
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Bank accounts
i have 2 question. I want open few bank accounts so i can use to get switch reward,can you name some banks?apart from big ones i.e halifax,hsbc ,tsb etc... Can you use basic bank accounts to get switch reward when switching to other banks? thanks
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Direct debit hasnt been collected for six months
Right I opened a phone contract with Caprhone Warehouse when they dealt with Talk Talk. Alas they no longer deal with them and all custom was diverted back to talk talk. Upon transfer I was told it would no issue to the customer. I have no found out that Talk Talk hasnt collected a direct debit (eight pounds a month) for…
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Debit card fraud, but what was the point?
Over the weekend I noticed my available balance was much lower than expected, can't see pending transaction however. Contacted bank and they could see two large pending transaction, neither of which I had made. One of them was for Direct Line Insurance, which lead me to wondering what the scammers are expecting to get out…
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How much buffer zone?
Hi Newbie Here, I changed bank account a year ago from NatWest to Nationwide. Initially Nationwide would not give me an overdraft (had high debt then but all paid off now) :beer:. I started to save an amount each month and leave this in the account (FlexDirect) to act as my own personal "overdraft", this over the course of…
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Monthly saver
can you have more than one monthly saver ? i know you cant have 2 with same bank. but can you have another with other banks? thanks
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bank safety deposit box
Is there any bank which offer Safety Deposit Box ? thanks
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Graduated 2 years ago, advice for budgeting please?
I graduated 2 years ago and started working full-time straightaway. Does anyone have any general budgeting tips please? E.g for food, travel etc.. I'm living in London and 50% of my salary goes on rent and bills, is this fairly normal?! Thanks
