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Switch from a business account to a new current account
Hello MSE users (newbie here btw!) I was wondering if any of you might know the answer to my question. I've been seatching Is it possible to switch from a business account to a new current account rather than switch to a new business account. I'm closing my business account with Lloyds as I get no interest on the money in…
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Unable to open bank account
Does anyone know how I can open a bank account without a passport or a driving license? Need one desperately to have benefits paid in due to escaping from an abusive relationship and everything being in his name. I keep coming up against a brick wall. I could do without applying for a passport because of the time it will…
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On benefits, what to count as income?
A friend is applying for a new bank account to take advantage of the switching bonus. He's on ESA (paid into his bank a/c), Housing Benefit (paid direct to his landlord) and Council Tax Benefit ("paid" as a discount on his council tax bill). Which benefit(s) should he include as income on the application?
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Authorization Hold Times
i have preordered a game from the website game and it says it has taken £1 from my account to authorise my card and i will revive the £1 back when the authorization has expired. how long does it take for it to expire.
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HSBC Premier
Are they thick or something? The criteria is: (a) savings or investment of £50k with HSBC or (b) individual earnings of £100k or more plus an investment or mortgage product with HSBC I was told that even though I meet the earnings criteria, I needed an investment with HSBC like a stocks and shares ISA. I have one. I said…
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Intermediary banks & Paragon Bank
Hi all, quick question – do you know any banks that do not use an intermediary bank to send a payment? The problem is I’ve opened up a Paragon Bank savings account, which only accepts deposits/withdrawals from a nominated bank account. I used my Metro Bank current account to deposit £1 (via Faster Payment). The problem is…
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Any way to get a >> UK << call centre for Barclays?
Is there any sure and certain way to reach a UK-based call centre for Barclays Bank? Some magic phone number? The story: I used a little-used Lloyds credit card to keep it alive. The direct debit from my Barclays current account failed and Lloyds got cross with me. I looked on my Barclays account, no direct debit to Lloyds…
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Saving money?
Saving money seems so hard these days, I thought maybe I'll find some suggestions here... So how are you managing to do so?
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Finding a suitable Business Account
Hi Guys, I've been quite curious about this and wanted to know the best way of determining of finding a suitable bank account. I have a family member who is looking to start an online business and I've been curious as that whether it is beneficial to sign up with a bank that your already with or finding the best features…
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Card payment error-"No liability"
I just tried to make a purchase online, and it apparently went through, with confirmation on both the website and via email. However, a few minutes later I got this email: I called my bank to ask what this meant (thinking maybe it was declined due to suspecting fraud or something, it was a large amount) and the very nice…
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Short-term money storage
Hello everyone, I was wondering if I could grab some input on an upcoming financial scenario. I bought my house in the lull, just over three years ago - and now have a buyer for 30% over what I paid; dumb luck on the timing. We're staying with my folks between sale and purchase to break the chain and reduce stress. I've…
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Business bank account advice
Hey all, I need some advice about my business “concept” as it were at the moment. I started this in 2013 but had to stop due to family reasons, and have recently started doing it again. I have been selling online virtual currency for a few weeks now and it’s proving to be rather profitable. By virtual currency I mean e.g…
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Bank clearance times
I am looking to switch banks to one that clears wages / bacs early. I currently have halifax and they dont clear over weekends and nights before if that makes sense. Can someone suggest a bank that either clears monday due wages on a sat / sunday also if if clears say Thursday it might go into the account wed evening after…
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Natwest Platinum account
Hi All, I was shocked to find that I was being charged nearly 20.00 a month by the AA for breakdown cover that never seemed to be valid for handful of cases that I ever used it.. I have a Natwest Current account and was recently offered for 16.00 a month their platinum account which seems to offer a better level of vehicle…
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Identifying cheque payee
I am trying to identify the payee on a cheque I wrote in 2008 I have the relevant bank statement but not the cheque book. Would the bank be able to tell me?
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MARTIN LEWIS and Team
What is going on with HSBC? They have offered this great account with a deal to attract people...but I have yet to come across anyone who has successfully obtained an account after applying online? I thought I would do a thread so you can help us all and get on the case! Cheers Mate! :beer: :money::j
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After 1st direct regular saver
My first year is nearly up with my first direct regular saver. What happens after the year? Do they transfer it all back into my 1st current account automatically? How soon can i open another?
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Any banks pay for switch from non-faster switch enabled citibank?
Citibnak are not part of the faster switching scheme. They are closing my account cos I don't use it. I would love ot use it as a donor for a switch incentive but citibank do not support faster switching automated switch. Do any banks pay out their incentives with a manual switch?
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bPay Products
I was wondering has purchased a bPay product at all? Is it useful or just a gimmick? I'm liking the idea of the key fob. http://www.bpay.co.uk/home I guess it's an alternative to people who can't get access to apple pay.
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New account HSBC
I was wondering if anyone could share their recent experience with opening a new HSBC Bank Account.Not premier,or Advance or a switch, just an everyday bank account. My wife signed the paperwork and posted back to them about 10 days ago. The application was done online just over 15 days ago. I also noticed that on the day…
