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Student Account changed to Graduate Account - overdraft cancelled?
Any help would be appreciated as my head is reeling a little from all the information I've just received. To give you a bit of background, I have recently graduated in June 2013 from my University course. I had a student account with Lloyds TSB and an overdraft of £1500. I had used all but 30p of my overdraft, and haven't…
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Halifax 15% Argos Cashback confusion - when does cashback "track"?
Hi all, so I activated my Argos cashback as part of the recent offers, which was 15% for me. Then the next day I made a spend of approximately £148 in my first order since activating it. I'm just wondering, how long does it take for the halifax website to actually show you how much cashback you have earned? It was…
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Bounced cheques
Hiya! I paid to have my cat flap fitted by cheque. Unfortunately, it was just before pay day and it bounced :( I paid the fine from the bank, I'm OK with that, it was my fault and so on. However, the company that did it are trying to charge me for it bouncing - I didn't know that the bank charged both parties! Also, they…
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7-day bank account switching - how has it been for you?
Hi folks We're after some feedback on your experience of the new seven working days bank account switching service. Have you done it? Did it all go smoothly? Tell us a little about how it went for you, where you switched from and to, and how long the process took. And if you're looking at this and feeling inspired to…
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TransferWise, a cheap way to transfer money abroad
This is a new service I saw featured on Reuters: reuters. com/video/2013/10/11/reuters-on-the-road-transferwise-takes-o?videoId=274112893 I've used it for one transfer so far. Their fees are low (0.5% min £1) and exchange rates are much better than you would get anywhere else. This is a service that will transfer money…
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FlexDirect online- how long to show up?
:)I've just opened another FlexDirect account online which has been approved, with my new sort code and account number. Does anyone know when this new account will show up online
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Closing FIRST DIRECT CURRENT ACCOUNT for switching incentive?
Dear all peeps, I have had a recent bad experience with First Direct. Never had a problem with sending money but sent money via online banking. It stated that it would be credited to the beneficiaries account within 2 hours pending securities checks...however, it took 3 days and after several online messages and not…
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Account switch from Santander to Lloyds
Hi all My dads currently in the process of switching accounts from Santander to Lloyds, his Santander account is due to close on the 22nd. He is due to receive a Bank Giro Credit to his santander account on or around that date, he has been informed by Lloyds that it will be fine as any activity on his old account will…
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Building Society - Roll/Reference Number
Hi, I'm in need of some urgent help. I had to pay a deposit today, and the payee provided me with an account number a sortcode and a roll/reference number. From the account / sort code I think it is Leeds building society they bank with. Anyway, I made the payment through Natwest and it asked for the sort code and account…
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Are there any bank accounts with sections. Envelope banking
I've found that the envelope banking method works for me. If the money is all in one big pot I tend to spend it. But I have made separate envelopes for petrol groceries etc. I would like to carry on this method for bigger savings. The only problem is that I do not like having so much cash lying around. I prefer to have it…
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New bank account?
A question. I currently have two bank accounts: My main account is Clydesdale who I've been with for years All debits/payments come from this account. I also have an RBS current account, and a savings account. This is my 'pocket money account' - anything spare I move from Clydesdale to this, so I don't need to worry about…
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Halifax Reward Account
Hi, just a quick question, me and my wife are looking at moving from a Natwest current account (offering us nothing, minimal interest 0.01%) to the Halifax Reward account. Halifax are currently giving £100 to switch, does anyone know if we have to stay with Halifax for a minimum term? I know the £100 is paid in as account…
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Bank Account for a dog rescue organisation
HI, am looking to open a bank account along with a co signatory which is to be used to receive donations and fund raising monies, can anyone offer any guidance on where I can go to open such an account, we have visited HSBC and Nationwide today and they were quite frankly unhelpful and made us feel we were not worthy! all…
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ID for child account
Hi...My sons,13 and 14 wanted to open Lloyds bank accounts with some savings they have but we've run into a problem over the ID. The bank wants photo ID for me as I don't bank there, before I can open accounts for them, but I don't have a passport or photo drivers licence.:o Any ideas how to resolve this problem which…
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Germany to UK International Transfer How Long?
A friend of mine from Germany sent me 150 Euros on Monday to my Halifax account and I am yet to receive it. How long does it take to send from Germany to UK? Also I went into a Halifax branch to ask for a BIC code they gave me BOFSGB2S and when I rang Halifax today they told me it should of been HLFX21F08. But when I rang…
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How to get First Direct £125 switching bonus ?
I don't have an account which I want to close at the moment. All 4 have good use. Is it still possible to use their old 'Easy Switch' system and keep my old account open and get the £125 bonus? I think with the new Current Account switching service the old account has to close?
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problems with Coop Online banking
Hello, has anyone experienced problems with Coop Online Banking in the past 7/10Days? When I try to log in it's incredibly slow, though does eventually work. More worrying was last week when my info was rejected as incorrect but it continued to let me try almost 6 times then finally let me in. After 3 attempts I should…
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Cashback Limits £50/£100 ?
I have been used to the cashback limit in retailers being £50. This Streamline webpage seems to suggest the limit increased to £100 some time ago: http://www.streamline.com/customer-zone/operating-instructions/merchant-operating-instructions-purchase-with-cashback/ Though Barclays still mention £50:…
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Lloyds not able to cancel pending debit card payment
Just a little frustrated at the moment with Lloyds. I had car insurance with them until 16th Oct 13 and received a renewal letter a month ago. I didn't read the whole letter and missed the part about them auto renewing unless I called to cancel. I never usually had to do that with other insurances and just assumed I…
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looking for basic bankaccount
(and yes, I've read the sticky!) Elderly parent has Santander 123 account. Great! 3% interest. However we (children with POA) are increasingly concerned she is becoming unable to evaluate when/where it is appropriate to spend. And an account with £15-£20K in it is vulnerable. I went into Santander and asked about opening a…
