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Is it wise to switch bank accounts now?
Thinking of switching bank accounts, which I've been meaning to do for ages. However...we have recently got married (so my wife's name has changed, but is still her maiden name on the account) and moved house. We sent the forms off for the electoral roll when we moved in, but when the annual electoral roll form came…
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tsb cash account
Hi i have a tsb cash account opened 2 weeks ago, i havent used there debit card yet. has anyone got any xperience of it? any limitations except the cash withdrawls they say it can be used as a debit card anywere
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HSBC & the £500 rule - Question
Just recently got another letter from them... if you don't pay in £500 blah blah but I've paid in 350 to 580 a month 0_o for 5 months straight and i still get this bogus letter? !!!!!! So i ask... if i upgrade to the HSBC Advanced account £12.95? does this £500 rule become invalid? and i don't need to pay in every month as…
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Rbs debit card
Hi i have a select account debit card 4762 30. But i have been refused about 3 times online when i have funds in the account. Can anyone advise or is it just rbs playing restricting with peoples cards again
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Balance transfer advice
Hi Everyone, I have a student bank overdraft £2000 since I graduated. My bank have begun taking interest of £31 a month. Could I have some advice on how I should transfer this debt to a cheaper rate each month? I am four months shy of paying the amount in full but want to reduce the costs until then. Many Thanks Ed :(
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First Direct removing online cancellation of Direct Debits from T&Cs 1 Jan 2014
UPDATE 17 Oct 2013: I went to the banks comments page at First Direct Labs for an explanation of why they were now saying the facility was not being removed, but the change is in the new terms and conditions. Here is their reply: 'The reason we have changed the terms and conditions is because it is not possible to amend of…
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Bank overdraft debt - Scotland
Hello, I am a first time poster but I have been reading for a few months now, and I am hoping someone may have the right advice or links for me to answer my queries. My situation: I had a bank account, started in 2006, with a student overdraft of £200. I fell into financial hardship, not long after taking a loan from the…
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help me find a better bank account
as the title says really!! I currently have an account with NatWest have done for years and it hasn't caused me any problems but its a basic account, I just do the basics no overdraft facility which isn't a problem and I can only use my card at NatWest or rbs cash machines so that can be a bit of a pain. I keep getting…
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HSBC delays opening an account (3+ weeks), citing weird reason
We with my wife moved to UK from Singapore 3.5 weeks ago (we taught at a university there for a number of years) and started our jobs as university lecturers in Oxford. In Singapore we are HSBC Premier customers, and we thought it would be a breeze to open an HSBC account here. We are both EU nationals. However, an HSBC…
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Transferwise - more currencies offered
Transferwise now allow you to make payments to India, South Africa, Australia, Singapore and Turkey - this is in addition to most of Europe and USA. They also have an excellent iOS app. In case you haven't heard of of Transferwise, they use mid-market exchange rates with very low fees of ~ 0.5%. Unless you're sending…
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Married name and cheque problem
I have an unusual problem. I got married two years ago and decided to keep my maiden name. However for convenience I opened a deposit account in my married name to cash some cheques. Fast forward two years I have decided to close this account and the bank has issued me a cheque in my married name but all I have are…
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Made bank transfer payment to plumber, says its not received. What can I do?
Hi. Ive recently had some work done by a tradesman on our house, which is now finished. I paid £300 cash to them as deposit at the start of the job, after most the work was done and I agreed to pay them a further £300 last week (on the 9th Oct) via direct bank transfer using the details the tradesman supplied, before the…
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Lloyds TSB won’t upgrade my cash-card account forever.
I have had my Lloyds TSB cash card account for about 6 years. Now TSB. I transferred my salary and direct debits onto this account about 2 years ago. No missed direct debits, not over drawn or anything. This account has been in good standing. I’ve always wanted to upgrade this account to at least a classic account. After…
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Old Santander accounts
does anyone know if Santander is still applying the eligibility criteria for old accounts, e.g. the Zero account used to require some amount of mortgage or savings, if those are no longer held, will they close the Zero account? (i also have an old student account which is still paying 5% interest on £1000.... seems to have…
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Barclays Bank Hell
Hi all. I am new to this forum and I hope I am posting this in the right section. We are going through hell at the moment but I will try to keep this brief as I really want people to read this without getting bored and perhaps offer some advice because at the moment I really don't know what to do. My husband did some…
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Hsbc overdraft fee
hi im very very confused , had a letter today saying i can keep my overdraft , the fee has always been £25 a year. Theres no mention of this but does mention total charge for credit for this facility is £159.28!!! so unless i clear my od with you before 11 november you will charge me almost £160 on top of monthly od fees??…
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TSB didnt open an account?
I applied online for a new free current account from TSB. I dont want any credit, just an account and sort code attached to a debit card. I received a letter saying that the processing center was experiencing technical issues and would not be able to open the account, but if I would like, I can go to a TSB branch and open…
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Which bank offers the best internet banking?
Hello Moneysavers! I recently switched banks, from Santander to First Direct - taking advantage of the £125 switching offer. First Direct's internet banking is terrible. Really, really terrible. This came as a bit of a shock to me as being primarily an online bank I would expect that they would be leading the pack. It's a…
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Will getting a new bank account affect my credit rating?
Hi everybody, I have been with Santander now around about 3 years. I am 18 years old and I have a credit card and phone contract. I only got them a few months ago so as you can imagine my credit rating is pretty poor due to me only being 18. I do earn over a 1000 a month but I have only been in my job for 5 months so that…
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Scammed
I was scammed over the phone after I had done a survey (which I never usually do). A couple of days after the survey I got a call saying they would like to send me petrol vouchers as a thank you. I thought it a bit odd but went along with it and even gave my card number so they could take £1 postage. After I had put down…
