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Santander Online Business Banking Problems
Santander 'upgraded' their business banking website from the old Alliance & Leicester website about 3 months ago. For the last 3 months I have not been able to view my monthly statements or advice of charges online. I have spent literally hours on the phone to Santander Business banking technical help but they just cannot…
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I want to switch from RBS. HELP?!
I don't even know which account I want to switch to though. Is First Direct really the best one? What about Santander???
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Paying a credit card with Santander bill payments online
Could someone advise me about how to do this please. Hubby wants to make a one off payment to someone else's credit card but we're a bit confused when we get to the page where we set up a new bill payment. We searched to find the credit card companies details so we could put in a sort code and account number, but what we…
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How to withdraw money from the bank "passbook"
Hi, Do I need ID to withdraw from an account with a bank passbook, or do I just need the book? I've never had this type of account before, but I have the passbook with a reasonable amount of money in but no clue how to use it! Thanks all, I'm not from the UK or English as my first language!
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More help needed for an old lady
My Great Aunt (94 years old) has a major problem. We believe her bank account has been accessed and money taken from it by an unscrupulous family member. We have tried contacting the bank concerned but they are unable to help without her bank account number. Unfortunately, we cannot find anything with her number on it.…
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Can anyone help an old lady?
My Great Aunt (94 years old) is currently in hospital following a fall. My mother and I are trying to assist her with making arrangements for her after her discharge. However, we have been told she needs her National Insurance number and we have been able to locate it anywhere. Any advice please?
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Please reassure me!
I've put some money (£15K) in my Santander 123 and now I'm scared to use my debit card as I'm paranoid about security and the money getting stolen! I know I'm being completely stupid as I happily used my debit card before but then my wages go in and it all goes out so there was never a lot of money in there. Any savings…
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interest on £5000 in Vantage account
Hypothetically I have exactly £5000 in my vantage account on the day that a DD for £3000 is due. Disregarding the interest I would get for having more than £5000 in that account, would I get the same amount of interest if I transfer £3000 into the account the day before the DD comes out or transfer £3000 into the account…
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First Direct Bonus - bonus for sole and joint account?
What is the situation with the bonus from First Direct if I have a sole account and also a joint account? I opened the 1st account in August (as part of mortgage) and this was a joint account with my wife. We received a £100 bonus last month as that was the offer at the time. The question I have now is if I transfer across…
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Faster Payment Service at Weekends.
I am currently with Natwest and by far the most annoying thing I have found is their switch to only accepting instant faster payments on weekdays during operating hours. Is this purely a Natwest thing or is this all banks? Essentially I would like to be able to send payments within a couple of hours 24/7 or at the very…
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Lloyds branches asked you to move your TSB ac
Interested to know if any branch of Lloyds has suggested you need to move your now TSB ac back to them on the 7 day switch?
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Working on my energy budget
Hi, So I am working on my energy budgeting to lower my tariff, and I am finding something rather confusing. I understand what the standing charge actually is. What I don't get is how the comparison sites are listing the charges. For instance, EDF. Money supermarket charges quote. Standing Charge £0.452 per day Electricity…
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Payments not showing on statement..
I have made a few online transactions starting from the 24th of September but they still are not showing on my online banking. After the transactions I did check my account and they did leave my available balance. However, after checking my online banking I have noticed they have not showed on my account and I'm worried…
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How much do you spend and save each month?
Hey guys, New here. I just wanted to get a general idea of how much money people save each month. I spend about $2000+ a month and save about about $1500. Would this be enough a month to save for my retirement? I'm 24 years old.
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Santander 123 - question re "calendar month" in T&C
Have just opened up my 123 account (today) and setting up spread-sheet to show ins/outs and dates etc. to maximise interest and cashback I noticed that in the Ts&Cs it states for the £500 min transfer "This is not a calendar month, it is the month from the date you opened your account". Can anyone clarify this for me…
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Providing Employment Details to Your Bank
Is there any advantage to be had from providing this information? Credit limit increases, opportunities to upgrade accounts, etc? (Found in Lloyds Bank online banking)
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Best option??
Hi i was wondering if i could get peoples views on here of what they think would be the best option for me, heres a little back ground infomation.. 22 years old, have got around £10,000 saved towards a house deposit currently saving £400 a month, i rent a room in a house for £400 due to rent for a single place in aberdeen…
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Santander 123 - Joint account?
Hi, I've search on the forums here and I understand that it is possible to open a 123 account in joint names (for our household bills). I am a self assessment tax payer in the 40% bracket. My wife is not on SE but is around the 40% mark (depending on bonuses). Is it simpler for accounting purposes to open the account in my…
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bank account child with disabilities
hello i hope this is in the right place My little man is nearly 3 he has autism i would like to open a bank account for him or put a bit of money into his child trust fund i dont have a lot just a little bit saved each month for him. however what happens when he reaches 16 ? my son is non verbal and its unlikely he will…
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Santander 123 Current Account - Create DD's?
Hello everyone, for a little while now I've been pondering the 123 Current Account as it looks to be pretty much the best savings account out there at the moment! However, I currently only have one direct debit which is a phone bill, which I am soon to get rid of and I understand you're required to have two to switch over?…