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First Direct Bonus - bonus for sole and joint account?

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What is the situation with the bonus from First Direct if I have a sole account and also a joint account?

I opened the 1st account in August (as part of mortgage) and this was a joint account with my wife. We received a £100 bonus last month as that was the offer at the time.

The question I have now is if I transfer across my main sole current account to First Direct and my wife does the same, are we eligible for the £125 bonus each?

I was thinking that if we had transferred across our sole accounts first, we would have received £100 (or £125 now) each, but because we opened the joint account first, does that exclude us from receiving any further bonus when we transfer our sole accounts over?

The T&C say "This offer is only available for people who haven't previously held any account with first direct and is limited to one payment per customer or joint relationship."

Any ideas?

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In one word, NO.
    You already have an account with them.
  • JuicyJesus
    JuicyJesus Posts: 3,831 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The T&C say "This offer is only available for people who haven't previously held any account with first direct and is limited to one payment per customer or joint relationship."

    Seems remarkably clear to me...
    urs sinserly,
    ~~joosy jeezus~~
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