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TSB Current Account Application:
I successfully completed an on-line current account application with the new TSB. Does anyone know what the time-scale is for them coming back to me with a decision ? :D
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Changing bank
I am with Llyods TSB and would like to change my bank. But I have heard that its not a good idea to shift your bank if you are planning to buy a house (I might buy something next year). I think I have a good credit history. I have a stable salary and never been denied anything. So does that mean I can change my bank? Your…
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International money transfer: Postbank (DE) to HSBC (UK)
I am just finishing my internship in Germany and will be returning back to the UK soon. I have a small amount of money left in my Postbank account (less than 200 euros). Would it be better to transfer the money directly to my HSBC account in the UK or to withdraw the cash, get it converted when I'm back in the UK and then…
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Nationwide Flexdirect applications
I had one in sole name a few months ago so I applied for another a few days ago. New Flexdirect showed in internet banking the next day. I read on here that you could have 4 flexdirects so I applied for two more. Nothing sinister in the application. Got successful messages. The accounts are still not showing though. I have…
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Registering for gross interest?
I want to do it for my new Lloyds and Nationwide accounts, do I have to send the R85 form I think it is to them or can I do it over the phone?
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Logging in to Lloyds and TSB
My wife had 3 Vantage accounts with Lloyds which have now been migrated to TSB. TSB internet banking tech support told me that the same log in credentials should work for both Lloyds and TSB - they left it this way intentionally. However, when my wife logs in to Lloyds she gets an error message saying that her accounts…
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Direct Debit Guarantee - not worth the paper it's printed on?
I had a direct debit set up with a utility company, npower. I left npower and switched to another provider due to a large increase in charges and numerous billing errors. At the time I had an open complaint with regards to a billing error. Npower acknowledge that the bill was incorrect (it did not add up). At the time they…
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Turned Down for a First Direct Account - What are my options
Just applied for a First Direct account, what are my options. has anyone else managed to get an account with another bank when this has happened. my experian score is 694 and i haven't applied for anything for 6 months. bought a car 6 months ago experian had me as 725 back then.
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Where to invest your Sant.123 after 20K
Due to a wind fall I have 50K most of which will go on an extension next March. The money is in Santander 123 but unfortunately their 3% does not exceed on savings over 20K. Of course, apparently, you can open another 123 Account but still have to have a minimum of £500 per months coming from external source i.e. salary…
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TSB on hold for 18 minutes!
Applied for a new TSB bank account, received a text saying they need more info, so phoned them and now been on hold 18 minutes to get through. Perhaps this is an initial indication that I shouldn't bother?!
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Current Accounts with Extras
Hi, Do you know the current accounts that you can get extra for by paying a certain amount of money into it each month. For example get travel insurance, road side assitance etc. if you were going away on holiday one month and opened the account, then closed it within the same month, would you still get the benefits? Or do…
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Bank Consults On Scrapping Paper Money
What's people's opinion on the thought of polymer money? http://m.bbc.co.uk/news/business-24029785 I think it would be better i hate getting tatty bank notes.
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Outrageous international Bank Charges- Santander
Tried to tansfer money to a European account today. The amount was paltry (€ 63), the bank account in France. Santander quoted me a whopping fee of £ 25 for a standard transfer which takes up to 5 working days. Luckily I still possess a German account, so I contacted my bank there to make the transfer. It was uncomplicated…
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Bank holding my money
I recently applied for a Royal Mail redirection as I was soon to move house. I applied online and went through the verification process. Royal Mail then said that they couldnt complete the process online and I had to go into a P.O. branch to complete. Fair enough I thought but the funds to pay for it had now been earmarked…
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How do you manage your monthly min account deposits?
Hi, So how do you all manage your monthly min account deposits? Say your £750 for halifax, £1k for flexdirect etc. Standing Orders? Manually? If you have multiple flexdirects and do it manually, how do you manage that? wage a/c -> flexdirect1 -> wage a/c -> flexdirect2 -> halifax -> flexdirect3. Do you also manage your…
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bacs sent on friday? when to expect it?
bacs processed on Friday 6th september, when do you think it clear into my account? Thanks if anyone can answer.
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Lloyds TSB Replacement Card
How long does it usually take for a replacement card to arrive? My DH lost his card, and went into the branch to order a new one. This was a week ago. Yesterday a card came through the door, so he went to the local cash machine and tried to get money, but the PIN was showing as incorrect. On further inspection today, it…
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Opening a TSB account - No Local Branch
I note that like Lloyds, TSB require both parties to a joint account to attend a branch to prove their identity. Does this effectively mean that you can't set up an account with TSB if you can't get to a local branch even if you are happy to run the account online?
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AUDDIS Direct debit system being abused by NPower?
Always check your bank statements, folks. I oversee a charity account and we do not have any direct debits set up on our account. Neither have we ever dealt with NPower. So it was surprising, when checking our latest statement, to see several direct debits taken by 'NPower Northern Lt'. Thankfully, I keep an eagle eye on…
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halifax vs santander who to pick
i have the choice of these two banks primary purposes are to do transactions online possibly an ISA money in and out etc will be a joint one so some experiences please whos the best products
