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Savings account/ISA for new born?
Good afternoon all, I need to look in to some sort of account to pay in some cash and cheques that we got recently as presents on the arrival of our baby son. Not sure how to go about it so could do with some help or pointers as to where to look for best result. I want to be able to use the account to drop in the odd…
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Cash Plus prepaid cards problems.
We used a Cash Plus Pre-Paid Mastercard for our hotel during our holiday. Hotel pre- Authorized £3112.86 for 8 days stay. The final bill was paid partially by cash and the remaining £1,531.80 by the same card. Now on top of the £1,531.80 Cash plus is holding onto the £3112.86 as well. I spoke to them just now and the lady…
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Best bank account for a Teenager
Hi My 15 year old son wants a bank account so he can keep his money in (and away from his mum!). Obviously he doesn't have any regular amounts going in but would like to be able to get a card to withdraw from the cash machines and maybe pay things with. He may able to want to link it to a paypal account to but not…
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GFNL Gen Web Retail ????
Hello. Have just had 11p credited to my daily use current account with Lloyds. No idea what or why. Came from GFNL Gen Web Retail. Quick Google search says Genesis Financial, name is listed in UK and USA. Does anyone out there also receive such payments and if so, could you please tell me who these people are and why they…
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NatWest Online Banking - Statements
Hello :hello: I just wondered if anyone knew of a way to get statements from Natwest online banking for a period after my last PDF statement has been produced ? I'm applying for a mortgage and they need bank statements up to today, but the last one produced online was up to the 5th July. They are happy to accept the pdf…
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TSB Current Accounts
I've just applied for a classic current account with TSB via their new website. Looking forward to a new swanky TSB branded debit card :D I already have an account with Lloyds though.
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I want to change banks but...
I've never really given much thought to who I bank with, I set up a current account with NW when I was a child. I now have a couple of current accounts and ISAs with them, as well as a CC though I only really use one current account which is where my wages go and my bills are paid from. I've recently been looking at…
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MPs to question Chancellor of the Exchequer, 10 September 11.30am
Our goal is to post up information on work undertaken in the House of Commons that has a consumer focus but which may not be highlighted elsewhere. We encourage discussion and comments concerning the topic or content of the debate. The questions will be streamed live on Parliament.tv Player (Silverlight or Windows Media…
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BOS Vantage application
Anyone else having trouble applying? I go through the process then get a long 'please wait while we check- should take a few seconds' and then it times out with 'sorry our website is unavailable now' I've tried twice: once on Sunday and again just now. Is this familiar?
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A survey about HSBC's and Barclays' online banking services
Hi! I am not quite sure if this is the right forum, but I don't a lot of time left, so I need any help I can get. I am doing a dissertation about customer satisfaction of HSBC's and Barclays' online banking services. Please, can you fill in my 2 surveys? Thank you in advance! As a new user I can't post links=P So if…
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Halifax reward Current Account - warning.
I had a Halifax Reward c/a for ages, receiving £5 pm if I paid in £1K. Then they changed it so that you had to have 2 DDs set up and pay £750. I set up the required DDs to pay 2 credit card bills and all was OK till last month - I didn't use one of the cards so the bill was zero. Halifax never told me until now that I…
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Best way to cash a biz cheque when making very little
Hi, I went self employed earlier this year but have only had a couple of payments from clients as have had other things and a job going on. Last week a client who is my first official 'stranger' customer, wanted to pay me a deposit for my service/product and I tried giving her my bank sort and account number via encrypted…
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Performance Bonus
Hi all, Not sure exactly where to post this query, but here seemed as good a place as any! Query is:- I am expecting to receive a one off non consolidated bonus of £1600 in next months salary & wondered what the tax & NI implications would be (household income is too high for Tax Credits so no dramas here). Currently I…
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How many Nationwide regular saver accounts can I have?
Is it possible to open more than one?
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TSB/Lloyds split - anyone sticking with Lloyds?
Hi guys, I spoke to Lloyds at the end of July to ask if I could stay with them (silly EU bureaucrats telling me who I should bank with). I received a letter on August 2nd from Lloyds to acknowledge the request. Today I noticed my current account & cc had disappeared from my Lloyds online banking account however these now…
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Does Barclays have the right to impose a paid business account for a sole trader?
Hi everyone, Someone at Barclays told me that I can't use a second personal account for business purposes, and that if Barclays detects that this second personal account of mine is of such purposes it will close all my accounts. Many people say that sole traders can use personal bank account, so why does Barclays say they…
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Should I cancel my oldest bank account?
With the Lloyds and TSB split my nicely organised bank accounts are now spread over the two banks so rather than move back to Lloyds I figure I may as well move our finances to a better account, either First Direct or the Santander 123 depending on which works out better value for money. My question is if I close all my…
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Jose
I am a UK resident and a New Zealand citizen. In order to buy a home in the UK, I will be transferring funds from my NZ bank account to my account here. Can anyone advise me on the safest/best value way to do this. I have looked at the MSE main site and see that funds can be lost if the forex company goes bust during a…
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Bank account insurance misery
Hi I was wondering if you could give me advice. I have posted in “budgeting and bank accounts” because this relates to my bank account, but it concerns an insurance feature on it. I am having issues with the insurance provider and don’t know who is best to pursue for a solution…. I apologise its somewhat long and im sorry…
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MSE Blog: Lloyds and TSB split – so which bank am I with again?
Hi all, this is a thread to discuss the MSE blog: Lloyds and TSB split – so which bank am I with again? "I’m not at my best on a Monday morning. So the last thing I want is a bank-based panic ..." Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our…
