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Bank statement charges
Hi all, I need the last tax years bank statements to do my tax return so sent a letter to Lloyds TSB requesting them. I received a reply from Lloyds stating that it would cost £150 for 9 months worth of statements! I tried sending them the template letter requesting charges etc under the Data protection Act with a £10…
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HSBC account question
I apologise in advance if this is a stupid question. I opened a new "Bank Account" account with HSBC to keep certain payments separate from others. I do everything via internet banking and am currently waiting for HSBC to send through my internet banking info so that I can proceed. Looking at the new account welcome…
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Natwest App Troubles - AGAIN!!!
Is anyone else having issues with their Natwest apps on an iphone or similar? Me and my OH both cannot get into our accounts, and have not been able to for 4 days now. Every time it loads it says "unable to connect".
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Debit card authorisations
If a merchants makes an authorisation on a debit card - thus decreasing the bank balance available - but has not yet taken the amount and the authorisation has now dropped off - can he then re-instate the transaction without me agreeing? I am asking as I am disputing an order and so far the amount hasn't been taken (hence…
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Nationwide Quidco offer
Sorry to be a pain, I've made way too many threads about this already but I want to check one last thing. I've got the £2500 sat in a current account at barclays, waiting to be transferred. I've now set up two direct debits, both for 1p each, from this current account. These don't show up on the account yet and the…
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can i just leave it
I recently applied for the Halifax reward current account online, in which I received a letter saying I already had products with them with a different address (my mums) to the one I applied with (mine). So i needed to go into branch to discuss with someone. This apparantly is a savings account and must have been opened…
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standing order recalled
Hi I need some advice and help. Person A set up a standing order and its been paying person B for years. Person A claims she cancelled the S/O in March but it paid Person B in April. The money was sitting in Person B's account for days (over the bank holiday period) and then the money was recalled and taken out of Person…
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natwest bank charges help
hi i'm new to here but could really do with some advice if anybody has some, basically me and my partner have 2 natwest accounts one basic and our 2nd which has a card where you can withdraw money from anywhere, this account has no payments going into it or any direct debits or standing orders coming out, we just transfer…
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RBS and Banks in General
Hi. i have an barclays account for my bills and i have a RBS Basic account for my spending money. i though it was great but a few weeks ago i got a text saying my new RBS card is on its ways. rung them to find they had upgraded me to silver account which i dont want. now they wont do anything other then say your on a good…
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Norwich and Peterborough card problems
My card works in ATM's, I can withdraw and/or check my balance on any cash machine. However, when using chip and pin in shops it says the pin code is wrong, I'm entering the same pin as I do when using the cash machine. Also It does not let me change the pin via ATMs, it says that the the pin change request has been denied…
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Nat West waste of money - OR DOES IT ONLY HAPPEN TO ME?
Early this year I opened an e-saver but to access funds had to open another account in order to withraw money. EVERY time I visited the local branch the computer system failed/on a go slow etc etc. So I closed the accounts two weeks ago.... since which time I have received 5 notifications of current interest rates for the…
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Banking privacy
Can HMRC or the benefits agency access your bank account details or statements? If they already had the details of one account and you wanted to set up another, if you wanted to keep this private, would you be better off opening the account with a different bank or wouldn't it make any difference?
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first direct question...
I paid in a cheque today at my local branch of HSBC. It was a Barclays cheque, paid straight into my First Direct account. My question is, when will it show as a credit to my account? The cheque was paid in around 2pm thisafternoon, just checked internet banking, nothing showing. Phoned First direct only to be told I can't…
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When is an expired debit card, not expired?
Short story long. A few years ago I set up an account with Boxnet (a site to upload large files). I had not used them during 2011 and when the bill appeared on my Co-Op statement last year, I thought it must have been a standing order, so looked, no it wasn't, just from the card. I did not know the password and since it…
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First Direct Joining Bonus
I know there are various other threads on this, and I've looked at them. Just want to check. Am I correct in thinking that just one transaction of £1000 through a 1st account in and straight back out within 3 months of opening, together with using the switching service to transfer 2 standing orders to the account, would…
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Earning in euros and sterling bank account
I am a contracting in Belgium and being paid in euros which is getting deposited directly into my sterling account in the UK. Every month i am getting charged heftily and am losing as much as a day's wages each month. As i am based in Belgium temporarily, i decided against setting up a euro account here. Like to know what…
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Is My Cheque Book Still Valid?
Hey guys, As one who doesn't really use cheques these days I dug out my pristine cheque book today and noticed that it still has Abbey branding. The account is still active and I need to send a cheque tomorrow, so I need to know if I can still use this cheque book. None of my real life friends can answer this, so I'm…
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0% overdraft on current accounts
Are there any more current accounts than the two advertised on this website that have 6 or 12 month 0% overdraft where you don't need an actual salary going in? (the two Ive already seen are nationwide and Halifax) Thanks
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Going to university, what accounts do I need?
I am going to university in September and need to sort out my accounts. I currently have a standard HSBC current account as well as a savings account with about £1000 in it that my Mom opened for me years ago. The savings account has an interest rate below the rate of inflation so theoretically I am losing money by having…
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Closing a long-standing account
I have had a Barclays current account for over 6 years which served as my main account for my salary, DDs, SOs and card purchases. I recently (Nov '11) opened a NW Flex account making this my main account and transferring all my DDs/SOs and now salary to it, as well as a N&P account for personal allowance spends and…
