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Natwest Cheque Clearance days??
Hi guys, i've searched the forum and there seems to be so many conflicting reports, i paid a cheque into my natwest account monday afternoon about 2.30 for £2000 can somebody confirm when i will be able to draw on the funds, ive checked this morning but nothing available so far. Thankyou
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Lloyds TSB Classic Account with Vantage
I'm trying to open a joint Lloyds TSB Classic account but there doesn't seem to be a joint option on the online application. Do I have to open the account online and then upgrade it to a joint account after I've received all of the internet access information. Thanks
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Nationwide current account online application
Just a quick one, after falling out with Halifax I've opened a current account online with Nationwide. Filled out all the form and was accepted, but I'm sure at the end of the process it said I needed to come to the branch with some ID - which I can understand. I've been getting texts about the transfer service being…
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Old acquaintance set up direct debit on my account
Advice please Experts... A direct debit from Swintons appeared on my bank statement. I didn't have any business with Swintons so I phoned them up about it. Since I wasn't the named customer on their account records they refused to discuss the matter - even though they acknowledged the direct debit reference number I was…
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Best account for savings?
As I've mentioned previously on here I'm looking to put my money in the best accounts possible. I've got a lump sum of £3935 in my savings at the moment, of which £2500 will be going into a Nationwide Flexdirect account as this seems to be the best place for any money to go at the moment. On top of this I'll also be…
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Graduate bank accounts
Hi I currently have a graduate bank account with RBS, which I believe is due to expire in July as it will have been three years since I graduated. However, after much searching through the website ad ages on hold, I have yet to discover what happens when this date is reached. Will I automatically be switched to another…
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Swiss bank account
Hi, First some background on me :-) I'm moving to Switzerland in September for 3 years and will be working for a Swiss company and paid in chf (Swiss Francs). In the UK I have two bank accounts. One with HSBC and the other with Santander (123 Account). What I would like is a UK bank , that allows me to have a CHF current…
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Budget templates
Hi, Anyone got any good budget sheet templates for excel? Cheers.
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Which Business Bank Account
Hi, I need to open a business bank account. I have no idea where to start. Firstly my credit file isn't great. The business turnover is only around £20,000pa. I don't need a credit card or overdraft facility, just a cheque book to pay bills. Any help would be appreciated or a pointer to somewhere on the site to help.…
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NatWest First Reserve Huge Changes
To NatWest First Reserve customers, who have had long established standing orders, direct debits and Visa debit cards. You will have recently received three letters. 1) A polite request from NatWest to cancel your standing orders and direct debits. 2) A letter stating that expiring Visa debits cards will be replaced by ATM…
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Buying a home, electronic transfer ?
I am considering buy a property in the UK, but live abroad. I have UK bank account and wondered if I would be able to pay Solicitors by electronic transfer ? never used it before, but assume same as using a card type transaction. Wrote to several Solicitors about this in Wolverhampton area, only a couple replied, with…
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Transferring money abroad without paying fees?
I recently had to borrow some money from a friend of mine when i had some issues with my debit card. They've now moved on on a backpacking tour and i promised to transfer the money to their bank account. When i tried to transfer the money to their account (Australian) i couldn't do it because their accounts have 9 digits…
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Lloyds bank transfer and my mortgage
I'm in a branch due to be sold off although I've said I want to remain with Lloyds. I'm still waiting for a letter to switch my account to another lloyds branch. My mortgage was a C&G which I ported to lloyds when I moved house last year. The mortgage application was made by phone to lloyds by myself. My query is, if my…
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Santander
I opened up a Santander account just before I went onto a DMP. This has been open for 2 years now and have tried on a few occasions to get an overdraft which failed every time. I tried just and got accepted for £500. I have a score of 483 on experian (not relevant I know) and have 5 defaults still on my report. What could…
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A foreigned owned bank account in UK
I imagine this doesn't come up very often, but I pay a monthly amount to a relative in another 3rd world country. My relative has a bank account in this 3rd world country, and the bank (where my relative has a bank account) then has an account here in the UK. So I pay an amount in pounds into this UK account (I have to go…
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recurring payments
Can anyone tell me is this correct: My ex set up an experia account for me but will not tell me the password to cancel the payment. Santander have told me either I have to contact experia or cancel my debit card before it can stop the payment coming out. I would be completely lost for 7 days without my card, can they…
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Compensation for loss of privacy
Hello - money was credited to my bank account by mistake - it turns out that the bank gave my name to the other party at some point in them trying to resolve what went wrong - I now have a letter from the bank asking my permission to have the amount debited (which I shall, naturally), but they have also offered my £70 for…
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hsbc customer service and fraud department
I need some legal expert advice and would like to know if this has happened to anybody else. Last year June/July my partner and I joined HSBC so we could have two separate but joint accounts. This was all done by phone and email. The pin pad and details took long and the mandates were only received and sent in December…
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confused
Recently I rang Halifax to double check About whether I would be eligible for the reward saver current account. 2 direct debits and payments going in ( not necessarily salary) to receive the £100 bonus and 6 months 0% overdraft. I was told that I was still eligible. I went in my local branch today to discover that the only…
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TSB Accounts
Does anybody know whether you will be able to pay cheques and cash into a LLoyds branch if you have a TSB account.
