Budgeting & bank accounts

Archives for June 2013

Natwest financial review.
Hello peeps, I received a phone call this week from Natwest asking me if I would go into branch for a financial review. I've never had one of these before and was thinking it will just be an exercise in getting me to buy their products. Just wondering if anyone else has had one and what I can expect, many thanks.
Opening FlexDirect account online question
Hi, Does anyone remember when they opened their FlexDirect account if they got an email as a receipt? Because i opened one this afternoon but clicked to apply for the credit card but then exited it, because i couldn't go back. I dont know if this has cancelled my entire application of the FlexDirect account or not.
Halifax paper statements. When do we receive them?
Some time in May, i changed my statement preferences to be paper as i need a paper statement but it wont let me 'order' one despite it offering the service online. I was happy enough to wait. Well, it's the last day of June today. Other family members have received their paper statements. I'm just wondering where on earth…
Verified by Visa for Barclays
Hi. I am a barclays current account holder and am not registered for Verified by Visa. The window normally comes up after making purchases online but just disappears without me entering anything. Today, on the third time I used by card, it asked me three security questions - It gave four answers and asked which was my…
Banking groups...
I am considering my options whilst getting help from MSE as well as other. Planning for the future, I will be looking to swap my current accounts to an other bank that is definately not related to my bank. Does anyone know where I can find what bank is related to what? Many thanks in advance.
What luxuries are you going without?
I'm thinking of not going out this coming weekend, just save a little £££ So it got me thinking, for a little motivation, What luxuries are you going without in order to save?
Multiple current accounts - tips?
Hi all, Just switching from full-time work to full time student. I have had my final salary and am waiting for the first of my quarterly stipend payments. I have switched to a Santander postgrad account with a handy free overdraft - this has all my bills set up. I want to totally separate my bills, my day-to-day spending,…
Halifax Overdraft Query
Hello All, Firstly let me start by telling you I'm a worrier! I have an ultimate reward current account with Halifax, I've had it for going on a year now and I've had an overdraft on my account of £250 on the account for long then a year. I've always been trying to increase the overdraft online and never been able to do…
Dodgy Lloyds TSB
Hi MSE'ers (sorry long post.. but shows complete banking incompetence) In Dec 2012 my OH and I went to apply for a mortgage with Lloyds TSB. At the time we were informed that we would receive a preferential mortgage rate if we opened a current account with them. We decided that we would move our joint account from Natwest…
Bank Account for lotto winnings
Hello, I have started a lotto syndicate at work where it was agreed that the manager of syndicate (me) would collect money from members, place lines etc, collect winnings. I wanted to set up a bank account where any small winnings would be placed for future use and the account to be named in the syndicates name. I visited…
Opening a TSB current account
I already have accounts at LloydsTSB and now want open a purely TSB account before moving north. However I also want to retain my current banking arrangements with Lloyds until I decide to stop working which won't be at the same time as moving to Scotland. Not sure how to go about this - there are two LloydsTSB branches…
NatWest & RBS PDF Statements
You can now download print & save 7 years worth of bank statements in a PDF version welcome to the 21st century RBSG. http://www.rbs.co.uk/personal/online-banking/g1/online-statements/your-statement-explained.ashx http://www.natwest.com/personal/online-banking/g1/paperless/online-statement-guide.ashx
Santander 123 interest query
Hi, I'm hoping someone can help me out, the Santander website is a bit vague on this question. I've just opened a Santander 123 account for all my monthly bills to come out of in a new house-share. it will be funded by myself and my 2 friends each month to pay the rent and all household bills etc, and will probably have…
Possible to get £ lodged into Santander credit card back into Santander bank account?
Apologies in advance for the long post. Yesterday I accidentally lodged money into my Santander Zero credit card (which had a zero balance) instead of lodging the money into my Santander Zero bank account. I realised my mistake before I left the counter and when I brought it to the cashiers attention she said that she…
WTC paid into old bank account
I did not qualify for tax credits, but last year my income fell, owing to illness, so when I renewed my claim, I was owed a considerable amount of money, which HMRC paid into the wrong a/c. Nationwide are my old bank, and I left them 6 months ago. Never told HMRC, because I had not been receiving anything. I am making an…
Business banking charges
Can somebody please explain to me why and HOW banks can get away with charging people with business bank accounts extortionate amounts for putting in a cheque or even depositing and withdrawing MY OWN MONEY. Also they charge a monthly fee JUST FOR THE PRIVALEGE of having a business bank account. I am a sole trader and…
HSBC Now charging for business bank accounts
I'm a contractor and have used HSBC for a while as they offered free business banking. That worked out fine for me, but now they are introducing a £5.50 per month fee. I'm not too happy about that. Does anyone know of any free business bank accounts that are suitable for contractors? I know I can switch to Barclays for 2…
HSBC now charging £5.50 a month for "free" Business Banking
I just got another T&C's changes for HSBC and noticed they have decided to start charging me £5.50 per month for "managing" my online account. Which is the best alternative bank that offers free business accounts? I just need to be able to access online for bank transfers, that's all. NO branches needed. TIA (by…
Santander discriminate disabled customers
I've been a customer of Santander since they took over Alliance & Leicester. My debit card breaks all the time, I believe they must use substandard cards. Now it's knackered again, I've asked for a new card to be sent. As before I explained my circumstances, I am disabled with mobility issues, I am reluctant to carry cash…
Paying for a rehabilitation centre/hotel in Latvia for my dad
Anyone know the best and cheapest way to pay money into latvian bank account? trough halifax i think its 9.50£ its only just over a 100£ amount. Thanks

★ ★ ★ Meet your Ambassadors

MSE News

NatWest and RBS to close at least 134 branches in 2023/24 – here's the full list, plus alternatives
The NatWest Group will shut at least 143 of its bank branches throughout 2023 and 2024 following its latest announcement.
Bank of Scotland, Halifax and Lloyds to close 35 more branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, have announced they'll close at least 35 more branches between them over the next 12 months.
Martin Lewis: Are you an E.on customer? Here's an easy way to cut what you pay for energy
E.on Next's 'Pledge' tariff could be an easy way to cut your bills over the next year, according to MoneySavingExpert.com founder Martin Lewis.
Martin Lewis: Urgent warning for savers as base rate held at 5.25%
You should open a fixed savings rate NOW in case rates are cut, MoneySavingExpert.com founder Martin Lewis has warned.
Second cost of living payment to be paid from 31 October – here's who qualifies and how much you'll get
Over eight million households on certain benefits and tax credits will receive their second cost of living payment from 31 October.
E.on Next's Pledge tariff costs £50 less than the Energy Price Cap – should you switch?
E.on Next has launched an energy deal for existing customers that costs around £50 a year (around 3%) less than the Price Cap for typical users, making it one of the cheapest deals available.
Workers aged 18+ could benefit from a hidden pay rise in future as new pension auto-enrolment rules get the go-ahead
Workers aged 18 and above may benefit from a 'hidden' pay rise in future as the Government now has the power to lower the age limit to be automatically enrolled into workplace pensions from 22 to 18.
Find HIDDEN supermarket discounts in the ‘world foods’ section – up to 80% off herbs, spices, tinned goods & more
You know the old saying, 'it's not what you know, it's who you know' – well, the same can be applied to navigating the aisles of your local supermarket – in this instance, 'its not what you shop, but where you shop'. We’ve uncovered baby aisle bargains and how you can save by crouching down . Now we’re unearthing secrets in the ‘world foods’ aisle…
Virgin Media to hike prices by 13.8% for millions of customers – but you can leave penalty-free
Millions of Virgin Media broadband, TV and home phone customers will see their bills increase this spring by an average of 13.8%.

View All

Budgeting & bank accounts

Discussion List