Budgeting & bank accounts

Archives for June 2013

Natwest financial review.
Hello peeps, I received a phone call this week from Natwest asking me if I would go into branch for a financial review. I've never had one of these before and was thinking it will just be an exercise in getting me to buy their products. Just wondering if anyone else has had one and what I can expect, many thanks.
Opening FlexDirect account online question
Hi, Does anyone remember when they opened their FlexDirect account if they got an email as a receipt? Because i opened one this afternoon but clicked to apply for the credit card but then exited it, because i couldn't go back. I dont know if this has cancelled my entire application of the FlexDirect account or not.
Halifax paper statements. When do we receive them?
Some time in May, i changed my statement preferences to be paper as i need a paper statement but it wont let me 'order' one despite it offering the service online. I was happy enough to wait. Well, it's the last day of June today. Other family members have received their paper statements. I'm just wondering where on earth…
Verified by Visa for Barclays
Hi. I am a barclays current account holder and am not registered for Verified by Visa. The window normally comes up after making purchases online but just disappears without me entering anything. Today, on the third time I used by card, it asked me three security questions - It gave four answers and asked which was my…
Banking groups...
I am considering my options whilst getting help from MSE as well as other. Planning for the future, I will be looking to swap my current accounts to an other bank that is definately not related to my bank. Does anyone know where I can find what bank is related to what? Many thanks in advance.
What luxuries are you going without?
I'm thinking of not going out this coming weekend, just save a little £££ So it got me thinking, for a little motivation, What luxuries are you going without in order to save?
Multiple current accounts - tips?
Hi all, Just switching from full-time work to full time student. I have had my final salary and am waiting for the first of my quarterly stipend payments. I have switched to a Santander postgrad account with a handy free overdraft - this has all my bills set up. I want to totally separate my bills, my day-to-day spending,…
Halifax Overdraft Query
Hello All, Firstly let me start by telling you I'm a worrier! I have an ultimate reward current account with Halifax, I've had it for going on a year now and I've had an overdraft on my account of £250 on the account for long then a year. I've always been trying to increase the overdraft online and never been able to do…
Dodgy Lloyds TSB
Hi MSE'ers (sorry long post.. but shows complete banking incompetence) In Dec 2012 my OH and I went to apply for a mortgage with Lloyds TSB. At the time we were informed that we would receive a preferential mortgage rate if we opened a current account with them. We decided that we would move our joint account from Natwest…
Bank Account for lotto winnings
Hello, I have started a lotto syndicate at work where it was agreed that the manager of syndicate (me) would collect money from members, place lines etc, collect winnings. I wanted to set up a bank account where any small winnings would be placed for future use and the account to be named in the syndicates name. I visited…
Opening a TSB current account
I already have accounts at LloydsTSB and now want open a purely TSB account before moving north. However I also want to retain my current banking arrangements with Lloyds until I decide to stop working which won't be at the same time as moving to Scotland. Not sure how to go about this - there are two LloydsTSB branches…
NatWest & RBS PDF Statements
You can now download print & save 7 years worth of bank statements in a PDF version welcome to the 21st century RBSG. http://www.rbs.co.uk/personal/online-banking/g1/online-statements/your-statement-explained.ashx http://www.natwest.com/personal/online-banking/g1/paperless/online-statement-guide.ashx
Santander 123 interest query
Hi, I'm hoping someone can help me out, the Santander website is a bit vague on this question. I've just opened a Santander 123 account for all my monthly bills to come out of in a new house-share. it will be funded by myself and my 2 friends each month to pay the rent and all household bills etc, and will probably have…
Possible to get £ lodged into Santander credit card back into Santander bank account?
Apologies in advance for the long post. Yesterday I accidentally lodged money into my Santander Zero credit card (which had a zero balance) instead of lodging the money into my Santander Zero bank account. I realised my mistake before I left the counter and when I brought it to the cashiers attention she said that she…
WTC paid into old bank account
I did not qualify for tax credits, but last year my income fell, owing to illness, so when I renewed my claim, I was owed a considerable amount of money, which HMRC paid into the wrong a/c. Nationwide are my old bank, and I left them 6 months ago. Never told HMRC, because I had not been receiving anything. I am making an…
Business banking charges
Can somebody please explain to me why and HOW banks can get away with charging people with business bank accounts extortionate amounts for putting in a cheque or even depositing and withdrawing MY OWN MONEY. Also they charge a monthly fee JUST FOR THE PRIVALEGE of having a business bank account. I am a sole trader and…
HSBC Now charging for business bank accounts
I'm a contractor and have used HSBC for a while as they offered free business banking. That worked out fine for me, but now they are introducing a £5.50 per month fee. I'm not too happy about that. Does anyone know of any free business bank accounts that are suitable for contractors? I know I can switch to Barclays for 2…
HSBC now charging £5.50 a month for "free" Business Banking
I just got another T&C's changes for HSBC and noticed they have decided to start charging me £5.50 per month for "managing" my online account. Which is the best alternative bank that offers free business accounts? I just need to be able to access online for bank transfers, that's all. NO branches needed. TIA (by…
Santander discriminate disabled customers
I've been a customer of Santander since they took over Alliance & Leicester. My debit card breaks all the time, I believe they must use substandard cards. Now it's knackered again, I've asked for a new card to be sent. As before I explained my circumstances, I am disabled with mobility issues, I am reluctant to carry cash…
Paying for a rehabilitation centre/hotel in Latvia for my dad
Anyone know the best and cheapest way to pay money into latvian bank account? trough halifax i think its 9.50£ its only just over a 100£ amount. Thanks

★ ★ ★ Meet your Ambassadors

MSE News

Nationwide urged to "give members a say" over proposed Virgin Money takeover as thousands sign petition calling for a vote
Nearly 4,000 people have signed a petition calling on Nationwide – a building society owned by its customers, who are known as members – to let them vote on its decision to buy rival lender Virgin Money.
Bank of Scotland, Halifax and Lloyds to close 177 branches in 2024/25 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 177 of their bank branches in 2024 and 2025, the Group has confirmed.
Barclaycard's cutting minimum repayments – you could be in debt YEARS longer paying DOUBLE the interest
If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest.
NatWest, RBS and Ulster Bank to close at least 100 branches in 2024/25 – here's the full list, plus alternatives
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
Co-op Bank customer? You could be moved to Coventry Building Society in future – here's what's happening
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
Got a text, email or letter from the Met Police? Don't ignore it – you may need to act to protect yourself from scams
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Save up to £1 on your takeaway coffee – while saving the planet
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
Chase customer? Check if you can get its boosted 5.1% easy-access saver
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
New online state pension boosting tool promised to Martin Lewis hit by delays – here's what you need to know
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.

View All

Budgeting & bank accounts

Discussion List

Get our FREE Weekly email full of deals & guides - and it’s spam-free