-
Tiny amount to save, is it worth it?
I have to save a little bit by February 2014, Im talking under £500. :o Im really struggling to save anything each month at the minute but this is important so decided to just open a savings account and set up a monthly direct debit. I automatically went straight to my own bank RBS then wondered if I should shop around.…
-
Co-op Bank - Paid in Cash in PO Cheque Only Envelope by accident.
Hi, I have a Co-operative bank account and mainly use my local Post Office to pay money into my account. I made a rediculous mistake this week by paying £40 in cash in with a Cheque Only Envelope! I also paid in a seperate cheque in on the same day ie. Wednesday. On Friday I realised my mistake and called the Co op Bank.…
-
Bank switching issue
I am thinking of switching my current account from Santander to Halifax (mainly to take advantage of the £100 switching bonus on offer). However it states to qualify for this all direct debits and standing orders need to be switched. I opened a Santander monthly saver account last year and set up a standing order from my…
-
Faster payments slow between FD and Santander?
I opened a Santander 123 account a couple of weeks ago, and also have accounts at First Direct, Smile, and Halifax. Transfers between Santander, Smile, and Halifax (either way) appear instant, and between First Direct and Smile or Halifax is also instant - in all cases by the time i've logged in to the recipient account…
-
Best way to send money abroad
Sorry if this has been asked before. I need to transfer 150 euro as a deposit for a week in a holiday villa in Spain. The owner has given me their bank(Spanish) account details. what is the best way to do this from a british account?
-
Transferring money between accounts
Hi, I currently have £19.5k in a current account with Nationwide. This is comprised of £4.5k that was refunded from my mortgage account (previous overpayments) and a £15k loan from my Mum. I also have £30.5k sat in a savings account with lloyds, which was a gift from my aunt. Sort of an inheritance, but not an official…
-
Business bank account but i have bad credit .
I have bad credit and Iva but .. I'm looking to contract in my new jobs , so I'm looking to setup ltd company and business bank account . Does anyone know best way to do this and who might offer business account.
-
natwest overdraft but only a blue debit card
I previously have said that i applied for an overdraft with natwest and was declind. This was quite some time ago now. This morning i decided to give it one last go before moving banks and today they have accepted me. They did offer me upto 1000 but i only put 200 as i don't need the overdraft. My question is now they have…
-
Nationwide FlexDirect - online application - documents required?
Applied for the Nationwide FlexDirect online and at the end of the process it said.... We are pleased to confirm that your FlexDirect Account application has been approved. What happens next? We just need you to provide & sign some documents before we can open the account. We will send you a letter within the next 5…
-
halifax monthly £5 reward
anyone had there £5 yet this month mine seems not to of gone in yet? have made sure i have met new demands etc ....
-
First Direct- Unable to verify identity
How exactly do banks verify a persons' identity electronically? I ask because my Wife and I applied to First Direct to transfer our bank account from Norwich and Peterborough to them. The application came back as unable to verify my identity electronically, but my Wide's was fine. How can this be? All of my credit accounts…
-
Moving from Co-op
Which provider would you recommend? I was wondering about Lloyds/TSB or Nationwide to get some interest on the current account. I already have a Santander 123 account.
-
123 Current Account Cheque Book
From experience, does anyone know if the 123 current account comes with a cheque book by default when the 123 account was applied for online (there was no option to select one) or do I need to order one via the online banking, now that the account has appeared there?
-
Bussiness Bank Account - When are they needed?
Hi I'm looking to run a small part time business on the weekends in my free time, i was trying to find out WHY you need a business bank aco!!!!? They all seem to charge a fee of some kind and as i would probably be earning, at most, £50 a week, this seems a bit pointless. Does any one know the legal requirments for this?…
-
Money missing from lloyds tsb
Hi I'm just looking for a bit of advice my partners wages should have been paid into the bank yesterday also a payment from another company I telephoned lloyds to see if there could be a reason neither of these payments have gone into my bank they said no could take upto two hours checked today which is well over two hours…
-
Nationwide FlexDirect - 5% interest, free overdraft
It looks as though Nationwide have increased the rate on their FlexDirect account. It's now showing as 5% interest (fixed) for 12 months (on balances up to £2500) and a 12-month free overdraft. It should be noted that there are some restrictions on what you can do in branch - basically anything that can be done using…
