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Lloyds & Standing Orders over Easter
Hi, Hi have various standing orders covering my rent and most of my bills, my rent is due to leave my account on the 29th of each month, and the rest of my bills on the 30th. This month none of them have come out. They're all setup correctly and have worked in previous months, it states that they're next due date is "29…
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natwest increased my overdraft
Hello Around 8 or so years ago I got a £500 overdraft with a agreed fee of £7 a month if I used it, I often used it and my wage replaced it every month. So they decided to increase it without my say so and again I kept sending it and my wage would replace it. But They also increase the fee which I didn't agree to but have…
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Are Contactless cards secure?
I was looking for more info on contactless cards, but can't seem to find anything that answers my questions! What security measures are there with contactless cards, because my understanding is you don't need to enter your pin? Is there a maximum spend when using contactless?
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Money Unavaialble
Recently we had a problem at the supermarket checkout, that resulted in a double charge to our HSBC current account we only got one till receipt but our account was charged twice this second charge is now stuck in allocated waiting for the supermarket to claim it, so its not available to us to spend as it is not in our…
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Got a Halifax Ultimate Reward Account? Here Comes the Money!
If you've got an URCA with the Halifax, congratulations! They failed to notify people when the fee went from £12.50 to £15 about 2 years ago, so they're refunding the £2.50 difference for the last 21 months. Don't know if it applies to everyone, or if only certain people weren't notified, but we shall see... Spoke to a…
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Halifax Debit Card Question
I have a Halifax Reward account, it came with a Contactless Debit card. Will this be the offline type of card that I can use on trains, Planes etc, or the Online (Full Auth) card that can't. Was going to ask the Halifax but was not sure if they would know !.
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Executors bank acct
We have applied to open such account there are three executors I bank with Natwest the other two don't we have appled to Natwest to set the acct up. When and if we succeed will i be able to see the acct listed with my normal online banking obviously thou the acct will be held in three names I went into Natwest today and…
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Flexdirect from Nationwide
I have an ordinary FlexAccount with Nationwide and applied online to upgrade the account to FlexAccount to get 5% on £2,500 and whatever other benefits I get. I got a letter today, saying my account had been upgraded, but on logging on to my account it looks just the same. So when should I transfer my £2,500 to that…
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Santander 123 cashback - Direct Debit boiler cover
Say you have a Direct Debit for an energy company like e.on for boiler cover, will you get cashback?
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Intelligent Finance
Do any of you wise forum folks know what's happening with IF? I've been a customer since they started and the whole thing has become a bit of a museum piece in the last few years. The last I heard was that they weren't going to be included in the divestment of Lloyds TSB Scotland, etc. but I wondered if anyone else has…
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Should I get an accountant/financial advisor?
Hi all, Would appreciate your thoughts here. Me (pregnant), my husband and our 1 year old are returning to the UK after 3 years in Canada. I won't be working so we will have to watch the purse strings pretty carefully. We have 2/3 equity in a flat we rent out in Leeds (mortgage fully paid off thanks to $/£ exchange rate in…
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FlexDirect accounts have been breeding!!
I opened 2 FlexDirect accounts at the begining of the month... I went onto Nationwide, online banking, this morning and I have now got 4 :eek:. Unfortunately the money hasn't doubled..... I will have to wait until after the long weekend to get this mystery sorted. dx
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bank payment from someone elses account
a friend pays money into my account every friday to pay for her catalogue payment, she said its "come out" of her account, but it didnt shown up in mine yesterday (good friday) or today (saturday), will it be tuesday.
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Cheque clearance with bank holidays..
I am going to pay in a cheque this morning (a Saturday) at my bank which is a Co-Op current account (cash minder). Obviously Monday is a bank holiday. When will I be able to withdraw from the funds from the cheque? I have had a breif skim over the T+2/4/6 guidelines for cheque clearance. Will today be 'T' even if it's a…
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Smile faster payments not made
At the start of the month I logged into my Smile account and set up all my usual bill payments to be made today (29/03) since it is the day I get paid. Three or four weeks ago when I did this, I didn't consider or even realise that today might be a bank holiday. Tonight I have checked my online banking and noticed that…
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Advice needed on if I should keep or close an account
Bit of advice needed. I have the following bank accounts and balances: Lloyds Vantage = £5k Bank of Scotland Vantage 1 = £5k Bank of Scotland Vantage 2 = £5k Bank of Scotland Vantage 3 = £4k Halifax Reward = £100 (Overdraft £500 – Overdraft not used) Barclays = £600 Now the Lloyds and Bank of Scotland accounts are used for…
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Faster Payments this weekend to N&P
Hey all, I'm going on holiday on Monday and have loaded up my N&P Gold light with £750 at about 11pm yesterday night. However, Lloyds has date stamped it with 2nd Apr. I had a rejected debit card payment when I tried to pay with the N&P card for lunch today. logged on to my N&P account and it has not received the £750!…
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Natwest Faster Payments over Bank Holiday Weekend?
I transferred some money by FP to my Natwest savings AC with the intention of moving it into my ISA. It arrived within a few hours but now if I try and make the internal transfer the only date I can use is 2nd April so I thought I woud move the money back to my offset and do the transfer on the 2nd instead but again I am…
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NatWest account.
I opened a Natwest current account five days ago. Money from an old account was transferred bank to bank, but since then I can't use it. My pension hasn't gone in, my daughter has tried sending me emergency funds but can't. I suggested we did it via paypal, they rejected my card too. Spoken to Natwest and card isn't…
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Halifax/BoS accounts under one?
Hello, I live in England, already have Halifax account, opened online Classic Account in Bank of Scotland. now I can see it listed when I log on to Halifax online banking / is it normal? / but cannot add vantage to it / money is in it / .Is there any way to do it while logged on through Halifax? Will BoS send me seperate…
