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Bank of america on credit report?
Hi wasnt sure were to put this... but ive just checked my credit report on noddle, and its showing under search history, that Company- Bank of America SR (ND Team), purpose- Administration review, Date 30/01/2013 ( and 25/03/2013 as theres 2 searches by this company). im not aware of who they are (i guess there a bank in…
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Sharp practice by halifax bank of scotland on isa's
My wife and I both have fixed term ISAS with the Halifax which are due to mature next month. We have both received letters from the Bank of Scotland stating that our ISAS are due to mature. The letter states that if we do nothing our ISAS will automatically be moved into Bank of Scotland variable rate ISAS or that we can…
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Alliance & Leicester Commercial Bank login
I have been unable to login to Alliance & Leicester Commercial Bank for about 22 hours now. "Due to planned maintenance work MyBusinessBank is currently unavailable. We apologise for any inconvenience caused." Is anyone else experiencing this?
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Cooperative Bank Overdraft Rules
I've got a Privilege Premier Current Account with the Co-operative, I called today as I don't need the Breakdown cover anymore and want to reduce the interest free overdraft from £300 to £200 as I don't use it very often. I asked to downgrade to the Privilege Current Account (held this previously) and was told they no…
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Refused joint account in the past, can we reapply now?
Hi My girlfriend and I would like to open a joint account but were declined when we applied in December. We applied with my bank (Lloyds TSB) and were declined due to my credit rating. I used to have poor credit due to mismanaging my money as a student and had numerous defaults about 3 years ago. Since settling all of the…
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anybody know??
Hi Does anybody know what HOPS is on a bank transaction that has been paid into your account or where it is from. I was medically retired last week at the grand old age of 37 and all paperwork was done after the pay deadline cutoff so should have been paid as normal this month til this get sorted next month. No pay has…
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Natwest Currentplue Blue Card
Just logged on to online banking and noticed that the available balance and current balances were different, first time i have noticed this as i thought the two were always the same on a blue card. I've had the card for two years, do you think natwest have upgraded the account to a purple card (i have heard nothing from…
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Santander have made me £6000 overdrawn
Calling all the money experts out there. I really need your help!! Last November Santander made a major error where they've closed an account in the joint names of my Mother (decease) and my father, told me that it was a dormant account in my Nan's name (decease) and paid the money into my account. Believing in good faith…
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Lloyds TSB/Bank of Scotland AVAs
I notice on from the Lloyds TSB and Bank of Scotland websites that you can only apply directly for a Classic Account. If you want to have a Gold Account, Platinum Account, etc. you need to do it through online banking. Does this mean you can't do it in branch anymore? Is this related to some people being sold insurance…
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Nationwide FlexPlus - medical & breakdown Q's
Hi there, Time to spring clean our accounts for Easter! Anyone know if you can easily (cheaply!?) extend the FlexPlus cover to a third vehicle (for joint account) ? (I know I can call them later to check, so not urgent) Second - Travel Insurance: I have a repeat prescription for "regular" (!) high blood…
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paid in US dollars-which UK bank?
Hi, I am a UK citizen living in the UK and have recently started a new job which pays me in US dollars. I am after advice on which banks offer the best conversion rates back into £'s. I would like to avoid banks that offer the tourist rate when converting my wages into £'s therefore maximising my wages rather than losing…
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Watch out Lloyds Bank savings account expires annually
Just discovered my Lloyds savings account is expired! Despite checking interest rates from time to time no one informed me annual account expiry means account moves to substantially lower rate. Banked for decades and never come across this concept of renewing accounts annually. My account expired 10 years ago or more. Feel…
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Santander Business Account Forced Changes (Again!)
Having been forced to make a U-turn last year on bank charges for their business customers, Santander have now decided (with immediate effect) to stop providing cheque books to business customers and to no longer honour cheques written by their business customers after 31st May. I had a letter from them today explaining…
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Nationwide Online Transfer
Tried to wire some money to my solicitor (house buy) from my Nationwide Save To Buy account tonight, but I couldn't see on the screen anywhere I could do it. Is Save To Buy a passbook withdrawal only thing?
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Santander Agency
A new Santander Agency just opened up near me. I was wondering, what can you actually do at an Agency? Can you deposit money and cheques or is it just for mortgages or what? If you can deposit, how long till the funds appear in account? Thanks in advance
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LINK suggest cash machine site
Consumers can now suggest potential sites for new cash machines via a form on the LINK website http://www.link.co.uk/Cardholders/SuggestASite/Pages/CustomerSiteSuggestion.aspx
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Recieving a bank transfer from USA company?
I'm about to sell an antique painting to a gallery in the US and just wondered how safe a bank transfer payment from them to my current account would be?
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Authorisation on Prepaid Contactless Cards
Does anyone know what the authorisation procedure is for a contactless payment on a prepaid card? There surely has to be some check that the funds are available to be spent so a negative balance does not occur, but without sacrificing the speed of the transaction. I have used my Barclaycard for contactless payments and it…
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Orange Cash Expiry
A while ago MSE provided a link to an offer for a free Orange Cash prepaid Mastercard with £5 loaded. These expire 05/13. For anyone wanting a free renewal who does not use the card regularly, the card must be used once in the 8 weeks prior to expiry. Easiest way would be to load up via bank transfer and make a small…
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stepson no id for bank account
trying to help my stepson to get bank account ,hes 22 and just left collage after a family row with his mother ,he staying with friends and trying help him sort job and bank acc out ,no idea why he hasn't got one he was using a childrens acc from yrs ago ,needs photo id ,passport be ideal but no one to countersign so not…
