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ulaterbank anytime - account missing???
hey just loged into ulsterbank anytime to find my account missing i have 2 accounts 1 student one normal i use the student one, the normal one was supposed to be closed but they never done it yesterday i was on it and both accounts where there now i log in and the student one is missing??? anyone haveing any issues on the…
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Help! confused by all the differnert savings accounts
Can anyone offer advice please. I have £20000.00 which I need to save. I do not want to tie it up in a long term bond(which I cannot access). This is because I am now in my early [EMAIL="60'@s"]60's[/EMAIL] and never know when I might need it. :think:
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done the big budget, how to keep track now?
Hi, I've done the budget spreadsheet, very useful indeed, have identified a few things and already changed my home insurance provider and done a deal with broadband. My question is, how do I move forward with this on a monthly basis, comparing what I am aiming to spend with what I actually spend? a spreadsheet page for…
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Last nights balance: Can I dip in yet?
My current balance is teetering on the edge of my overdraft but I put a cheque into my accoutn a couple of days ago and the last night's balance gives what it will be once the cheque has cleared. When I was last in this situation I dipped into it ignoring the current balance and it went over my limit but I still wasn't…
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New account - certified by lawyer?
Hi all, So I am trying to get my finances in order and the first thing I want to do is to set up the First Direct bank account, transfer over to hat for my day to day and then pay off my current overdraft with natwest before closing the natwest account as soon as is possible. I have applied for the first direct account and…
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Agreed overdraft, does it show on credit report?
As a student I got switched to a student account with HSBC where I had a £1000 interest free overdraft. I occasionally went anywhere up to £400 overdrawn but my wages for that month always got me back out and then it wouldnt happen for a while.. 2 years ago i did a credit check before getting a mortgage and none of this…
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Went into overdraft and repaid same day - show up on credit checks?
Hi all I've been a bit of an idiot. I recently switched my current account from Halifax Reward to Santander for the in-credit interest. I kept the Halifax open for the £5 reward but left the balance at £1. I recently had to pay out a cheque and as I hadn't yet requested a chequebook on the Santander, I used the Halifax…
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Lloyds TSB olympic 2012 card design
Well i just got my new visa debit card and it's the exact same design i've had to endure for the past 3 years..!!!!!!? My new card expires in 2015 so i'm going to have to put up with this horrible design for three years after the event has finished...are they taking the mick?
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Is there a limit to how much you can send as a faster payment with Natwest??
As title says I want to transfer 20k to another account can I do it online? Will it still go through within the 2 hours? Thank you
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Multiple bank accounts impact on credit
Hello, I have 2 bank accounts, one with Natwest, one with Lloyds. My Natwest one is used to save money, I have a standing order when my wages get paid to try and save some money :p My question is would this affect my credit? Also would having another account affect it too? I was thinking of having an account with Barclays…
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MSE News: Unemployment down but oulook 'uncertain'
This is the discussion thread for the following MSE News Story: "The Government was given some welcome good news on the jobs front today when unemployment fell by 45,000 ..." Read the full story: Unemployment down but oulook 'uncertain' This thread is not in the 'discuss house prices and economy board' as that is only open…
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Moving Direct Debits issue with O2
I just moved my current account from LloydsTSB to First Direct, and opted to transfer all my DD's. All of them went across except the one for my O2 contract phone. Is it likely to be O2 who have failed to change my details? Anyway if you change yours and are with O2, keep an eye out for an email from "mycare" (mycare at…
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Tracing a Payment- Timeframe
Hello all, I have a payment that I have sent out ( I know the person it has been sent to ) that they have not received, this was done in branch. I have just been told on the phone it can take up to 7 days to perform a trace on the payment, is this correct as seems very long to me? Has anyone got any experience of tracing…
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Bank ACCOUNT FOR A SPORTS CLUB
I am looking to open an account for a sports club, but have a bad credit history. Which bank would be able to help?
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Best bank to go to for a Basic Debit Account with a bad credit History?
Hi all, Firstly I want to apologise if I have posted in the wrong place but am just wanting to know if any of you MSE Forum members know what would be the best bank to go to for a basic account if I have bad debt. I as many have have had bad debt in the past, I did have an account with Lloyds but they have closed my…
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football club bank account
hi i've just set up a football team and need to set up a bank account but dont know the best way to go about and which banks offer this service can anyone help please.
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Very acc payment and Barclays.
Not sure where to put this but here goes. We have two very accs in this house. One for me , one for hubby. We literally use when we get sent a voucher, pay off immediately rinse and repeat. It's not a voucher issue. Well we both placed orders last month. I paid my bill on the 4th may. I had confirmation and it's showing as…
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LloydsTSB problems.
[FONT="]I’ll be brief as I can. [/FONT] [FONT="]My partner and I have a joint current account with LloydsTSB. They then, for whatever reason, moved our current account over to a select account without asking us. Also, we have never signed any paperwork authorising them to do so, so this was done without our…
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Which Current Account
Ok so I have had enough with my current bank who I've been with for 12 years and want to move. Now I don't necessarily want an account you have to pay a monthly charge for as I'm not interested in any insurance, breakdown etc they offer. I just want a basic account to pay my salary into and has a small free interest free…
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Tracing an old cheque that we may not have had
In a short paragraph, I have come across some paperwork from June 2005 indicating that I should have had a cheque for £1500. I have proof that it was banked from the company that issued it, but am having trouble because a) HSBC say they cannot provide a bank statement prior to July 2005 which would prove that the cheque…
