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Norway salary paid to UK bank account
As from next month my salary will be paid into my UK Santander bank account in NOK. The rate I recieve will be whatever it is on the day, but I have no idea the difference in the true rate and the rate Santander uses. Is there any way I can track these rates live or is there a general mark down rate the banks use? I don't…
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hypothetical Q - when a bank closes an account
I've been reading here the occasional thread that pops up about banks terminating accounts due to suspected fraudulent activity, etc. Now, obviously I appreciate it's rare, but mistakes can and do happen... so, if a bank does close the account, do you get the money back, or do they just swallow it all? I've had my account…
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Santander Cheeky ******
They are now charging me 20.00 a month for 450.00 overdraft. I nearly fainted when I got the email this morning. Not only that they are trying and going to fail, to charge me 50.00 for once going over by 2.98 when I transferred money over to put me back in credit minutes later and for going 93 pence over and money went in…
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List assets and other financial info?
My wife is worried that if I should pop my clogs before her she wouldn't have a clue where our money is invested and account numbers/passwords etc. I'm looking for a bit of software that can help me list, and keep current, all this sort of stuff so that an up-to-date situation report can be printed out periodically and…
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Coutts Bank....
While walking around Eton and Windsor on Sunday Afternoon (Saw Kate Middleton, Don't you know) We came across a Branch of Coutts... Now my other half informed me you need 1 million just to open an an account with them. Me being me, has had a look on their website, it just tells you the rough outlines of their accounts and…
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First Direct £1 Thing
Yea is this still happen now? i know it says you NEED to pay in £1500 but open a savings account add £1 and that's it? no £10 a month or £1500 a month yea? Need to know this because the old man wan'ts to apply but he wont be funding in 1500 EVERY MONTH lol because of the work he does it varies the wage.
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Help needed, nervous about new life
Hi All, I'm looking for some advice. I am an alcoholic who has been in recovery for 5 weeks. While I was drinking I buried my head in the sand constantly and now I need to face up to things. I have no idea where to start. How do I go about sorting out my finances? I am lucky enough to have a job and my own home but I…
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Difference between Balance and Available Balance?
Please excuse the ignorance and poor lack of money knowledge, but what is the difference between 'Balance' and 'Available Balance'? I have (approx) £1050 as my Balance, however, only (approx) £65 as my Available Balance. I'm confused as to which figure to look at?! Thank you in advance for any help :)
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Nationwide: Transferred bills and then said they can't do it!
Transferred an account to Nationwide. Noticed my SOs and DDs from that account have disappeared and now appear on Nationwides online banking. This was when the 4.25% ISA came out, so about 2 weeks ago (at least). Now I've just received a letter saying "We attempted to request a list of payments from your previous provider.…
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full and final settlement
A number of years ago I part settled a overdraft through Cabot Financial services, the original debt was with Nationwide, they refused to talk to me and said I had to make any offer of settlement through Cabot, who were acting on their behalf. I contacted Cabot Financial and they agreed a settlement figure with me, this…
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HSBC bouncing payments when money paid into account same day
The joyous HSBC have bounced a payment when I made sure money was paid in the same day to cover the payment. This has resulted in a £25 fee and a late payment mark on my credit file from the payee. As far as HSBC are concerned they said i had to call them before 3pm to inform them that money had been paid in so they could…
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RBS & Santander Another Question..
Hey All, Few quick questions, When are RBS moving to santander? how long before we are moving to Santander online banking? when can i start using a Santander Branch instead of RBS? This transfer seems to taking forever. Will i keep my existing student overdraft? Thanks.
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Can a direct debit expire?
Hi, I just wanted to ask if anyone knows if a Direct Debit can expire? I have an HSBC bank account and had a direct debit set up to pay the minimum balance off an old credit card. The direct debit stopped so i assumed the balance with credit card had finally been paid off and didn't really think anything else about it. 6…
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HSBC Fast Balance app
How are people getting on with this? https://www.hsbc.co.uk/1/2/ways-to-bank/mobile?wt.ac=HBEU_mobile_hero I've just downloaded it and set up my accounts. It's not the fastest process as you have to add all your necessary account details, but no complaints on the interface - easy to use and as quick as it can be under the…
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Cashplus Offline (Again!)
Is anybody else unable to access their Titanium Cashplus Card account. When I log on it says Balance 'Unavailable' It was like this last friday - was told 'technical difficulties' when I called but it really is not good enough
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Bonus in Bag or not !!!
Wasn't sure where to put this? I have found cheques from 2009. Most of them are from insurance companies or for bank dividends. How do I try and get the money? They are all for amounts between £6 and £25. I can't believe it - I found them in an old handbag. There are six of them.
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Arranged Overdraft Question
Hi all, I am a recent graduate so am slightly unsure of the workings of overdrafts, and couldn't seem to find an MSE guide, so I'm hoping I can get some assistance from you fine folks. Being a recent grad, I am with Natwest and have been since the start of University, on a Student Account, then onto a Graduate Account,…
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Value added accounts
I am making several international trips this year, and I have separate breakdown cover and mobile phone insurance, and I think I could save money and get the same cover with a value added account. The Lloyds TSB Platinum looks promising for £17. Just wanted to ask, does anyone know if I can open an account and just pay in…
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Lloyds TSB question
Do lloyds process transaction for mondays on saturday or sunday or do they get processed on money.
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Natwest Current Plus account or Select Account
What's the difference between the two accounts despite the Current Plus account no longer being available?
