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Fee free foreign currency accounts
I currently hold a euro and a dollar currency account with CitiBank. But from June they are going to start charging a monthly fee. Some banks offer fee free accounts but you have to keep a huge balance in them. I mainly use my accounts for when I am in the Republic of Ireland or my annual trip to america or for online…
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SOCA Size 2.5Million Items of Personal Data
SOCA, in collaboration with other Agencies have closed down websites that are selling card details and personal information. Click here for the Sky News item. Well done SOCA! But I wonder: Were cardholdelrs informed by their card issuer that their card details had been compromised? Or did the card issuer wait until fraud…
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Current Account Perks, finer details?
I'm looking to upgrade to a fee current account to get the benefit of travel insurance and other insurance. One thing in particular I want is world wide annual travel insurance, quite a few accounts offer this but my query is, do any of these accounts let you register someone unrelated? I want to put myself and my…
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Santander 123 account
This sounds good but I am worried. I think they are trying to phase out current accounts that are "free" to run. If I switch to this from my "free" current account, can they at some future point change the terms so its not so generous to keep my money in there? My old bank account would no longer exist and I would be stuck…
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Santander Debit Card Renewal
Hi all, This is now the 5th time this has happened and I would love advice as to how I can escalate my complaint (already at High-Level) in order to actually get a result. 2.5 Years ago I moved from Edinburgh to London. I went into Santander branch and updated all my addresses to my current address in London. Anytime my…
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Wrong name on electronic Direct Debit
I just noticed that on my Wife's new T-Mobile contract she has put all her details but accidentally put my bank account details (With her name) on the direct debit information. My question is. Will the direct debit setup on my Lloyds single bank account anyway even though it is in her name? How long would it take to come…
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Which banks take £5 coins?
I have £60 of old £5 coins, where can I go to exchange them? Tried doing a search online but nothing helpful comes up. Can I buy stamps from the post office using these coins?
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Getting there! Now debt free. Where to put my money?
Hi all, Over the last couple of years I've been working really hard to get myself debt free, and I've done it. Apart from student loan, which will stay with me until the end of time.. I had 3 credit cards, about 500 quids worth of long term loans that I was paying off each month, and they are finally gone. Phew!!! I made…
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Good overdraft accounts
I'm perenially in my overdraft, and a year ago I switched my HSBC account to the Alliance & Leicester, to cut my overdraft charges from £30 to £5 per month. However, since being taken over by Santander, I've seen the charge go up to £10, and now £20. I'd therefore like to switch again - does anyone know of any good…
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(Un)Co-operative bank £200.00 incentive.
Has anyone else experienced the (un)co-operative bank hanging on to their £200.00 new account incentive as if their very lives depended on refusing you the money?:(
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Barclays Bacs System
Hi, does anyone know what the problem is with barclays business master lite is. The computer system has now been down for 4 days and they are telling us absolutely nothing. Have tried to call and there is a message saying that they are experiencing problems - have been on hold to speak to someone now for about an hour.…
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Bank account frozen and I am in Australia
Santander have frozen my account and have said I must go into a branch to verify my identity- no trouble except I am in working in Aus for the next 3 years. I received a tax rebate cheque recently and as I had closed my UK current account I decided the open an esaver and deposit the cheque until I could decide what to do.…
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Paying the wrong person
I went to send a pyament from my personal account last night to o0ne of the guys that has done work for me, he was already set up on my payment info, but stupidly didnt check before i clicked confirm and sent the payment to the next line down in my list of payment people on my account,being southern water,) I rang natwest…
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Account Adjustment - Credited
I checked my statement today and realised that two "clearing account adjustments" have been made to my account. The first was for £2000 and I have no idea where it came from. The other is for an odd amount, duplicating a cheque paid in earlier in the month... My local branch staff didn't have any idea what was going on.…
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Duplicate Transactions on Bank Account
Hi, I would really appreciated some help and/or advice on this matter guys. I'm not sure where else to look for this type of information :( I am with Natwest, and need some help tracking down a problem I am now seeing quite regularly on my bank account... Basically over the last two weeks every transaction I have made with…
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Wages Due On Monday Paid On Saturday ?
I understand that wages due on Monday (30/04/2012) would be available on Saturday in some banks (Barclays definitely). Does anybody know the score with Co-operative bank accounts ? Thank you
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Barclays Contactless Opt Out?
Received my new card last week and see from the attached promotional leaflets all new cards are contactless. I presume there is no point asking them for a non contactless card given this, but wonder if they can at least put a block on the account for this service? Its not a service I will use, I do have concerns over the…
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Santander refusing to pay out £100 switching incentive.
My gf & I are with them & got the £100. My mother & sister recently went with them & got their £100. My brother also switched & met the criteria. His 13 weeks are up. He met the criteria of switching at least 2 direct debits which were paid within the allotted time. He deleted these by accident about 8 weeks in to the 13…
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Subtantial Direct Debit charge still not left account... 20 months later
Hi all, I am new to this site and would appreciate any advice/ opinions that you have on my situation. In August 2010 I booked a holiday home at a cost of £2,800 pounds on my Visa Debit card over the phone (not chip and pin). Immediately after the telephone call I received a receipt for the payment (as in a standard you…
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Conditional Standing Order
Can you set up a conditional standing order on a current account that says transfer £500 to a savings account every Monday but if there is less than £500 in the current account then don't transfer anything?
