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How can Barclays lose my money??
I went to my local barclays branch to make a withdrawal and was told by the cashier, she couldn't help me today and refused to give me my balance and my account showed 'Error and its with head office' expected me to walk out with no explanation. I was told the manager couldn't help me.... I had to leave with nothing!! I…
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Stepping down an overdraft?
I've recently had a pay rise at work which has left me in the nice position that I have enough left over at the end of the month that my £1300 OD is going down by £50-£100 each month. Now, I'm a realist and I know if I try to wait until the OD is gone and then cancel it, something or other will come up and I will end up…
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Help with Bank Charges - Door to door DC from Lewis Group
Hi Everyone, Although I am not a newbie as such when it comes to writing posts I do not really do it as I usually find the info I need from the posts already on here - but this time I haven't. I had a bank account with Barclays and a buffer zone of £120 which I used to live off really - each time money would go in, it…
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Bank of Scotland Overdraft Charges
Hi, hope I am posting this in the right place. I have an overdraft of £1200 with BOS. I have had this since before they changed the fees so I now pay a daily fee of £1 for a planned overdraft. I am not in a position to pay this in full at the moment, even if I reduced it on a monthly basis I would still have the charges of…
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demand for payment within 14 days
Hi, I am new here and this is my first post. Apologies if I have posted in the wrong section, I wasnt sure where to go with this. I own my own home which is a new build. There is a management company who allegedly carry out landscape maintainable, but that is not the current problem. I have been paying the management fee…
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MSE News: Construction drop means UK back in recession
This is the discussion thread for the following MSE News Story: "The UK is back in recession after a surprise 0.2% contraction in the economy in the first quarter of the year" Read the full story: Construction drop means UK back in recession This thread is not in the 'discuss house prices and economy board' as that is only…
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Misunderstanding? Or just me worrying about nothing!
I’m going to keep this as short and sweet as possible. Had HSBC Premier on the phone earlier regarding a payment. They’ve taken through security, I’ve verified who they are by asking details of 2 payments and they’ve lovingly asked whether I know who ‘Capital Prestige’ is. At this point, I’ve asked them if they can speak…
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Lloyds TSB from Halifax
I wonder if somebody can advise? I have a pretty bad past credit history, but now it's improving. In 2006, I opened a Halifax Easycash account which they have since refused to upgrade to a normal account, despite paying in £1800 per month and never having run into any problems. Last year I set up a Lloyds cash account…
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Has my mate got a leg to stand on - abuse of authority?
Evening all Trying to help a mate out here. To cut a long, long story short - he has a personal account with HSBC and was involved in a road traffic accident a few years ago. When this happened, he gave his ex a letter of authority for his personal account so that he could draw money to pay bills etc whilst he was on the…
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Halifax Ultimate Reward Account Value for Money?
Hi I am thinking of upgrading my halifax reward account to an ultimate account, but is it value? What level of cover do they offer for breakdown and how much would this cost seperately? Also travel insurance, how does it compare to other insurances and does it include holidaying in the UK? again what would this cost if I…
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Close unused first direct account
I opened a first direct account when I was 18 and have used it ever since (am 21 now). However I'm at university now and they aren't very student friendly. I've moved all of my direct debits over to my student account at HSBC and the first direct account is now at £0. Should I close it or leave it open, or does it not…
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HBOS online banking
Does anyone else keep getting loged out of the online banking?
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Group Student Bank Account?
I'm an undergraduate student in the UK. I currently have my own student bank account, but next year I'm moving into a house where we'd like to set up a group bank account.Can we apply for another student account even though we each already have one? Is it easy to arrange access for all of us? And if student account is out…
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Transferring euros into UK account
Hi all, I have about 3000 euros which I need to send back to the UK from Germany at some point in the near future. My German bank says it's free to send the euros over, and Santander said it won't charge to receive them into the account - it will just convert and deposit them in sterling. Being a suspicious person, this…
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Barclays online banking problem?
Just before the new look Barclays online banking, I set up a regular transfer between a personal and a joint account. Now, you only seem to get an immediate or single future date transfer with no options for setting up regular transfers between Barclays accounts I looked at the FAQs and got: If you would like to set up…
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Budgeting help needed, Credit card or Bank Account for spending ?
I need a bit of help with budgeting, and I am looking for suggestions: I have £5k in Lloyds Vantage I have £24k in Lloyds incentive saver (The special one) Barclays Current Account Lloyds Premier Duo Credit Card (Paid off in full ever month) Barclaycard (Nil balance and not used) At present I put all my spending on my…
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payment into bank account
Im expecting a payment to reach my bank account on wednesday or thursday. is it possible to check that it is in the system and heading to my account, or do i simply have to wait. Only asking cos i am planning my bill payments. i bank with nationwide. thanks in advance.
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Debit Card Fraud
Evening all, So I got my student loan today which is very exciting as it is one of the only times I go above my overdraft, haha (naughty I know). Anyway, I checked my account at about 8am and had £2300 available, an hour later this had decreased to £1729. I phoned the bank and they said there are debit card payments…
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barclays personal reserve fee
hello I am new here. my husband and i have suddenly realised that we desperately need to start atching our finances so here we are! :D my husband has had his statement today and whilst he doesnt usually check them :o he has today and noticed that he has paidd £96 this month alone in personal reserve fee. He isnt completely…
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Which bank is responsible if a SO doesn't arrive?
Hi Out of curiosity, if a regular SO is paid over a long period of time then it doesn't arrive for a one off period of time, but the issuing bank has sent it, who is responsible for tracking it down? The sending bank or the receiving one?
