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Budgeting & bank accounts

Archives for March 2012

bank closing my account
Hello All, I have had a bit of strange situation. couple of years ago I had a letter from Loyds to close my bank. They said that they can not disclose why they have closed it . I did take it to ombudsman ( if spelt right) and it got to nowhere and i did find out why they closed it. my account was always in credit and…
Emigrating to New Zealand - need help with savings, money transfers and bank accounts
Dear all I know this spans several topic areas so I apologise if I'm posting in the wrong area. I will be moving to New Zealand in August to work for a year. I have no idea about the 'best' New Zealand bank accounts out there and I wondered if you could help. I will be maxing out my cash ISA allowance before I go out and…
Amount written first on cheque?
Have received a cheque with the amount written on the first line and the name of the organisation on the second. Is this valid/likely to go though or will I need to ask for another one? Thanks
Just needing to confirm
Hi everybody Will be doing all the stuff on Debt Free Wanabee soon, but just need to check this now. In the middle of February I went into my local branch of the Leeds Building Society and requested to cancel a direct debit, an optional one so I was fine to cancel it. It did come out in February but I thought that I must…
Faster Payments - When is the money available?
I transfer money from my savings accounts to my Natwest current account using the Faster Payments system. The money usually appears in the current account within minutes. However, this money is marked as 'provisional' and is not seen as 'available' until the next day. My question is this. Once the money appears in my…
HSBC Credit Card Late Fee
I just logged onto my online banking from work to find I've been charged a late free on my credit card. I'm going to ring HSBC as soon as I get out of work. I pay money off my card the same day I get paid (last day of the month). I've never had a problem with this other than when I've been paid late in the past. I'm going…
Problems accessing Barclays online bank
Can anyone confirm that Barclays online banking service is inacessible and under maintenance as this has been going on for the best part of this week with a message extending the date to another day. The reason I ask is because when I queried over the telephone, the advisor said she wasn't aware of any such issues. Have I…
rbs problem ?
has anyone had a problem logging into their rbs account today ? i can access mine its not recognizing my passwords or when i input all my details its saying it cant find the account.
LTSB Relationship Manager
Last month I paid a substantial amount into my LTSB current account and within hours got a call from my relationship manager to advise me on best home for the cash. This month I went overdrawn and the only contact I get is a letter four days later telling me how much my error will cost me. Please note: I have no cause for…
Sort code not recognised bank details invalid
I have recently opened a new Reward Current Account with the Halifax. I've had trouble with some companies unable to pay money into it. topcashback.co.uk say the bank details are invalid and another company says the sort code is not recognised. I've used an online sort code search and the sort code Halifax have given me…
You Need a Budget (YNAB)
Does anyone use the YNAB (You Need A Budget) software for keeping track of their budget. I've just downloaded the trial version and have been quite impressed with how easy it is to use and set up piggy bank style budgeting on it. The $60 software cost plus the price for an iphone and Android app are putting me off though.…
Lloyds tsb calendar - money manager
Hi As people who use money manager are aware it automatically detects reoccurring payments, subscriptions & direct debits and adds them to the calendar. I was just wondering if anyone knows how to remove these if it gets them wrong or you cancel the subscription? As I have an Xbox one on there that was a payment for Xbox…
Norwich and Peterborough Review and Card Design
Are they a good bank? Good customer services? especially if you can't go into branch? Are the debit cards silver or yellow/white? Looks silver on the website?
Fraudulent transactions
Post removed as it attracted no responses.
Clydesdale/Yorkshire Bank Debit Card Pics
I was just wondering if anyone had a pic of the CB and YB Debit Mastercard (has the Cheque Guarantee hologram been taken off of the back of the latest ones) and their different Maestro Card's? I know the Gold Mastercard credit card has not changed in design. If anyone wants to know I think it is 1st July, they are…
Santander Company Debit Cards
I am having a continuing battle over the use of my Santander Debit card which is for my very small company. Nearly every site I visit and try to purchase something comes up with Verify by Visa, the trouble arises when it seems to think the card is issued by Alliance & Leicester. I have an unresolved problem logged at…
Barclays online banking on ipad...problem?
Yesterday Barclays launched a new online banking programme, and since I always log in using my ipad..i find I am unable to enter letters from password in drop down boxes ( normally would click the arrow to drop down letters but unable to do this for some reason on ipad) is anyone else having this same problem? i tried to…
Recalling a payment
Hi I am looking for some advice Long story short a company who owes us money has paid the amount into someone else's bank account. They have told me that they now need to recall the money before they can pay it into my account. Does anyone know how long it takes to recall a payment? I would just like to know how long it is…
Bacs Payment
Hi, i'm just curious that as to whether when you make a bacs payment or someone pays you via bacs if your name shows up on the payment? thanks
fastest method to transfer £ from one bank to another?
I am wondering what the fastest method is today to transfer money from one bank to another? Can it ever depend on which banks are involved - am I best to simply take the cash out of that cash machine and pay it in at the chosen bank instead? I have heard that via cash is instant, they can use it immediately, but it can…

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Budgeting & bank accounts

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