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identify deposit on account
My partner called to ask if I had transferred money to her account. its a basic account with no overdraft,no charges etc (used for some DD's and some online buying) the deposit is for £23.70 with ARREST REL and 6 digits as the pay in. any ideas what its is? its a BOS account if that helps cheers
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Switching current accounts - affect credit rating?
I want to switch current account, possibly to either Santander or First Direct. However, I am worried as I want to re-mortgage in May next year. Would switching now adversely affect my rating? I never go overdrawn and do not have a bad credit history. Thanks
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MSE News: UK economic dip worse than first thought
This is the discussion thread for the following MSE News Story: "Gross domestic product (GDP), a broad measure for the total economy, declined by 0.3% in the final quarter of 2011..." Read the full story: UK economic dip worse than first thought This thread is not in the 'discuss house prices and economy board' as that is…
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Withdrawing from a "Barclays Children's Savings" account...
Hi, I'm 18 and I have a Barclays Children's Savings account still, but without my mother's signature, I can't access my money. My mum's out of the country intill Mid-April and I have a PS3 that's on "Buy-back" at Gamestation, which I need £70 to retrieve (Well my sister does, but this isn't about family politics). They…
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Early direct debit am I liable to be charged?
My bill from Orange through on the 24th, Bill date is the 24th, at the bottom of the bill its says. It came out over night, I was -£24 this morning, I quickly rectified the situation by transferring out of my savings to cover it, it was really unexpected as Orange already took a payment on the 9th of this month. So who is…
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Bank closed account - no reason given!
as above! is with barclays - bog standard current account - no overdraft / cheque book but visa debit card!Can they do this?! No reason given - no warning notice - just unable to use card from today (still worked yesterday!) went into bank and was told to withdraw all my money and leave my card behind! (had to take card as…
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Declined Co-Op Bank Standard Current Account
Applied over the phone for a basic account (no Cheque book or overdraft) which was declined. I've had a mortgage with Co-Op for the last five years and due to remortgage soon, Co-Op offer better mortgage deals to current account holders which I thought I would take advantage off besides viewing my mortgage balance online.…
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Fraud
Guys just looking for a bit of advice. Last week someone pinched two of my husbands bank cards (BoS) along with his passport and my driving licence while he was working away from home. The people who took them then went into 3 different Halifax branches and with drew over the counters £340 from one account, £1700 from…
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Debit card charge
Hi, I have just paid a company over £1000 to organize an event for me. I checked my bank balance two weeks later and found no money had been taken yet. I phoned the company and they said they have received payment, but still no money has left my account. I paid them using my debit card. Does anyone know how long the bank…
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1p cheque.
I had a Tesco savings account and decided to close it as I never use it and I can't sign on online because I have a new computer, it does not recognise my new computer so I couldn't see if I had a balance. So I posted a letter asking to close it and send me any outstanding balance. Today I got a cheque for 1p.
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If you open a Post Office account in branch.....
....what forms of id do you need to take? and do you get given a sort code & account number for immediate use? Thanks in advance ;)
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variable standing order possible?
Can you set up a variable standing order depending on how much money you have in the current account so that you are left with a zero balance in that current account on a specific day of the month? My problem, or not, is because I am paid a pension weekly, my wife 4 weekly, and another pension monthly, all on different…
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Euro Sterling Current Account Fx Rate
So I'm starting a job soon which will pay me in Euros. I'm based in the UK. Been investigating the options. Checked different rates for today to discover: First Direct (my current account), if I pay direct into it, gives 1.222. Citi, if I transfer between their Euro and Sterling accounts, will give me 1.2272866. XE gives…
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Accepted for a LLoyds Silver account but...
As mentioned above accepted for their current Silver account so will the Visa debit card be one you can use say on a plane, not having to be authorized first?
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Is Lloyds Bank in trouble? Refusing to give money.
Is Lloyds Bank in trouble? It has frozen my sons account with no explanation. They won't give him any of his money, even to live on and his wife is in great distress having given birth only two weeks ago? I have heard of a 'Run' on a bank when they refuse to give people their own money...anyone know if this is about to…
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Recommend a Bank Account
My Partner and I are moving into rented accommodation together next month and are of the opinion that we need a joint account that we can both transfer a set amount into every month. All the associated household bills will come from this account, and nothing else. We both have seperate current accounts for our day to day…
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Restaurant charged service charge without authorisation
Hi All, I am looking for some help. I ate at Tamarai Thai restaurant in London this weekend and the service was appalling. Too many reasons to go into. When we came to pay I asked them to remove the service charge from the bill. They refused and said it was compulsory. On the menu it said that 12.5% service will be added…
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Do You think Barclays would Refund Charges?
Morning all, My boss at work, who is excellent with money, has made a mess for the first time with a Barclays Current Account. He has gone overdrawn by approx £600 for 24 hours within the reserve limit of £1,000 on the account, and as such has been charged £24. He tells me he has had this account for 25 years and never…
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Reaching out to the interest/mathematic gurus. How much interest has been lost?
I asked in the ISA forum but i'll probably get a quicker response here. I don't suspect that it's going to be a lot, but in this case it's not the issue. Bear in mind: This is an ISA. Here's the situation: Now the rate was 3.2% ......... assuming the account was kept credited with £1+ for 12 months. What should've happened…
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Can you accuse the bank in a complaint, without hard evidence?
Basically there's been a kcoc-up between Santander & Halifax with my girlfriends ISA & it's cost her an agreed rate of interest. As pointed out by a member on here, Halifax would've been happy to close the account (resulting in the lower rate) as they would've then had to pay out the smaller fee. This is an accusation that…
