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How easy to go Halifax Ultimate reward joint from two single accounts
Hi all. Wife and I both have Halifax ultimate reward accounts. We wish to have a Halifax ultimate reward joint account. Is this easy enough? Can we just convert one of our accounts to joint so we keep the history. Dont really want credit file showing new account etc if that makes sense. We also have upgraded AA on one of…
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Question about name on cheque
Can any banking expert help me please. Names changed for confidentiality!! Today I tried to pay in a small cheque on behalf of an elderly friend who is not able to get out. I had one of her pre-printed paying in slips. Unfortunately the cheque had been made out rather formally using her late husband's initial saying pay…
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Is there a Business account for people with poor credit??
Hi, I'm new here although have lurked for a while, and have had some really handy tips from this site to help with budgeting & getting my debts down :beer: I'm in a DMP with CCCS but need to open up a business bank account in the near future. I have no CCJs but do have some defaults registered against me. Does anyone know…
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Online banking and training fraud
Have a look at this: http://www.bbc.co.uk/news/technology-16812064
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Halifax switching team
Anyone else had any issues when switching to a Halifax current account? I've recently switched from RBS, and so far this month only four of my dd have been taken (nearly all of them are usually taken on the 1st). I've spent the best part of two hours checking the rest of them. I've had missed payments for my TV license,…
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Bank account to receive wages in USD
Hi My company have started paying my wages in US Dollars. What's the best way to get good exchange rates and minimal charges when I get paid? A few people at work are opening US Dollar bank accounts to receive their wages. Is anyone else in a similar situation that can offer advice. Many thanks in advance, Chris
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Do Co-Op banking accept faster payments?
I'm getting royally ticked off with Santander right now with hassle their giving family members & now it's my turn, although my problem is a little different... Trying to transfer 1k around the houses, so next in line was my co-op account. Money is showing as having left my eSaver (Santander) but 2 hours on it's still not…
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Opening an Account with DKB in Germany?
I am in the process of opening an account with DKB in Germany so I can take advantage of the Miles and More Credit Card (got declined in the UK for some reason) however the address part is throwing me as it is done in a weird way, it asks for it as: Street, House Name Post Code, City Which I can do however I have no idea…
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closing statement from bank
what is it? is it a full bank statement? or is it just a letter confirming that youve closed the account in question?
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unknown direct debit
hi recently my bank account has been paying out to a mysterious direct debit description does not help as is just list of 0 phoning the bank - and they could not id the company either and jsut sugegsted to cancel all ihave is a originator ID which i am trying to determine the company by any help aprriciated Thanks
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Refund going onto cancelled card, will that work?
Bought a faulty graphics card from Amazon but was waiting for a new card a day later and by time they got it back they are putting a refund through on my card. Now with the card being cancelled will the refund go through?
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local RBS branch have not impressed me
I currently have a bank account with Clydesdale bank. Excellent customer service if I may say so myself and the local branch is lovely, but I feel that they are becoming a bit... "old hat" now, specifically with the fact that they continue to issue Maestro debit cards which compared to Visa have a low acceptance. I decided…
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Santander failed to collect DD from Barclays - Adverse Credit
Hello all. I need some assistance. I recently noticed a DD for a loan I had with A&L (now Santander) wasnt taken from my Barclays account as it has been for the last 4 years without fail. After noticing I recieved an nasty letter from Santander telling me it wasnt taken, make payment etc. I rang them made payment, asked…
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Bank Account for Kids
Hi, I'm looking to open a bank account for my nephew and wanted to know if anyone can recommend a good account. I don't want him or his parents to know that I am saving the money for him and as such I need an account that will send all the relevant info to me and not him, although the account will be his name so he can get…
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Santander - anyone else royally annoyed with them right now?!
Basically, my pay was supposed to go into my bank yesterday. The transfer was initiated from a Santander business account on Monday, which should have been through the Faster Payments system and been received that day/night. As of this morning - nothing had arrived, so I telephoned Santander to see what was going on.…
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Hi, can my bank just close my account without explanation!
I have had a lloyds tsb account for a few years. Yesterday i used my card and was told it had been blocked. I phoned the bank they told me they had made a decision to close my account (without warning) and could and would not give me an explanation! I have just been paid and all of my money is in there. Next problem I am…
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Want to see all my accounts with different banks at once
Hi there, As a previous user of Egg Money Manager I feel a little lost now they have been taken over by Barclaycard as I cannot see all my accounts at the same time! Does anyone know of any other banks/financial institutions who offer this service? Thanks
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At wits end with Halifax charges, please advise.
Background: Unemployed Nov 09 - Oct 10. Worked Oct 10 - Jan 11. Diagnosed with cancer Jan 11 On ESA until July 11 - went back on JSA Unemployed until Oct 11 Now working 16 hrs a week, temp until end of Feb 12 Expect to end up on JSA again, reducing income from £97 to £67 a week, though I am trying to find work. Also…
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Can't log into Cahoot
Have any other Cahoot customers had problems logging into their online accounts over the past few days? I keep getting an error message. :mad:
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Need basic bank account, YB refused, PO needs exisiting current acc?
Hi, I have looked at the valuable information contained on this site and have recently tried to open an account with Yorkshire bank, who refused to open a basic account due to not enough ID (I think it's because I won't be depositing a significant amount) I tried to open a Post Office 'Online Saver Account' just now, but…