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unknown direct debit

hi recently my bank account has been paying out to a mysterious direct debit

description does not help as is just list of 0

phoning the bank - and they could not id the company either and jsut sugegsted to cancel

all ihave is a originator ID which i am trying to determine the company by

any help aprriciated

Thanks
Wins so far:
£1,800, campari platter, limited edition peroni bottle opener, sharp blu ray player, £600 Karen Millen shopping spree, £550 limited edition blind, Capetown 7 day holiday, Tshirt, £100 Tesco Voucher, £100 Arcadia vouchers, 7 day Europe tour, £100 hotel voucher, limited edition capitan morgan bottle, 1 month bus pass travel.

Comments

  • steve1980
    steve1980 Posts: 2,334 Forumite
    Cop out by the bank. They know who they're transferring the money to.

    A call to their complaints department should sort it out.
    Estate Agent, Web Designer & All Round Geek!
  • BenL
    BenL Posts: 3,189 Forumite
    If they have taken money on the DD you need to get it back. Ring the bank again, they can easily look up the Originator, it will have full details of the company and addresses, phone numbers.

    You also need them to raise an indemnity, the bank is responsible for putting the missing money back into your account within 24 hours.

    If the originator is unknown, follow the info

    http://www.thesmartwaytopay.co.uk/DirectDebitHelpCentre/Pages/OrganisationUnknown.aspx



    Ben
    I beep for Robins - Beep Beep
    & Choo Choo for trains!!
  • w123kid
    w123kid Posts: 269 Forumite
    Part of the Furniture Combo Breaker
    sorted got another agent that was able to check for me

    gym membership lol
    Wins so far:
    £1,800, campari platter, limited edition peroni bottle opener, sharp blu ray player, £600 Karen Millen shopping spree, £550 limited edition blind, Capetown 7 day holiday, Tshirt, £100 Tesco Voucher, £100 Arcadia vouchers, 7 day Europe tour, £100 hotel voucher, limited edition capitan morgan bottle, 1 month bus pass travel.
  • Mikeyorks
    Mikeyorks Posts: 10,378 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Unbelievable.
    If you want to test the depth of the water .........don't use both feet !
  • w123kid wrote: »

    phoning the bank - and they could not id the company either and jsut sugegsted to cancel

    Sounds like you need to change banks if the customer services agent was not able to give you basic information on a direct debit coming out your account.
  • pmduk
    pmduk Posts: 10,687 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sounds like you need to change banks if the customer services agent was not able to give you basic information on a direct debit coming out your account.

    Agreed, either the first agent was too lazy to check or poorly trained with insufficient supervision. Either move banks or complain.
  • callum9999
    callum9999 Posts: 4,436 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Seems a bit of a stupid reason to move banks to me... You'll get the odd agent who is either lazy or can't do certain procedures in any bank. The fact that the next person they spoke to could do it easily implies it isn't an endemic problem there...
This discussion has been closed.
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