Budgeting & bank accounts

Archives for August 2011

halifax online statements
Ive just signed up for online banking with the halifax 2 days ago, in that time ive brought 2 products online but my balance hasnt gone down nor does the companies appear on the statement. Any ideas please
First Direct to Natwest- how long for online transfer
Hello I opened my FD account a couple of weeks ago and so far so good- but just got the first S/O from my FD to Natwest and although the money has left FD, it has not reached Natwest (it is £450). I have spoken to both banks and FD advised talking to Natwest to check whether the funds were there or was it just an internet…
Transfer to wrong sort code
Tried to pay £5000 from my business account to my personal account. Problem is sort code was incorrect so its not arrived. Spoken to bank and they've said sort code I put is an invalid one so it should be OK and payment will be bounced. I put name on transfer as well. A bit concerned but I've heard the recieving bank is…
Transaction on my current account from "who internet internet" Who are they???
Official MSE Insert: If you're unsure about a term in your bank statement or credit card bill check it in our [URL=" http://www.moneysavingexpert.com/banking/bank-statement-codes"]Bank Statement Codes[/URL] glossary. Back to nc1873's original post... My bank cant tell me any further details until tomorrow but im pulling my…
what colour debit card should we have?
My OH and I have 3 joint acconts with Natwest. We have select, current plus and a really old step account. We also have cheque books for the select and current plus accounts. All of our debit cards are blue and none of them work at the pay at pump in Asda. My OH has been into the bank and querried the cards not working at…
Best bank account/debit card/credit card for backpackers?
Hi All In just over a month myself and my partner will be jetting off to New Zealand and Australia for what could potentially be up to a year. In time we plan to work so opening an Australian bank account will be on the cards once we are settled. However, does anyone have any advice on the best bank account whilst we are…
Halifax BOS Overdraft
Just wondering if anyone knows how long till you build a behaviour score with BOS before they allow overdraft or lending like cards? I open account in June and pay in £3,000pm to fund the account, then move it out a few days later. I have a £100 od but when I try and enter 9999 to see the guarantee it says £100. I guess it…
Opinions of Lloyds or Halifax basic account
Hi, I have a basic account with the Co-op but I am considering getting a second one as my Co-op debit card is not accepted at my local train station (..but it is now accepted at Asda petrol card-only pumps :) ). I have a Lloyds savings account and was wondering what Lloyds or Halifax's basic accounts are like? Thanking you…
Alliance and Leicester to Santander Online Banking
For the past month (or more) every time I have logged in via Alliance and Leicester it has told me it'll soon be changing to Santander. Does anyone have any idea of the timescale of this? It just seems a little ridiculous that it has been telling me this everyday for so long that i'm wondering when it will just get on and…
Bank account Recommendations please??
Hi So I have a question and am very curious to get your thoughts/suggestions on this. I currently have an additions account with Barclays but am thinking of moving back but would like the same types of insurances (i.e. breakdown, card, travel, mobile etc etc), I know I can go and get these insurances seperately but they do…
Banks ring you to tell you to cut your spending
Now banks ring cash-strapped home owners to warn: Cut your spending... or risk losing your home * Banks admit secret checks on 'high-risk' customers * About 30,000 home owners to be contacted * Other lenders expected to follow suit Read more:…
First Direct Phone Number
This may have been asked before but is there a non 0845 number to call First Direct say from a mobile so it is swept into the inclusive minutes? Thanks
Advice , worried about identity theft
Hi all, Just after some advice, as I've just got home to find my sky cancelled, called sky who say that someone rang up last month claiming to be me and asked to change from dd to an invoice bill. It wasn't me, I've just gone mad but sky claimed they asked them the security date (birthday) and they got it right. I'm now…
Co-op Bank - Small Business STEER CLEAR
I run a small business and we took up the Federation of Small Business offer of free business banking for life with the Co-op. To be honest - they weren't great - it was a call centre and you didn't have a "bank manager" as such, and every month end the internet site would crash when I was trying to pay the supplies /…
smart phone budgeting apps
Hi I am trying to find a personal finance app that runs on both Android and iPhone formats. Ideally both myself and my wife can update it from our differing phones and it update with each transaction for us both to see. If anyone knows of such an app I would he grateful if you could let me know Thanks Stu Oh. A free app…
Declined for student bank accounts
Hi, I'm starting uni in a couple of weeks, and I'm being declined for all the good student bank accounts based on my credit score. My credit record doesn't have much on it seen as I've only been 18 for a few months. The only negative mark is from a credit card,which I only took out because I was told I needed to build a…
Can someone take money out of my a/c?
Hi all someone hit my wifes car and wants to pay cash without going through their insurance. Thing is he wants to pay into my bank a/c he wants a record of payment. Will they be able to take Money out later stage with my name, sort code and a/c details? Thanks in advance.
New and desperate!
Discovered my husband of 24 years has a girlfriend abroad. Have kicked him out. He has run up huge debts, trying to find everything out. Left me with 3 kids and £60 in the bank. He has gone on a 2 week holiday now to visit her, so need eerything sorted by when he gets back in the country. Sorry for the very brief and…
Problems with HBOS Faster Payment?
I make faster payments daily to my OH. Today I have £10 left in my account and I wish to transfer £10 to my parter also with HBOS. When I go to do it it says " Unable to continue - Payment failed Sorry, we are unable to continue with your payment at this time. " Anyone else having problems today? Its rather frustrating! I…
Direct debit taken out even though cancelled 7 days earlier
Hi, I hope someone can help. I cancelled a direct debit online seven days before it was due to come out the bank. I have done this before without issue. Just checked my account and the money has come out :eek: Its a substantial amout and will leave me without money for ten days. What can I do about this? I believe I may be…

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Budgeting & bank accounts

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