-
Account Alerts and Charges
In everybody's opinion, I wish to know which are the best bank account to switch to from smile.co.uk. Which offer free account alerts when the funds are low in a certain account. Me and my Partner use a joint account to spend on during the week, which we tranfer a set amount in per month. Sometimes we incur charges due to…
-
A&L /Santander Premier Account facilities upgrade - glitch
Apologies if this has been flagged... My Premier Account and linked savings accounts were moved over to the new Santander interface some months ago. Last month they (Santander) advertised an upgrade facility which allows you to manage e-Documents etc (as per their Preferred c/a) (nothing new there). I noticed that all my…
-
Campaign to get better rates for our current accounts and mortgages
Hi, i have recently set up a campaign to try and get the banks to offer us better rates for loans and mortgages by proposing everyone to switch bank accounts. This will then make banks more competitive and offer their existing customers greater deals rather than just competing for newer customers (i.e. the students). Banks…
-
Natwest BACS
Hi just wondering if anyone can help, My wages are due in the bank Monday via a Bacs payment and I bank with natwest and so does the company I work for is it likely my wages will be free to withdraw on the Friday?
-
I've been refused a Current Account
Hello everybody, I'm a little upset today if I'm honest because I've just been refused a Current Account with my bank. The reason I even bothered to apply for one was because the customer advisor said I was an "ideal candidate" for it and that my internal score with the bank was very high. I think it was a three,…
-
Some advice please!!!!
Sorry I am new to this and am so happy to have stumbled across this site! My husband has a well paid job however, there was a disagreement with the INland Revenue and imposed a CCJ on a sum of money that we are about to clear. My problem is the bank. As soon as the ccj was known about they withdrew overdraught. Fine, we…
-
HSBC accnt closed after period abroad...?
Hello all, Just a query I have regarding my HSBC account. I recently spent about a year abroad, and during this time opened a foreign bank account or just used cash. I was unaware that the banks get a bit arsey if one doesn't actually use the account for anything for 6 months (I had no direct debits and nothing was coming…
-
Retrieving money from a closed account
Ok, so the situation is as follows: Back in July 2010, Barclays encouraged me to upgrade my account, I did and so updated all of my details with anyone who would need to transfer money to me via Online Banking e.t.c Recently, I have had 2 payments that I have not received and they have not been bounced back to the person…
-
Sole trader account
Apologies if this has been posted before i couldn't find a specific thread about my problem. My father ran a business using a sole traders account with Santander. My father was due to sign the business over to me because he was ill. Sadly he died a few weeks ago without transferring anything. My question is how do i go…
-
HSBC Graduate account ending- no longer interest free overdraft
I need some help. I'm a doctor with a decent salary amounting to take-home pay of around £1800 a month which goes into my HSBC account. This was a graduate account, but as of next month (I think) this runs out and becoms a normal account. This means my interest free overdraft also expires, and I will now have to pay 15.9%…
-
Account Renewed what does it mean?
Just looked at my Halifax online banking and on the account statement page most of all my Transactions have gone(i used to be able to see about 2 months) and its got on there for the 21st June the words Account Renewed but what does that mean? I have not changed account or done anything with it so i dont understand it and…
-
This is weird, hopefully you can help?
Hi there, I asked about this before but unfortunately nobody replied :( I recently signed up for online banking and I noticed that any payments I have seem to go into my account a good few days earlier than they're supposed to but still show up on my statements as being paid in on the day they're meant to be. I've never…
-
Ridiculously bad form, HSBC
Edited: HSBC send credit card to previous address, and then a few years later, they send the Secure Key to a different previous address. All contact details kept up-to-date in online banking.
-
lloyds classic vantage account interest
i have 3 vantage accounts with 7000 in, if i leave ten pounds in each account, then draw the remainder out will i loose all of junes interest on the 3 accounts any help please
-
hlep me budget
can anyone tell me about a bank account that will organise my cash flow so I don't spend all my money in the first two weeks of being paid?
-
Random bank payments into my account
Hi - I've had 3 payments into my bank account (from my bank). They have been for different amounts - £30, 15 and 10 I think (in that region). They have the ref LTSB IS BUSINESS. What could this be for? I am thinking it may have something to do with cashback for some insurance we took out with them. Shall I just ring them…
-
Name on ID must match exactly to open bank account?
Hi everyone my first post:). I went into Barclays yesterday to enquire about opening a bank account, never had one before so forgive me if this is an obvious question! I wanted a basic account as I don’t want one with a minimum monthly deposit or overdraft facility just one with DD to pay bills etc. I don’t have a passport…
-
Mystery bank account
Hello, I'm having problems accessing one of my bank accounts. I have a flexible mortgage, I have a halifax savings account into which I pay monthly. At the end of the year a company called "the flexible mortgage company" transfer over the balance to pay of the capital. However since we moved to a different lender it looks…
-
Santander !!! - Card Payment delays
Hi, 1st time on here and wonder if anyone can help me. I bank with Santander and have done so for over 15 years and have had more issues with them in the past 2 years than ever before. The latest bug bear for me has been this: At the weekend I chec nmy available balance online and it said I had £180 available. I then…
-
Santander are so useless!
How's this for a Kafka-esque run-around? I closed my Santander account by phone in February 2011, and was told that I would receive a cheque within 8 working days. Four months and umpteen phone calls later, the Financial Ombudsman's office tell me that they're four weeks behind dealing with all complaints, and I still…
