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Halifax - Disgusting customer service!
Well, due to past credit problems I have an Easycash account with the terrible Visa Electron card (which I have been happy with I suppose - until now). I went into my local (3.5 miles away) branch as they moved away from my town to put in some cash. I got looked at like a piece of dirt when I slid the cash and the card to…
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Halifax Ultimate Reward Current Account - Changes
After looking at the benefits of the URCA and after discussing with branch staff, I decided to upgrade my account - the information pack arrived today stating: 1. From September the price of the benefits account will increase from £12.50 to £15.00 per month (although £10 with the £5 reward). 2. Purchase Protection, Price…
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Llloyds TSB student account?
I opened a Lloyds TSB student account in 2008 and was given a £200 overdraft. I used £180 of it in 2008 sometime, but since then the account has been completely inactive. My overdraft is to be reviewed at the of July, but I'm just wondering how Lloyds TSB would view this? I'm planning on depositing a large amount of money…
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Tesco Banking changes to online banking & T&Cs
(See also update: post #12 below) (See further update: post #13 below) (See also update: post #25 below) Just got a mailing in today's post advising customers need to "upgrade your security details" which will "make online and telephone banking even safer and easier to use [honest!]." Personally you have to doubt this…
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Why does this happen?!?
Dear all, This is my first post on this forum and I'd be grateful for some guidance. I recently purchased an iPad 2 for my Mother as a gift. This was purchased online and later that day my account showed a debit of £479 to Apple etc. The iPad arrived yesterday, we had to wait three weeks due to low stock. This morning I…
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Lloyds TSB Student Account Advice...?
I have a Lloyds TSB student account that I opened in 2008. Currently, my Experian score is very poor at 460 due to defaulting on phone bills around 3 years ago (before I opened this account). Should I wait a while to apply for a Lloyds TSB credit card so my score can improve? Finally, as this is a student account do I need…
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HELP with opening basic bank account - Please I'm desparate!!!
I'm hoping someone out there can offer me some help/advice because I'm desparate. I really need to open myself a basic bank account ASAP. Myself and my partner are splitting up and I need some way of paying my bills and I'm just about to start a new job but they'll only pay me straight into a bank account. I don't have a…
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Lloyds TSB & Experian
Hi I was wondering if anyone could help me. I have a Lloyds TSB current account which is dormant and has had a balance of £0.11p for the past 6 months. However the account has stopped reporting payment history to experian if I transfered for say example a £1.00 into the account would that make it start updating with…
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Co-Op Online banking
Just tried to log in and once i have entered my account number, sort code, pin and memorable information i am taken to a screen that tells me the online banking is down for maintenance. It also states that this maintenance should end friday 3rd june at 6am but i am still getting this message. Is anyone else able to log in…
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Best new current account without switching
Hi, Can anyone advise on the best current account to open if you're not switching? The banks only seem to offer incentives to switch (I can understand that!) but it makes it quite hard to work out a good account for just opening it from scratch. Any ideas? Thanks!
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Switching Accounts - Overdraft
Hi Guys, I've been with Barclays Bank with one account or another for approximately 22 years (since I was 8 or 9). I have had a few issues with finance recently which has caused me to go over my agreed overdraft limit of £250 and incur charges. So I thought I would go to Barclays and ask them to increase it for a couple of…
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Frozen Bank A/c no access to Benefits
Can anyone advice me how to help my 39 week pregnant daughter. She paid a cheque into her a/c for her partners wages. The cheque bounced and because she was £20 overdrawn they have frozen her account. Her Child Benefit and Child Tax Credits get paid into her a/c weekly that is all she has to live on but, the bank have sent…
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Santander fraud help
I'm posting this for my sister who is looking for advice on a problem with santander. In January she had a payment of £300 taken out her account to a company called LUK(they make clutches) she did not make this payment and nor did her boyfriend, this payment taken the account overdrawn. When she contacted santander they…
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Budgeting and Saving
Hi, I don't know if I am posting this in the correct place, apologies if not. I would like to know what is the best way to save money each month and still enjoy yourself? My partner and I both work full time yet struggle for money each month; most of the money goes on the mortgage, bills etc, we have money left over but it…
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Compensation for lost cheque?
LLoyds TSB lost our cheque for more than 90 000 euro back in Feb '11. After hours on the phone and even a referral to the FOS, we still haven't got the money, but we have been promised that it will be with us in 3 weeks' time. The bank keeps apologising and accept it's their fault and say they will recompense us, but how…
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banks and power of atterny
I needs some help. Power of atterny over my mother has been completed by the court of protection. My aunt and myself registered this with my mothers bank - Santander. My aunt and myself also bank with Santander. Without telling us Stantander cancelled my mothers debit card. I discussed this with Santander and was told that…
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Lloyds TSB
Anyone else having trouble logging on to LTSB? I have been trying since 6 am today, but no luck.
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Any reason for me not to switch to Santander Preferred?
I am a student with one year left on my course (fingers crossed). My student account is nothing special anymore - I got it back when it had 2% in credit interest, but it's now at almost 0% and it never had anything attached like a railcard. The only reason to stay is inertia, and because none of the student accounts were…
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Bank cancelled debit card in error
Hubby phoned my bank tonight (of which we have a joint account but he's never really had anything to do with the account) to see whether they could transfer all his bills and accounts over to this joint account. Anyway, long story short, he had to go through a load of security questions again - ended up deciding to think…
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Time delay on Halifax transferring
Hopefully one of you experts can explain this one: Some times i'll go to transfer from Halifax & it'll not let me do it on the selected date. I have to pick days ahead of it instead. This happened the other day: 31st May, the gf tried transferring 1k out of her Halifax account to her Santander account, arranged to go ahead…
