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Santander - Increase in Under Funding Fee?
Mornng, I have in the last few months moved my Current Account over to HBoS and I am paying my overdraft off in Santander (ex A&L account) gradually. I have 2 current accounts with them that are in overdraft and had been paying in £100 a month to steadily bring them towards credit and close the accounts. Because the Ts and…
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Lloyds TSB is the best?
Hello, I was researching UK’s best premium banking (excluding private banking) and I can’t find anything better than Lloyds. CitiBank Gold, HSBC Premier and First Direct with the ‘first directory’ accounts offers pretty bad travel insurance products with only up to 30 days coverage and numerous exemptions spreading over 52…
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Random Account Freeze
Hi, Well I was in London Friday for a gig and tried to pay for lunch on my card and the machine said RETAIN CARD! Luckily I had ID on my so I could get it back, and then tried to withdraw cash and the ATM swallowed my card! And very kindly my freind had to lend me money, but I started panicking!!! Although I managed to pay…
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Mint.com UK or Alternatives...
Having looked into online budget planners and the like I cannot find anything really like I had in mind other than MINT.com, which is not available in the UK. Anyone know when it might be available here, or even better have some alternatives?
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Mine/sons bank account? who's is it legally?
Years ago I "gave" my son the full use of an old Portman building society book account, that I did not use anymore, I authorised his name on it so he could take money out, but it is in my name and address. This was because he was having debt problems and was being pursued by an un official money lender, My son is grown up,…
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Lost Money!!
Hiya, I'm new here after using the website for the past year...but could really do with some help after learning some valuable life lessons this weekend... I lost my bank card late on Friday night whilst on a night out. I cancelled my card as soon as I woke up on Saturday morning. However, I have noticed my card had been…
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Banks' attitude to security
I once contemplated banking with the Co-op til I learned of their relatively insecure internet banking service & received this email from them containing several spelling mistakes and nicely finished of with "....please could you send us a completed application form which can be downloaded off our website…
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First Direct Want to Withdraw My Overdraft
I have been banking with First Direct for over 10 years and for most of that period, I have had an overdraft facility of £1.5k, which I use ever month. I have less money coming in now than before, and recently received notification that FD want to cancel the overdraft. In fact, having spoken to them, what they really want…
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Default charges on credit history
I recently checked my credit history and found i had defaults against me on an old current account. On my history its says these were missed consecutively for 3 months or 2 months over different periods. Although we went overdrawn i know my account was brought back into line each month when my wages went in. Is there…
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BACS transfer
i am getting a payment from the halifax via bacs to my halifax account will it still take 3 working days or will it go through quicker thanks
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Problems setting up Direct Debits
I seem to be having trouble setting up direct debits on my BOS debit card. I went online a few months ago to set up a direct debit for my Council Tax and was later told it didn't go through. And i'm just now trying to switch gas/elec supplier on Energyhelpline.com and when i put in bank details it says "the sort code and…
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Not able to open an account :(
I have been trying to open a bank account for about 6 months now. I have secured a job which i start in two days time and need an account to have my wages paid into monthly... Basic take home is £1200 after tax. I am at a loss as to what i should do. I have tried, Natwest, Co-Op, Santander, Halifax, Barcleys etc. I have…
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Can the banks do this to me?
I was surfing another forum ,called the student room , but the money and finance subforum there is nothing compared to the MSE forums from what I can see. I am only 17 years old and I have a current account with Nationwide. It is the FlexAccount. I only went into the minus areas by a few pence and got hit with a Paid item…
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First joint bank account
Hi All, My partner and I are looking to open our first ever joint bank account, but can't seem to find any information on the best provider to go with. I'll provide a little bit of background in the hopes that one of you might be able to help... My partner is with HSBC and I have two accounts with Barclays, and although we…
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unpaid direct debits
Hi, Just wondering if anyone has any idea about this, i had a letter from my bank regarding a unpaid direct debit and resulting in a bank charge. But what i don't understand is when i spoke to the company who the direct debit was for they said it had been paid, but no money has left my account. So very confused.
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Lloyds TSB Premier account advice
Is it possible for me to upgrade my account (currently Platinum) to Premier without registering for PhoneBank & Mobile Banking?
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Barclays Charges still unfair!
Hi Just wanted to see if any one else having the same problem with Barclays as I am having. Over the last 3 weeks I have had two letters coming through the door saying that they have had to pay a card transaction beacause it was guaranteed but the money wasnt there to pay it therefore they have charged me £8 to honour the…
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Cumberland Building Society
Hi The Cumberland BC current account are currently advertising "Free debit card and ATM use worldwide". Is this the best account to withdraw cash while abroad? Is it similar to what Nationwide once did? Thanks
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A&L upgrade to Santander Zero - new Debit Card? Which online banking?
Hi, I am looking forward to upgrading my A&L Premium Direct Current Account into the Santander Zero come my A&L account anniversary, when it no longer pays 5% interest (and so I can get another whole year of 5%) a. Do you get a new Debit Card, or keep the old A&L debit card? If you keep the old one, am I right that the…
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Halifax... Part of Lloyds Banking Group??
I am with Lloyds Bank and have the Vantage account with them and also significant other savings. I applied for a Halifax Credit Card as it was offering 12 months 0% on purchases. Lloyds offered me a card automatically but the 0% deal was just 3 months on purchases. I was declined by Halifax for their card!! I am quite…
