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A&L ISA mysteriously became a Santander Online Saver
Hi Please could someone offer me some advice? I openned an Alliance and Leicester 1 year ISA just after the start of the April 2010 tax year. One year on I've happened to open a Santander current account. When I receieved my online backing details I signed in and to my horror saw my A&L ISA showing as a Santander Online…
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Closing Current account but keeping ISA?
Hello MSErs, Is it possible, if you have a current account and an ISA with an institution, that they would let you close the current account but keep an ISA? If I close a current account, would I receive any interest accrued that is yet to be paid (I don't want to leave it open as it has a montly deposit minimum. I also…
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Best second bank account?
Hi all, Lately I've been very disappointed with Barclays, who I bank with. Six months ago I reduced my £3000 graduate overdraft to £2100, thinking this was a 'sensible' move. Last month my partner and I relocated to London to start new jobs the following month. My plan was to simply extend the overdraft back to £3000 to…
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Halifax online problem?
*Sigh* Every time I log into my online account with the Halifax recently they seem to have changed it in some way. Yesterday I tried and it's another "great new look" but although I can see my current account listed there, I can't click through to see the account itself which is rather annoying!! My other Halifax accounts…
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Santander application problems
I have an Alliance & Leicester mortgage and I recently applied for a Santander Zero current account (without credit card) but the application was rejected. I suspected (and on phoning confirmed) that the issue is that the Alliance & Leicester mortgage account number is 11 digits ... but the online form takes 8 or 9 ......…
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Sendmoneynow by Travelex
Hi guys, I want to send money to America from UK. Just wondering how legit Sendmoneynow by Travelex this is, or how successful this is? It almost seems to good to be true compared to other wire transfers and paypal. Any good/bad reviews?
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sony and fraudulent transactions
my son has just had all his money taken from his account and even gone over his overdraft limit more or less over night. the only thing he is able to put it down to is that he was a user of sony online gaming. his bank Natwest have told him that they are not going to cover any money taken from his account, any help please,
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Slightly concerned....
I've had a bank credit into my account today for £196.44 - which seems an odd amount from 'Standard Finance', the bank say they can't see any more information than me. I'm expecting a payment of about £40 more than that from my old work - but 'Standard Finance' is nothing like the name! Google brings up all manner of scams…
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Acceptance criteria for a basic or standard bank account?
I am employed by my own company which specialises in making TV docs and I set this up 7 years ago. As a result I moved to LA and started my new life over there. I have just got back from LA and purchased a house outright due to a family member leaving me with some dosh to splash. I had to do this via solicitors as I had no…
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Does anyone have any experience with US current accounts?
My wife studied in the USA several years ago and still has two bank accounts with US Bank and Wachovia. She has $1495 in US Bank and about $200 in Wachovia. She recently got a letter from US Bank informing her that from June they would start charging $5 a month to any account with a balance below $1,500. These accounts…
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Basic bank account - help?
I had a basic bank account with HSBC, which I was happy with, however they have now cancelled my account as I had three DD payments returned, which is fair enough. I can't get an account with Lloyds TSB or Barclays as I had accounts with them and owe them money (due to unemployment), so I've just applied online with…
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Upgrading from Basic Bank Accounts to Normal Current Account
I have a couple of basic bank accounts, halifax and co op. i have been working in a temporary position for over a year i earn around £910 a month (paid weekly basis as i am a temp). i really want to get a normal current account. i have two defaults from 2004/ 2005 (credit card companies) which i make nominal payments for…
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Best ID for opening bank accounts
Hi all, a quick question. I don't have a photo ID at present (just old style driving licence, and no passport). I expect that next time I do something important, like open a bank account, I will have to provide photo id. So, I'm about to get either a passport or a new driving licence. My question is: has anyone experienced…
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New born baby account.
We are execting out first born end of the month and i want to set an account up to put money in monthly that we or they can not touch untill a certian age. Any help with which is best account would be great?
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Santander fast payment.
I need £550 to come out of my Santander account tomorrow and get to another account same day! Will there fast payments do this or should i draw it out and do it my self?
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Cash 'sucked' back into machine
A friend of mine used a cash machine last week, and took too long to get her £30 out of the machine, so it sucked it back in. Her bank, Barclays, have told her today that they will launch an investigation into it, but it could take up to 14 days. I think her account is a basic one, but is there a way she can have a…
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Can't control my money!!!
I need help. I feel like a complete child when it comes to my finances even though I am 30 years of age! I just cannot control my spending. My monthly salary is usually eaten up within the first week of being paid. I really need some help and advice beyond the usual "budgeting" advice. I just don't trust myself. I…
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Credit Reports - Advice Please
Hi All, I’ve recently joined the forums as I’ve a few questions to ask. My partner doesn’t have a very good credit rating (well, that is what the banks have told us when she tried to open a new current account). My credit rating, however, is fine. I have recently done a check on myself with Equifax and it shows my free…
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Replacement for Nationwide Debit Card when using ATMs abroad
For many years, I used my Nationwide Debit Card when making ATM withdrawals in Europe. As Nationwide now charge for these withdrawals, does anybody know of a suitable fee free alternative? The best I can find is with Santander, but I'd need £10K in one of their savings account to qualify. I am fully aware of the many…
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Lloyds Basic account?
I would like to open a Basic account with Lloyds but i have looked on there website for it but cant find anything about it. I have heard it can be opened online so does anyone have a link for it please?
