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Paid cheque into wrong bank!
My mum made a mistake yesterday and had a cheque for barclays, but since she was taking money out of the cashpoint outside lloyds tsb, she went into lloyds and paid in the cheque there! the bank teller took the cheque, stamped the paying in book and my mum went on her way. Fast forward to today when she realises. Turns out…
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Barclays O/D Balance Inconsistent
I constantly check my OD balance and have started logging the difference i have noted between the current cleared balance and the current statement balance. Is use a budget programme to log all my spending and have noticed that on a few days there is an extra £5.10 or so added to the current cleared balance each time.…
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Barclays on line banking not working
Hi, Is anyone having problems logging into Barclays on line banking today? Cant even get to the log in screen. be having these problem on and off with them recently. thanks
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Student Accounts and Bad Credit
Hi all, My friend has just been accepted into university and wants to open a student account just for the obvious benefits that comes with it. As she's not the typical 18-21 year old young student she does have a history of bad credit so would she even be able to access these types of accounts? We've been looking on this…
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hsbc cheque clearance
i issued a cheque a couple of months ago for £15 which i thought had cleared. anyway just checked transactions for my current account for tomorrow and its clearing then! after paying car tax a nd food shop etc im already £3 overdrawn and i havent enough funds in but i do have money going into my savings account from…
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Santander fast transfer
Hi Does anyone know how long it takes to transfer money by quick transfer from a Santander account. I made an online transfer on the 27th April and it still isn't in the receiving account ?? I know we've had bank holidays but surely it should be transfered by now?? I cant believe they are also charging me £5.00 under…
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HSBC - Cancelling debit card - fraud
My son got a call from HSBC this afternoon on his voicemail (actually, I picked it up because I took over his cell phone number last week and he hadn't told the bank his new number yet) asking him to call their fraud department with a reference number. When he called them, they ran through some of his recent transactions…
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getting a bank account after being out of the country for 5 years
Hiya, Can anyone advise on how to get a bank account after being out of the country for 5 odd years? My DD is 33 and has been off travelling etc in Europe. Now she's back with me and has a job and needs to pay wages into an account. She's on electoral roll which is one thing...has been on for 2 months. How easy is it for…
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Help:disputed ATM withdrawal from Coop. HSBC have closed the case w/o giving me the £
I went to withdraw £10 from a Coop ATM on 8 April, and as it was counting the money something went funny. It sucked my card in and didn't give me any money. I went home to transfer some money onto another card and saw that £300 had been withdrawn from my account (which was the entire balance). I went back to the ATM and…
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Lloyds account control facility
I have found it hard to manage all my direct debits and standing orders recently and seems every month a few are returned and I end up with huge fees for them being returned and also for being overdrawn. I then found out by accident that I can have a 'control' put on my account so if there isnt enough money in there,…
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HSBC to offer free text alerts
I know that several banks (including HSBC) already offer this, but it looks like HSBC is dropping its fees for text alerts on accounts where it previously made a charge.. Regards Sunil
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what to do with inheritance left to kids
my kids age 17 and 13 have been left a substantial amount of money, I would like to to keep some control over it until they are older,despite them being quite sensible with money (i dont want them to fritter it away) but be able to release it gradually for Uni fees, etc. They already have an available savings account for…
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Paying in scottish money into a bank.
Hi Is there any difference between scottish money and english money. E.g. If i paid money into my account in a bank in Wales would say £100 scottish money be the same as putting £100 english money in? what im trying to say is are they the same thing? thanks.
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Halifax im so mad with them
Ok back last Tuesday about 4am i made a booking with the Trainline for the sum of £37.40 by my Visa debit card and went to pick up tickets a couple of days later and after that i have found that i have been charge double and the trainline have taken the £37.40 as its showing on my online account but the other £37.40 is…
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Best Business Bank
Hi Iam looking for some advice after having arow with Santander Bank. I live in a converted house of five flats to which we have now purchased the lease so control all maintenance of the house ourselves. I was designated the accountant and applied to be the signatory on the business account which was already set up with…
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Best way to borrow £27k for only 5 weeks
I may post this in a few forums, as I'm not really sure where and how to go about this.... I am paying off the developer who owns a 25% share in my house. The settlement is £27k and they want this on or before end of June. I'm in the process of selling another property, and completion is due to take place on 1st August,…
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Multiple bank accounts and credit rating
I don't have the greatest credit rating, 3 defaults which are due to be removed by the end of next year, so.... I have 3 bank accounts (current account). 1. was with the nationwide from 2004. Very basic current account, was not entitled to anything other than a cash card on the account and direct debit. 2. with smile,…
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MSE News: FSA's new pre-paid card rules come with a catch
This is the discussion thread for the following MSE News Story: "Unused cash on a pre-paid card must now be repaid in full on request, but could still be subject to huge charges ..." Read the full story: FSA's new pre-paid card rules come with a catch
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Halifax £50 cashback offer
Was opening a reward current account over the phone, and they said that if you use their switching service and transfer over at least two direct debits or standing orders, you will get £50 cashback. Can't seem to see anything about this on their website so maybe this is a new offer or something?
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grrr
After some help please. I have just checked my account, this is an account I don't use but has an overdraft amount of £300. For the last 2 months I have been paying £40 a month towards this account with the idea of paying off the overdraft and closing the account. Anyways, just checked it today and I have unarranged…
