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Citibank (Basic Account) ?
I've just read up on a topic on here about basic bank accounts, And the topic poster said something about a 'Sterling Current Account' (A basic current account that citibank offer), I was interested in perhaps applying for this, however i can't find a basic account on there website, The only ones i do find you must earn…
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Barclays Student Account Application
I need to open another bank account and HSBC declined me for a standard Advance current account (probably due to having a bank account with them already with a £1000 overdraft maxed out. I want to apply for a Barclays Student Account. I'm hoping someone that works for Barclays or someone that knows must about credit…
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Number of Bank Accounts
Hi, Interested in others peoples opinions on this. Currently have three current accounts, main one which is used for wages and DDs and a couple of others that aren't really used anymore. How many current accounts do you have, do you use them all? Are there any benefits to keeping them open by just putting a token amount in…
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Santander (A & L) Overdraft Fees
I just wanted to make a quick post for those who have Santander (old A & L) accounts regarding overdraft fees. For the Premier Direct Account the daily arranged fee for overdrafts remains at 50p per day but the number of days for the cap has increased from 10 to 20. I spoke to Santander this morning and they said that the…
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Have I made a horrendous mistake moving to Halifax?
To simplify my banking and savings I, along with my OH, opened a joint reward account with the Halifax to get £5 per month because in the 15 years we were with the RBS, we got £3 odds interest. I posted previously about unable to instantly transfer money between accounts and was informed it was a feature :rotfl:of that…
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Overdraft heeelllllppppp
so please can someone help.... in brief the situation is this ran up £4000k o/d with santander stopped using acount to start afresh with no o/d since sept '10 with new bank been paying £150 per month to pay off o/d account with santander inhouse collections they have been threatening me saying i have to repay in full or…
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Natwest - login issues
Hi, I have just tried to login to my natwest current account and it said that they do not recognise the computer I am logging in from. (always use this computer) and it is asking me to use card reader device. Just the other day, when using the card reader, it stated on the website that Natwest would never ask you to use…
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Faster Payments Rejection Codes
I have on my bank statement (NatWest) a faster payment that has been returned as unpaid. The reason is given as "REJ CODE 1164". Does anyone know where to find a list of these rejection codes and what they mean?
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MSE News: Yorkshire and Norwich & Peterborough building societies to merge
This is the discussion thread for the following MSE News Story: "The pair have agreed a merger that will create a combined 3 million members and 224 branches ..." Read the full story: Yorkshire and Norwich & Peterborough building societies to merge
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When do graduate account overdrafts decrease?
When does the interest free part of the graduate account for Natwest and LloydsTSB decrease each year? What does it decrease by, £500? Thanks. :)
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Bank error in my favour for a change
Hi, I have joined the forum specifically to get some advice on this one. My bank made an error on the 27th March depositing 470.00 into my account. I initially thought this was my money, however when checking my online statement i realised very quickly that it was a payment from an unknown individual and quite obviousley…
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credit report question again
hi there think this is the right place to ask but have just got my credit report from experian and, on it is a clydesdale bank readycash account that was marked as a late payment over a year ago. this is a basic account so im not even sure why it was credit scored or why it would appear on a credit report. does any one…
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Do Northern Rock do online banking?
My partner is with Northern Rock and is forever having to pop to the branch to sort anything out (check payments have gone in/out etc.) I'm with Barclays and would be lost without my online banking so I keep advising him to get online banking with Northern Rock. However he sems to think they do not offer this service. He…
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How long was it before you got your Santander £100 switching incentive?
I set up my Santander banking, meeting the criteria to bag the £100 switching incentive. This would've been about 2 months ago (without logging in & getting specific dates). I did similar with first direct & they were quite quick to pay up. I know you had to meet the criteria for Santander within 11 weeks, so i wonder if…
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Current account on CRA's i did not open
I have got my credit files and on all 3 of them there is a current account that i did not open. There is and as far as i can tell been no balance on it. It has been open since 2003. How do i contact Nationwide about this as i have no account number?
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Santander A&L cheque delays
Anyone else experience long delays with cheque processing with Aliance and Leicester Business Banking? I paid in cheques at the post office on Wednesday 13th April, but the are not showing on my account 6 days later. Called them to find out why and want to share my ridiculous phone conversation. They said the cheques were…
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Equifax credit file nightmare
Equifax credit file nightmare Hi all you wise folk out there, I have posted this on the credit cards forum but didn't really get much of a response, so thought I would try here. I am having a nightmare with my Equifax credit file. There are 4 RBS loan accounts registered to my file (but at an address at which I've never…
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Standing Order Question
I have 3 bank accounts.. 1 for my salary to be paid into .day to day things, expenses, clothes, going out, big purchases etc.. 2 for expenses which is fuel and food only 3 for Bills, mortgage, utilities, council tax etc I find this little system works well for me as it means i always have enough in each account to cover…
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Changing from Graduate account back to a Student account?
Hi I am currently on a graduate bank account but am doing a PGCE next year so will become a student again. Does anyone know if its possible to revert back??? Thanks for any suggestions! Evan
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MSE News: Santander calms online banking hack fears
This is the discussion thread for the following MSE News Story: "The banks says no customer data is at risk after the failure of one of its online systems ..." Read the full story: Santander calms online banking hack fears See the original thread which contained rumours of a potential hack.
