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Bank Coin Counting Machines
Does anyone know if there are any banks that still have coin counting machines for paying small change into your account, and indeed if these are still free to use? I believe HSBC and Barclays used to have them at a handful of their branches, but I haven't seen any for years. The ones in Supermarkets charge silly…
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How Long Does it Take to receive a CHAPS payment from a UK Bank to a US Bank?
I'm trying to determine how long it takes a CHAPs payment to show up in my US bank account if sent from a UK bank before 3pm GMT? It was sent 10am GMT and am wondering when I can expect it to show up in my account. Thanks for any good advice.
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Financial advice for couples, families and pensioners
Useful money guide from the Telegraph and HSBC with case studies and week by week advice on things like budgeting, ISAs, investing and more. http://www.telegraph.co.uk/sponsored/finance/hsbc/
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Cheque Clearance
Hi I'm just after a little advice if possible. I am waiting for a chq from my car insurance company as my car was written off on 17th March. They informed me last week the chq would be with me early this week & advised that I go car hunting last weekend, which I did. Have rang the insurance today & the chq is coming to me…
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HSBC - Standing Order set on 31st
Hi If I set a SO to be paid monthly starting from 31st of March, what will happen in April/February ? Is it going to be the last day of the current month or the 1st of the following month (assuming they are all workdays)? HSBC Business if that makes a difference.
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Natwest - Unauthorised overdraft fees
Hi All I have gone overdrawn without permission on my Natwest Advantage Gold account. They are currently charging me £6 A DAY! I am currently unemployed, and this is crippling, is there anyone I can get them to stop the interest until I am in a better position to put my acconut back in the positive again? Thanks for any…
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Sneaky Lloyds to Egg SLOWER payments
I have an Egg mastercard that gives 1% cash back. I have a DD set up for the minimum but usually pay off th erest of the balance manually via internet banking from Lloyds. These payments usually go via Faster Payments but last month it took 3 days to show up so I have been stung for £15 interest. No late charge as they…
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Unarranged Overdraft
Hi all, I'm just wondering if anyone has been in this situation and how they proceeded. My branch of NW opens until 8pm on weekdays and I went in at 18.25 to make a transaction. I keep a good eye on my account so I knew that the money in the account was £15.84. I paid in £20 in cash, then transferred (no fees) the cash to…
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Account to get max interest
Im looking for an account where i could put money into and have some interest being paid while having the ability to take funds out as and when required. My current account doesnt pay any interest except i have to meet the monthly pay-in amount but i dont like the idea of the rest of my money sitting there 'doing nothing'.…
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current account switching
Hi just a quick question. If I'm looking at switching a bank account and not planning to change the direct debits and stuff myself, does the new or old bank do this for me? thanks
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Santander current account and ISA
I currently have an old HBOS current account, and I am considering moving to a Santander Preferred Current account to take advantage of the higher interest rate. At the same time I would also like to open a Santander Flexible ISA. Reading the MSE forum I know some people have had bad experiences with Santander's customer…
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Credit Rating Problem
My daughter has had her bank account application turned down. They said that her credit rating is fine but there is a problem with her financial associate(s). Having searched the internet for information about financial associates I am certain she doesn't have any. She doesn't have a credit/debit card either, which is…
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CHAPS Transfer - Santander
I've just found a villa I want to rent in Cyprus. The owners want me to send them the deposit in Euros. I've not done this before so went onto Santander's website to find that they charge £25 for the privilege. When I pay the balance that will be another £25 in their coffers. Is there any other way of transferring euros…
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moving money about between current account and savings account?
Ok, I'm finally convinced that my OH is going off his head. We have 7 DDs all coming out at different times of the month and 6 pensions all going in at different times of the month. It is a joint account. More money goes in than comes out. Normally at the end of the statement month any money left over is transferred by me…
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Setting up a group account?
Hi, I and some neighbours are setting up a community garden for the shared garden roof space to grow fruit and veg and have agreed to put in £1 per week to a group bank account to buy things like seeds and soil, ect. the thing is I am trying to work out what is the best type of bank account to go for? do we just set up a…
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Lloyds Bank account from 1978
I have just found a bank book from 1978 and wondered if it was still a valid account? My mum opened the account in 1978 with £2, for me as I was 4 at the time. Nothing has gone in or out since :o and she died in 2005. It was opened at Lloyds Bank and I have found the book, kept with some photographs that I have just been…
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Lloydstsb joint account
We have a Lloydtsb joint account and I would like to remove my partner from this account. Can I do this by phone or would they require something in writing from both parties. I hasten to add there is no issue here other than we are changing our banking around.
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ICICI interest query
I have a general Hisave account plus numerous fixed rate accounts with ICICI. Unless I am having a blond moment I can’t figure out some details on my account monthly statement example this 2 year bond due to mature on 19/1/12: 19/01/2011 Addnl Amt dr. for Renewal Of [123456] credit 204 19/01/2011 [123456] :19-01-2010 to…
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Halifax Automated phone calls
Three times I have answered the phone to an automated machine saying it is from the Halifax and asking me to confirm my name by pressing 1 or 2 etc. I hang up immediately because any Nigerian scamster could set that up in a flash. Today though my wife got the same call and she duly pressed a button as instructed before…
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Does anyone know who accepts under £1 debit card transactions
Strange question I know but I have discovered a little blip with my debit card. Any transaction under £1 doesn't register for 48 hours and I am really skint this week. I know ASDA and TESCO accept under £1 transactions. Does anyone know any others? I only have 99p on my card but can spend that over and over again for 2…
