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Badly handled bank error (Santander)
I recently had a sum of money paid into my Santander account in error (Bank employee put money into the wrong account). As we were expecting a tax credit payment we assumed that this was it. We spent the money (bills,rent etc not ruthless spending). I then get a call from Santander saying that the money was placed into my…
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Talk Talk Direct Debit
Hey guys Just checked my account to see if a cheque has gone out only to find I have been charged by Talk Talk on the 30th putting me over my agreed overdraft. Now my DD date is the 2nd of each month so am I in my rights to bring this to their attention? Also as I am now going to be charged for this by Natwest is there…
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Lloyds Classic Vantage stopping 4%
Just been to open the three accounts and were told that as from April 1st they are no longer giving the 4% on the Vantage. Missed the boat again !! :-(
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Halifax are really starting to annoy me!
I suppose it's not anything that's going to change my life, but it's REALLY annoying me! Banks are all about paper-free statements, and I prefer this too, they would just sit on my kitchen table until I finally decide to put them in a filing cabinet where I'll most likely never look at it again... but now they tell me they…
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HSBC current account help!
I get paid tomorrow but am in desperate need of petrol! If I put some petrol in today, will I get a bank charge for doing so? My wage is already coming up as pending for tomorrow. I will probably go to Tesco to fill up...
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Lloyds TSB "computer says no"
I have a Vantage account which pays a decent ish rate of interest if I deposit 1000 per month. I pay in 500 permonth every 25th monthly which generally reaches the acount 3 days later. Also I pay in another 567 monthly on last day. February of course - the money left on 25th and didnt arrive in LTSB vantage until 1 March.…
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Barclays Bank Account when you're a student
I need another bank account but not a student account as I already have one. I applied online for a Barclays Bank Account and received a letter today stating it was declined as I am a student and I should apply for a student account. How annoying. I don't really want to sit around in a branch for an hour explaining why…
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Are santander accounts any good?
I was thinking about changing accounts to santander but i'm not so sure are they any good or at the least better than tsb?
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How long after a DD is paid can the bank reverse it?
As above reallly help appreciated. :) How many days after can the bank decide to take it back again, by when is a DD definatly paid? Thanks.
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MSE News: Glimmer of light for UK economy
This is the discussion thread for the following MSE News Story: "Revised figures show the economy contracted by less than previously thought at the end of 2010 ..." Read the full story: Glimmer of light for UK economy This thread is not in the 'discuss house prices and economy board' as that is only open to those logged…
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Transferring Pounds Abroad
Hello All, I hope someone can please help with this problem.... Our business often needs to pay overseas suppliers in UK pounds. At the moment, we have to go into a branch everytime we want to do this (can't be done via online banking) and we pay £20 for the privelege. The money, whilst annoying isn't the big issue - it's…
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HSBC Overdraft
Good Morning, I want to start reducing my overdraft by £50 every couple of weeks, but wonder if a credit check will be done everytime? Also does it count as an overdraft request? Because I could be charged £25 each time, if its more then once every 6 months I think. I no some people will say save and then cancel when I…
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Halifax reward a/c - just been told can't keep my 3
Just called Halifax as needed to do a transaction I could not do online. Lady noticed I had 3 reward a/cs. Says I can now only have one and the other 2 will be down graded! Can they do that?? I opened them all in branch. Really peeved, wish i had not called. Looks like she's not even done the transfer I called up about…
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I'm an idiot - will i be punished!?
Could anyone help an idiot? A few months ago, my partner and I setup a joint account to cover our rent and bills etc. Every month on Pay day we pay into that account with me paying in the largest amount. My partner setup a standing order, however I kept just paying in on payday which is a few days before our rent is taken.…
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Officers Club On Brink Of Administration
Ok so I didnt know where else to post this and thought this would be the best place since it involves reclaiming money. I placed an order on the Officers Club website on sunday night and have just discovered today that they are going into Administration. Their website has also come offline so I dont have any contact…
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FSB Bsiness Bank Account
Hi Al, Need some advice. I have set up a new business as a sole trader that I have spent 3 years training for, but need a business bank account. The Cooperative bank account through joining the FSB seems the perfect option, only worry is that I am with the cashminder account with the Cooperative for my personal bank…
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Do Santander have any close-account silly clauses?
I know you can't take less than £30 from within a branch I think the gf mentioned her work mate kicked off with Santander in branch over various issues & had enough so said that she'd be closing the account & i'm fairly sure they said there'd be a charge. Just wanting to double check this, as i'd empty the account via bank…
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Graduate Account
Hiya, I need some advice... I graduated in 2007 and still owe £1900 on my graduate overdraft, the interest on this around £26 a month. I have been paying £50 a month from another account in which my wages go in but this is barely touching it with the interest. Do you think it's worth changing my banking so that I get paid…
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I just don't know what to do!
I have just got off the phone with a Lloyds TSB advisor after being on the phone for 1hr 15mins. The reason for my call was because back in Jan i was overdrawn on my account, they then decided to implements their £5 overdraft usage fee which i was never informed about by letter. I first knew about this after looking at a…
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Damn!!!!! How shocking can Santander be? Can't get an ISA as they've cocked up...
...my current account application. Applied for their 3.50% ISA last week to be told as i've not had the account 3months, i don't qualify. I kindly get told by tipsychick on here that as i'm in the switching process, yes i do qualify. Great. Call up as i get home from work & tell the woman this. Let me check says she. Oh…
