Natwest - Unauthorised overdraft fees

sgolfguy

Hi All

I have gone overdrawn without permission on my Natwest Advantage Gold account. They are currently charging me £6 A DAY!

I am currently unemployed, and this is crippling, is there anyone I can get them to stop the interest until I am in a better position to put my acconut back in the positive again?

Thanks for any help

DrSyn

1. If you are unemployed why are you still paying £169 a year for your Advantage Gold Account. Why have you not switched to their "Current Plus Account"?

With the "Gold a/c" you looked to make sure

(a) you really use all the so called extras

(b) You can not get them cheaper as stand alones. Normally you can.

stclair

Firstly I would downgrade your account to a Current plus to save money on the Advantage Gold Fee.

Secondly I would call Natwest on 02380 226443 option 2 and come to some arrangement with them to put your account back
within its agreed limit.

sgolfguy

DrSyn wrote: »

1. If you are unemployed why are you still paying £169 a year for your Advantage Gold Account. Why have you not switched to their "Current Plus Account"?

With the "Gold a/c" you looked to make sure

(a) you really use all the so called extras

(b) You can not get them cheaper as stand alones. Normally you can.

Well I am unemployed only as of today . I got advantage gold purely for the travel insurance. I wanted to cancel but I was overseas for a long time and couldn't cancel by phone, so had to do by post which I was too lazy to do

I will give them a call tomorrow and see what can be done, I am shocked at £6 a day, that is pure evil. From now on I will not supply my debit card for any recurring payments, instead I will use a prepaid card so that this doesn't happen again.