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Can I get a HSBC Bank Account AND £75 quid.....even if am with First Direct
Will a transfer of 500 squid from 1st to HSBC qualify as the minimum monthly commitment?
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Moving bank accounts with poor credit rating
I'm currently with Santander for both my current accounts. The first is a former A&L account, the second is a former Abbey account. I do not like the Santander Abbey banking service. They are appalling and I would like to switch to a bank who doesn't use overseas call centres, and one with a local branch. The question is…
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Affording to live
My husband is about to take a pay cut. His job always included a subsidised house. He also has to pay CSA for his older 2 children. If we were not paying this we would have enough to actually rent a house and not rely on the council's homelessness department which I have heard is shocking in this area. We have debts and…
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Lloyds don't have an answer yet :(
Hi all, I got a letter from Lloyds on the 21st Dec saying that my overdraft limit is to be changed, but gave no details on what was changing and how. So, I phoned Lloyds and (eventually) spoke to someone who said it was an automated letter, and no changes shall be made, but I may be contacted around Feb by my local branch…
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Best Post on the Entire Site?
I have been having trouble getting a proper bank account for myself what with credit checks and all that, and then I remembered that someone here might've found a solution so I went exploring. This thread has to be the best I have read, found it an hour ago, went to Barclays 45 minutes ago and am now sitting with a proper…
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Current account for overseas
I am looking for advise finding a new current account to suit my needs. I have had a Nationwide account for years and until they started bringing in charges for overseas ATM withdrawals it was great. Does anyone know if another bank is offering free withdrawals abroad or anything similar? Thankyou
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barclays fraud
hi i was windering if anyone could help me. someone stole £400 from 1 of my bank accounts from barclays by depoisting a cheque that bounced so now my account is £400 overdrawn this happened on the 4th nov. barclays have done nothing about this even though i have been chasing it for weeks i also contacted police and got a…
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play.com fraud on my abbey account
:mad::(:(:(:( Morning all, ive checked my online banking same as everyday and i noticed £168 out to play.com. Ive gone onto my play account and 3 games have been ordered and sent to "sisters" address in salford. Ive contacted abbey/santander who were fab (i know they get slated alot on here) and they have put a dispute on…
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Help! Halifax Account Cleaned Out
Hi. I have a Halifax bank account. This morning I have found that yesterday, the account was totally cleaned out by "Transfer" Having spoken to Halifax, this payment was made to "Blair Oliver and Scott", a solicitor whom I have an agreement with to make small monthly payments, unrelated to this account. Halifax say they…
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Weird issue with payments on 24th
I'm with Santander, I made to card payments on 24th, 1 for £40 to talk talk, 1 for £20 to Orange, payments got to of my available balance there and then and I thought no more of it. Yesterday I received £60 refunded to my account with no explanation, I phoned Santander who looked through authorisations and told me that…
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What %age of salary should go towards monthly mortgage payment
Hi all I am thinking of buying a house and as part of he process, thinking about how much i can afford per month. The difficult thing is that we have just had our first child and not sure how much should i budget for child expenses. If it was only me and wife, I would have tied 50% of my monthly income to mortgage. I have…
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Halifax Cash Isa query
Hello. Had a look on the Halifax website but can't find the answer to this. When the tax year ends, can I just start funding the Isa for the next year - does it keep the same sort code, etc and the balance accumulate? Never had an Isa before - so not sure. Thanks for your help.
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Random question?
Hello everyone! Just wondered as this is the "old style" money bit. When there weren't so many bank things around like isas and savings ect how did people manage there money. I have 2 bank accounts , one I don't use (because I have not scratched the pin number thing off yet) and the other is where my wages go and my dd get…
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Newbie with a Headache!
Hi Guys I've been scanning all the posts but got a headache! I'm about to enter a DMP with CCCS (thanks MSE originally approached by a Company£££!) was originally going for IVA (thanks again to MSE) didn't realise the implications! I've got to open another bank account as £5000 of the debt is OD. I've got 2 accounts with…
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Halifax Credit Card Payment help
Hey guys, I've been a long time reader and only just registered because im being given the run around by halifax over what I would have hoped was a relatively minor issue. Basically over the Christmas period I was a bit of an idiot and forgot to schedule my credit card payment to go out in time for the 31st, only realising…
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overdraft advice
Hello all, I'm currently £2500 overdrawn on an HSBC account. Paying roughly £25 per month debit interest on that, which i presume translates as 10% EAR (i'm easily confused by bank jargon so go easy with me). Anyway New Year and all that so I'm planning to clear the overdraft by the end of 2011. Now, forgive me i'm way off…
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Advice Please - Nationwide Account
Hi guys, I had a problem with Nationwide putting a hold on my account while I was abroad. Slightly long and convoluted story, but here is the general outline and I was hoping someone could give their opinion and advice on what they feel I could do. I'm a Brit but for the past three years I have lived in the USA, at first…
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Barclays have lost/stolen my money - where do I stand?
I have a business account with Barclays, a week ago I deposited some cash (over the counter, using a slip from my deposit book). It showed the money as having gone in but then it got 'reversed' the same day. I went into the local branch this morning and the person at the counter said to me he couldn't see any reason why it…
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Advice needed please
Clever people any chance of some help? Basically my daughter has got herself in a mess with the bank, each time she has gone in to try and sort it she has been told not to stress and its not a lot etc, just pay £25 by 1st of month...she explains she can't and she just goes around in circles, then she gets phone calls from…
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First Direct - Overdraft?
Hi everyone. I've just moved current account, over to FD. First impressions, they're fantastic. Only thing is that I'm slightly confused about the overdraft facility on the 1st account. They have given me a £500 overdraft (with no interest charged on the first £250). However they state that: ' An indicative total charge…
