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Go on, who has my money?
More of a niggling question than a problem; wondered if anyone can advise. I had a problem with a product I bought and asked for a refund. The shop processed the refund back to my debit card yesterday (within 6 business hours of them receiving the product back - now that's service!) and sent me a printout of the refund…
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Lloyds tsb chief exec
Hi Does anyone have an email address for the lloyds chief exec Ta
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Mysterious Halifax account
I have a Halifax Easycash account which I applied for just to get a Visa Electron card. I don't actually use the account very often. Out of boredom I just logged into my Halifax online banking and noticed something odd. It says I have two accounts with them. One is my Easycash account and the other just says "Bank Account"…
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Euro Business Account
I am starting a UK based business that will require a flow inward and outward of euros. I wish to open a bank account in euros for this company but can't find anything online about any of the offerings available from any of the UK banks? Does anyone know of any website that has some sort of side to side comparison? Thanks…
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HSBC Cheque
Anyone have any idea how long a HSBC cheque will take to clear into a HSBC current account? I thought it was same day if done before 3pm, but there seems to be conflicting info on the net and no info on the HSBC site Thanks
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Bank staff set up credit card without asking
Quick question. I have a meeting with the bank tomorrow morning to discuss a complaint and wanted to go in knowing what to say and what to expect. To save going into loads of detail about how the situation unfolded, basically I went into the branch today and the member of staff I was speaking to tried to get me to sign a…
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HSBC just decided to cancel my overdraft... HELP!
OK so this was a shock to me. I had a call from someone at HSBC telling me my overdraft gone over its limit. my £1400.00 overdraft limit on my graduae account was at £1403.40 and that because of repeated violations of my overdraft I have a month to pay it back. HSBC know ive been unemployed after full time education and…
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Going overdrawn...
Hello, I have a standard HSBC current account and I am wondering what options I have available to be able to make a payment tomorrow. I will be going overdrawn about £1k but will have more than that coming into my account in 3 days time. If i go 1k into the red tomorrow without a overdraft set up what are they likely to…
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Alliance and Leicester Overdraft charges problem
I am writing this because my inability to get a solution from A&L is getting me into financial difficulties. I opened an alliance and leicester account last year when i was working in order to use the large interest free overdraft to pay for a few essentials when i moved house - i paid off the overdraft and then stopped…
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Complaining to banks
Hi, The Halifax made a big balls up and my statements have been going to someone else's house. I am writing a letter to complain about this. I was just wondering whether I can demand anything. If, for example, I complain to Tesco, I would demand a voucher. So can I demand anything from the Halifax? Thanks
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ANY BANK STAFF?urgent question
Dunno if any staff are on during the day - We need a bank statement for the home office today -it has too show the last three weeks to tie in with the last statement.Problem is the new statement is not due yet - and to order one is going to take too long. Can the bank produce something now (hsbc)? Any help please as we are…
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£900 & barclays bank
Can anyone help or advise please. In February 09 we set up a standing order for our rent payment of £895 to our letting agents who gave us the sort code as it turns out incorrectly. Our word against theirs at this stage. However, the rent payment went into a guys account. We alerted Barclays immediately and they ensued…
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Help, Barclays prob
Am raising this on behalf of a friend, who has recently become unemployed a little while ago, so to avoid any bank charges he rang barclays and cancelled all his direct debits. But 4 weeks later swift reinstated their direct debit and he was charged as no money in the account while he was awaiting JSA. He called the bank…
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Abbey, A&L and B&B to become Santander - no change to savings protection
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Natwest mistake (Want compensation)
My GF just over a month ago went to deposit £50 into her ISA which already had £50 in, when she was talking to the cashier she was informed that she was entitled to a better intrest ISA. My GF tokk her up on the offer and went through the motions of closing old ISA and opening the new one. SHe recieved a confirmation…
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My Halifax card no longer works online
Hi all, I am so very frustrated at the moment... I have a Halifax Easycash account since August last year which comes with a visa electron card.. I have had no issues what so ever until about 2 weeks ago.. All of a sudden it is getting declined when I try to pay for things over the phone or online... I can still use it to…
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Sad Smile.co.uk?
Does anyone else think that the Co-op have neglected their smile.co.uk brand over the past few years? Their interest rates have been poor for some time, but what kept me with them was their fresh and modern design, and a sense that they really cared for customer service. Now they seem much more keen to push the main…
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Halifax Main Person for Complaints
Hi, I am trying to find out who I can complain to at Halifax, I know that the structure has changed since the formation of the Lloyds banking group however is there a person who I can write to or even better email regarding issues on my account which the standard customer service seem to be unable to resolve. Hopefully…
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Do RBS and NATWEST use the same system ?
Do RBS and NATWEST use the same computer system or are they still separate ?, as you can get Mini Statements on NATWEST accounts from RBS machines !.
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handling budget when paid 4 weekly
how the heck does anyone handle their budget when paid 4 weekly? I've just started a new job and my pay days are as follows: 4th June 2nd July 30th July (2 payments in July, not bad) 27th Aug 24th Sept 22nd Oct 19th Nov 17th Dec Now if I have a direct debit come out on say the 15th each month then there are varying numbers…