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Missing overdraft info on statement
My GF has a bank account with Halifax, she has a guaranteed overdraft of £1250 which she always uses as her wages only put her in credit by about £30. I have finally got her to accept to start trying to reduce this so she has set up a savings account with Halifax to put away £50 a month so she can get it down (you cant…
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Co-op Cashminder debit card changes to VISA Debit from June
Not sure how often you guys read the 'basic bank account' thread. Anyway, according to this poster, he/she claims that the CA on the phone told her that Co-op will stop offering VISA Electron cards from June, and replace them with VISA debit like Barclays Cash Card Account and LTSB Cash Account.…
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Charging a bank for their mistake?
I have a personal loan with Sainsbury Bank which has been run absolutely perfectly, payments always on time etc. I decided a month or so ago to top this loan up which involved taking out a new loan to clear the first, then using the additional funds to buy a car. I was approved, however I decided not to proceed, cancelled…
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HSBC + Experian = Disaster (?)
Oh dear, I thought that this had all been resolved now. I had a problem with HSBC claiming that I was in arrears on my loan... Please see the following thread: http://forums.moneysavingexpert.com/showthread.html?t=1615941 It was resolved (so I thought) when HSBC replied to my letter, admitted their error, reduced my O/S…
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Overdraft fee?
We have had an overdraft facility since opening our joint acc about 5 years ago, a letter normally comes through every 6 months or so to say the bank have reviewed our overdraft and are pleased to offer same overdraft again etc etc....got a letter the other day, overdraft review, they have reduced it for the first time,…
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Balance transfer question
Hello all, I'm not new to the site but I am new to the forum bit (my first post). Very simple question...... I'm with abbey national, If I do a balance transfer to another bank saving my overdraft charges which is £27 a month because im -£2800 (in the red).......the question is can I transfer my overdraft limit too, to the…
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Clothes spending
How much does everyone spend a month on clothes. I put £50 a month away but I dont spend it every month. I can go months then I have a big spend.
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Giving someone power of attorney over bank account
Hi, hopefully someone here can give me some info - My girlfriend's sister has an account here with HSBC. She lives abroad, but as her sister (my girlfriend) is coming here next week, she would like to give her power over her bank account as there are 'things' to resolve that apparantly can't be resolved over the phone.…
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post office.. how much can you withdraw from a diff bank account through them
Hi all, i need to withdraw £500 from my tsb tomorrow, however they have stupid limit of £200 per day, so even if i go and get £200 from the cashpoint today, ill still be £100 down. Does anyone know if you can withdraw more than the limit throught he post office or would that just be the same as a cashpoint? I ask this…
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Halifax ultimate rewards account....any experiences?
Hello everyone My son aged 23 has just signed up for this account. He is terrible with money. He earns 15k and has as student loan of 4k; he also owe us approx 1.5k. He plans go to uni again in September to start a photography degree. Firstly, any advice please re this acc and what acc would you advise for him. He is…
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Best business bank account for New IT Contractor?
I was made redundant from my previous full time job and have not secured a contract position for an IT based ccompany. I have read that the best way for me to go about this is to set up a Ltd. company. Can anyone recommend any banks offering accounts with cheap charges or specially for contractors. I am also looking for a…
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how does one get the abbey overdraft facility
at 0%. abbey is currently my bank anyway. thanks for the help in advance.
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Interesting - Cheque deposited on Thursday already cleared?
Hi, I just saw something very interesting. I deposited a Nationwide cheque into my Natwest account last Thursday, for an amount of 985.00. Interestingly, the cheque is now showing up as part of the available balance on my Natwest Online Banking. How could it be that quick the clearing? Should I leave the amount in my…
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17000 + in my account
Just wondering if anyone can help me as im unsure what to do.... I rang my bank this morning as i had direct debits due out on tuesday and they had taken all of my money and left me £101 over drawn. I rang the bank and told them that i needed the money as i needed to buy shopping and i had 2 children. They said that they…
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£ unknown Direct Debits?
I have 3 direct debits, dnt know who they are BISL Bacs Account, GE capital bank, Plusone-3XD?? any ideas
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rbs online
is anyone else having trouble logging in ?
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Immediate access to wages
Hi, I`ve never posted on the banking threads before, but I hope someone might have the info I need. My teenage daughter has just started working and her wages will be paid monthly by cheque. There isn`t a bank near her work, so it would be the next day before I could bank it for her. This first cheque, which I banked for…
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Barclays Bank Account
Hi all I called and applied for the Barclays Bank Account yesterday and the lasy on the phone told me it was all accepted ok. She seemed somewhat in a rush though and at the end of the call I was left wishing I had asked a few more questions. Can anyone answer any of the following for me: 1. How long can I expect to wait…
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Paid Money into the wrong account
Hello A few months back I tried to pay some money to a friend. i stupidly got her sort code wrong and it ended up in the wrong persons account. Despite calling and writing to my Bank many times they simply tell me it is my fault and there is nothing they can do to get my money back. Is this true? It's not alot, £150- but…
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Direct Debits transferred without my permission
Hello all, Hoping someone can give me a bit of advice. I'm in the process of buying my first home, and as a term of my mortage with Halifax, I had to open a Halifax current account to pay the mortage out of. I already have a Lloyds current account which I intended to carry on running the same, and just transfer the…
