-
Barclays Transfers?
I just transfered some money from my Savings account to Current Account. However the money is showing as having been processed as for 05/05/2009. Although the current cleared balance has been updated accordingly. What is going on? Can I use this money now to transfer or should I wait till the 5th to avoid a referral fee?
-
basic bank accounts + ID process
Hi all As I understand it, there are several different types of basic bank account, which for the purposes of what I am wondering about, break down in to two main types: a) where a credit check is undertaken when you apply; b) when there is no credit check done. And there aren't many in category b), where no credit check…
-
A&L - got into a mess with account
Hi, my OH opened a premier account that has a £10 monthly fee. He never paid anything in to it - A&L gave him £25 for opening the account, which they have taken in monthly charges. They have continued to take £10 even though he asked by email that they change the account to a normal 'free' one. Consequently he's gone…
-
Massive chip and pin theft
I'm having a horrible time with HBOS trying to sort out the fraud claim against a massive chip and pin theft that's occurred. I was out at a bar on Saturday night and made my last transaction just before midnight to buy and drink for myself and a friend. The next day, in the afternnon, I went into my purse to get my card…
-
Bank Balance Error? Please Help
Hi, I went to my banks own atm machine and withdrew mony and asked for a balance I received the cash but the receipt was unable to give me a balance?? Later that day I tried a different atm checked balance first and withdrew the remainder of my balance. The next day I check my account and find I have a negative balance it…
-
Natwest current plus account; quick Q
I opened a Natwest current plus account as I wanted to open Natwest E-ISA and it was a requirement to have another linked account for excess deposits to ISA. I do not plan to fund/use the current account but wondering if there is an under use charge that I have missed before I go ahead fully with everything... Thanks
-
NWest Advantage Gold Fee
How is the current £12.95 fee for NatWest's Advantage Gold account charged? I had assumed this was calender monthly, but is it calculated on a daily basis instead? I was charged on the 31 March 2009 for £12.95. I then appear to have received two further charges in April, one on the 29 April - £2.15, the other on the 30…
-
help and advice needed
I need a basic bank account, I have in the past and still have several debts. I am self employed and very often get paid by cheque and it has come to the point where it can be embarrassing to ask to have it made out to someone elses name. Here lies my problem every bank I look at need documents that I just don't have. I…
-
Halifax ultimate rewards account....any experiences?
Today i had my overdraft review decision and im one of the lucky ones who has kept their overdraft facility, also they mentioned i was eligible to upgrade to their ultimate rewards current account, they are sending me some info but in the meantime wondered if any of you guys had this account or knew anything about it ? as…
-
Barclays BS (not building society!)
ARGHHHHH Barclays are so rubbish. :mad: I tried to pay a bill online with JL the other night and the transaction was decline by Barclays. I checked my bank account and it had 2x bill payment missing!! So, I call up the general barclays number and get told a load of rubbish, then call up JL and told they could do nothing,…
-
Halifax Switcher Service
Hi All, I am looking to switch to Halifax from Barclays. I currenty have a multifunction card with £100 cheque guarantee and Overdraft. I have no adverse information on my credit file however have recently racked up 15 searches on my Experian file. Anyone know 1) How easy it is to get accepted 2) The likely hood of them…
-
Bank of Scotland online
I went self employed last month after being made redundant. I have to now transfer money from the account that my customers pay into, to the bills account I have with BoS. I forgot about doing this yesterday completely and ended up doing it really late last night around midnight. To cut a long story short I transferred…
-
smile card reader
I've been sent a card reader today from smile and it turns out you need it to amend or make any Standing orders, bill payments, or transfers - so basically most things you would do online, and said that you may have to use it to do phone transactions as well. I rung up to see if I can opt out and they said it was mandatory…
-
Looking for a new business Account
Hi I am looking for a new business bank account for a start up. We do not need to borrow any money. Just a serviceable account any recommendations!!
-
Cheque paid into wrong account
My current account was credited with a £1000 'Cheque Paid In' with an amount that I wasn't expecting. It was paid into a branch in another town to mine. What happens now??
-
Barclays charging me twice?
Hi there, just looking for some clarification... I have a Barclays current account, with an overdraft. I'm on disability benefits so can not afford to just clear the overdraft and go elsewhere. I'm getting charged twice a month for having an overdraft, and I can't see how that is legal! They are charging me £6.50 a month…
-
HSBC Graduate Overdraft
Hi, I have my Graduate overdraft near it's limit of £1500 and I haven't been using the account much, I've been using Halifax. It's interest free for now. But in September the interest free portion is due to be cut to £1000. I'm just worried that if I don't use it regularly they'll take the overdraft away. Has this happened…
-
Barclay accounts worth the cost?
Barclay charges about £17 per month and has some services attached, car break down travel insurance and some other things I am not sure of. Has any one looked into this? I would love to know if it all is worth the money and the quality of the services they provide. thanks in anticipation, seb
-
natwest current account application
About a month ago I applied online for a natwest current account eventually after 2wks they sent me a request to prove my identity i then went down to the branch they sent a copy them to the internet opening team in leeds. Then last week i got another letter asking for income proof and a bank statement, I sent this off.…
-
When is an available balance not available??
When it's a co-op bank acount it seems. I paid in a cheque at the post office on monday, forgot all about it and when I spotted the extra amount on my internet banking i rang and enquired abot it (mind like a sieve!) I was told that even that it shows as available it is not and if i try to withdraw against it i may be…
