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natwest current account application

js78
Posts: 153 Forumite
About a month ago I applied online for a natwest current account eventually after 2wks they sent me a request to prove my identity i then went down to the branch they sent a copy them to the internet opening team in leeds.
Then last week i got another letter asking for income proof and a bank statement, I sent this off.
Now today i rang they said it had been refered to an lending unit which will take 3 days to make a decision!
Anyone know what that involves?
Also due to the fact it has taken so long they did another credit search!, even though i was assured they would not!.
I had 2 searches on experian then, now following applying left right and centre on credit plus for a car, plus credit cards i have like 30!, in less than a 3mths!.
Anyone know what checks they do?, I believe i had a good chance with 2 searches but not with 30!.
Then last week i got another letter asking for income proof and a bank statement, I sent this off.
Now today i rang they said it had been refered to an lending unit which will take 3 days to make a decision!
Anyone know what that involves?
Also due to the fact it has taken so long they did another credit search!, even though i was assured they would not!.
I had 2 searches on experian then, now following applying left right and centre on credit plus for a car, plus credit cards i have like 30!, in less than a 3mths!.
Anyone know what checks they do?, I believe i had a good chance with 2 searches but not with 30!.
JS Name: Freemans £94/£200, Jacamo £941/£1400, Santander account £0/£0 Limit, 3 network 18mthx£20, Vanquis £233/£250, Vodafone 24mthx£35, Great Universal £500/£600, Littlewoods £500/£600, Marshall Ward £250/£300, Halifax Reward £93/£100 o/d, Studio £44/£250, Flybe £1450/£1500, Accessory £450/£520.
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Comments
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Surely someone has come across this problem?JS Name: Freemans £94/£200, Jacamo £941/£1400, Santander account £0/£0 Limit, 3 network 18mthx£20, Vanquis £233/£250, Vodafone 24mthx£35, Great Universal £500/£600, Littlewoods £500/£600, Marshall Ward £250/£300, Halifax Reward £93/£100 o/d, Studio £44/£250, Flybe £1450/£1500, Accessory £450/£520.0
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