📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

natwest current account application

About a month ago I applied online for a natwest current account eventually after 2wks they sent me a request to prove my identity i then went down to the branch they sent a copy them to the internet opening team in leeds.

Then last week i got another letter asking for income proof and a bank statement, I sent this off.

Now today i rang they said it had been refered to an lending unit which will take 3 days to make a decision!

Anyone know what that involves?

Also due to the fact it has taken so long they did another credit search!, even though i was assured they would not!.

I had 2 searches on experian then, now following applying left right and centre on credit plus for a car, plus credit cards i have like 30!, in less than a 3mths!.

Anyone know what checks they do?, I believe i had a good chance with 2 searches but not with 30!.
JS Name: Freemans £94/£200, Jacamo £941/£1400, Santander account £0/£0 Limit, 3 network 18mthx£20, Vanquis £233/£250, Vodafone 24mthx£35, Great Universal £500/£600, Littlewoods £500/£600, Marshall Ward £250/£300, Halifax Reward £93/£100 o/d, Studio £44/£250, Flybe £1450/£1500, Accessory £450/£520.

Comments

  • js78
    js78 Posts: 153 Forumite
    Surely someone has come across this problem?
    JS Name: Freemans £94/£200, Jacamo £941/£1400, Santander account £0/£0 Limit, 3 network 18mthx£20, Vanquis £233/£250, Vodafone 24mthx£35, Great Universal £500/£600, Littlewoods £500/£600, Marshall Ward £250/£300, Halifax Reward £93/£100 o/d, Studio £44/£250, Flybe £1450/£1500, Accessory £450/£520.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.