We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
natwest current account application
js78
Posts: 153 Forumite
About a month ago I applied online for a natwest current account eventually after 2wks they sent me a request to prove my identity i then went down to the branch they sent a copy them to the internet opening team in leeds.
Then last week i got another letter asking for income proof and a bank statement, I sent this off.
Now today i rang they said it had been refered to an lending unit which will take 3 days to make a decision!
Anyone know what that involves?
Also due to the fact it has taken so long they did another credit search!, even though i was assured they would not!.
I had 2 searches on experian then, now following applying left right and centre on credit plus for a car, plus credit cards i have like 30!, in less than a 3mths!.
Anyone know what checks they do?, I believe i had a good chance with 2 searches but not with 30!.
Then last week i got another letter asking for income proof and a bank statement, I sent this off.
Now today i rang they said it had been refered to an lending unit which will take 3 days to make a decision!
Anyone know what that involves?
Also due to the fact it has taken so long they did another credit search!, even though i was assured they would not!.
I had 2 searches on experian then, now following applying left right and centre on credit plus for a car, plus credit cards i have like 30!, in less than a 3mths!.
Anyone know what checks they do?, I believe i had a good chance with 2 searches but not with 30!.
JS Name: Freemans £94/£200, Jacamo £941/£1400, Santander account £0/£0 Limit, 3 network 18mthx£20, Vanquis £233/£250, Vodafone 24mthx£35, Great Universal £500/£600, Littlewoods £500/£600, Marshall Ward £250/£300, Halifax Reward £93/£100 o/d, Studio £44/£250, Flybe £1450/£1500, Accessory £450/£520.
0
Comments
-
Surely someone has come across this problem?JS Name: Freemans £94/£200, Jacamo £941/£1400, Santander account £0/£0 Limit, 3 network 18mthx£20, Vanquis £233/£250, Vodafone 24mthx£35, Great Universal £500/£600, Littlewoods £500/£600, Marshall Ward £250/£300, Halifax Reward £93/£100 o/d, Studio £44/£250, Flybe £1450/£1500, Accessory £450/£520.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards