Halifax Switcher Service

Innocent_Guy

Hi All,

I am looking to switch to Halifax from Barclays. I currenty have a multifunction card with £100 cheque guarantee and Overdraft. I have no adverse information on my credit file however have recently racked up 15 searches on my Experian file.

Anyone know

1) How easy it is to get accepted

2) The likely hood of them matching my exact facilities.

The have advised me to bring in my last three months statement so they can see my overdraft.

Any advice would be appreciated.

Thanks guys

opinions4u

Innocent_Guy wrote: »

1) How easy it is to get accepted

All applications are credit scored.

2) The likely hood of them matching my exact facilities.

If accepted, high. They used to match overdrafts up to £2,500. Not sure if they still do.

Ask them if they have any incentives to switch (tell them your friend got £50 and that's what attracted you).

Innocent_Guy

opinions4u wrote: »

All applications are credit scored.

If accepted, high. They used to match overdrafts up to £2,500. Not sure if they still do.

Ask them if they have any incentives to switch (tell them your friend got £50 and that's what attracted you).

Thanks.........