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A+L refer a friend plus £100
Hi. Re: Alliance and Leicester Premier Current account. If I refer my girlfriend for this account under that normal 'refer-a-friend' £25 for me and £25 for her, will she still get the £100 for opening a new account? ie £125 for her? thanks
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heads up halifax
sorry duplicated thread/
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Natwest/Maestro debit card problem
Hi all, Has anyone else had problems with their Maestro debit card payments being returned to their available balance just before the payment is actually debited? Last month I made a couple of online purchases and then checked my account a couple of days later. I could see the amount I had spent had been deducted from my…
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Problems with bank accountants
i live in spain and am returning to the UK to live.I have enquired about a bank account as i will need one to pay bills,i have a bad credit rating as i am a released bankrupt and no address as yet and have been told that i will not get an account as i am not on an electoral yet but this will take months.Does anyone know of…
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Overdraft charges - upto £200 per month???
Hi My husband recently changed bank accounts and left his Lloyds TSB account within the £200 overdraft limit. We are struggling financially due to his hours being cut to 16 per week and we've written to the bank regarding the overdraft, loan and credit card, asking for balance and explaining that we will be forwarding an…
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Lloyds TSB Closed account within days of opening - Advice
I know this is quite long but please bare with me :) I am writing a letter of complaint and just after some advice. My partner made an appointment to open a Cash Account at Lloyds TSB. Note that a 'Cash Account' from Lloyds TSB is a current account with Visa debit card. A credit check is required to ensure you are not an…
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Lloyds TSB Overdraft question..
Hello, I got an overdraft with Lloyds TSB for £250 which lasts for 1 month (until March 26th) and I wanted to increase the amount to £350 and to extend it to 3 months and I was declined. I'm £54 in credit, and I was wondering if I cancelled my overdraft then applied for a new one would it be allowed? Thanks to anyone who…
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first Direct say I cant stop a dd? Why???
Hi everyone, Im a newbie, what a brilliant resource. Can I cancel a DD with my bank, I set it up over the phone to pay a creditor and now I want to cancel it, but the bank say cant do that unless the creditor agrees? can anyone clarify for me, and what do i do now? thank you x:mad:
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help. joint account problem
my husband and i are now seperating and im leaving our property in next couple of weeks. But checking our joint account yesterday he has emptied it taking it to the limit on the overdraft. After lots of arguing about it he basically doesnt care that he has now left us £1400 in debt. and that i have no money for the rest of…
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HSBC - Needing Cheque Book to Withdraw Cash
There's bound to have been a thread on this already, but I couldn't see it...... Wanted to withdraw £800 from my HSBC current account. Went into the branch, only to be told you can no longer do that without having your cheque book with you. The joke is, at the same time I had to do a large telegraphic transfer. So I had…
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HSBC Marker
I do hope someone can help me as I'm at my wits end. Someone who owed me £10 transferred it to my HSBC account from his Lloyds one by telephone banking. What I didn't realise was that a couple of days later he went to his bank and told them it was a fraudulent transaction and that he had no knowledge of it, (The lying...).…
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Looking for a new bank.
I'm looking to move to a new bank. I'm currently with Alliance and Leicester and Natwest, and i've previously been with the Halifax. I don't ask much from a bank, except perhaps some consideration for being a disabled customer. Here are some pointers that I look for in a bank: * No bank account charges for being overdrawn…
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Alliance + Leicester, potential phishing.
fed up with this community......
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Creating a Simple Spreadseet expert help needed pls ?
Hi all, I need some help & thought this is proberbly the best place to get it. I have never used a spreadsheet before but i want to create a simple chart that has three columns "income" "outgoings" "balance". My chart must also recalculate the balance row by row depending on the figures input from the "income" "outgoings"…
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HSBC Overdraft Problem
Hi all, I'm after a bit of advice as i've absolutely no idea what i can do, and the 'collections' department on the phone wasn't interested in anything i had to say. First i'll give you a little background. I have 2 accounts with HSBC. One is a joint account that is frozen and is £110 in debt. THe other is a personal…
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Nationwide have really disapointed me
I really trumpeted Nationwide to all my family & friends when they go abroad. It is a boon not paying debit & credit card charges- but what do they do???? THEY ARE STARTING TO CHARGE NOW. Credit cards from 1st May & debit cards from 1st June. I'm now on the lookout for a card that doesn't charge. I really think Nationwide…
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Turn down for a bank account?????
I am so angry and annoyed with "the system". :mad: I have been with Lloyds for 16 years, after I was turned down for a credit card by them but offer a £7k loan (I only had 3k of debt that I wanted to put on a 0% card) when I asked them to explain how I can get turned down for a card but offered a loan i recieved what I…
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Abbey or A&L ?
Thinking of opening an Abbey 2yr Bond @ 4.01% - but I have some concerns having read the recent posts of people's Abbey Accounts being cleaned out. (I had a previous issue with Abbey where they sent me the wrong account number resulting in me transferring £10K into someone elses account - That was fun -and how helpfull…
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Basic Account with Visa Debit Card
Sorry if I've posted this on the wrong thread also if the question has been answered else where. Am currently in a DMP with CCCS and have a co-op Cashminder a/c with Electron card. The a/c is fine co-op very good it's just the Electron card, not being a "debit" card seriously limits its usage. Is there any way of getting a…
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closing bank account - what do I need to take
Im going to Barclays to close the account I have with them tomorrow. Aside from taking my bank card, do I need to take anything else i.e. paying in books / cheque books etc????? Will my account be closed immediately or does it take several days?