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www.id.legat
Hi as anyone had any amount of money taken out of their bank account by https://www.id.legat? My wife and I have noticed that for the past two months we have had 0.10p deducted from our account using our card details. We have done a search online for this website and nothing comes up. Oufr worry is what if they go for a…
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School Leavers Bank Account
Hi everyone!!! Can anybody give me some advice?!!:confused: My son is 16 in April and will be leaving school in June....He has just received his NI card and can therefore now get a part time job. Does anybody know which would be the best bank account for him to pay money in and withdraw? :confused: Look forward to hearing…
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A&L £100 Cashback - Refer a friend
Hi all Just wondering, if I were to switch to the A&L premier account (the one with the £100 cashback) and then referred my bf to get the £25 refer a friend amount would he still get the £100 cashback for switching? You help is appreciated, cheers!
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Escape my debt & start saving
Hi everyone, I am new to the forums and wanted some advice. I am 23 yrs old and have just under £5000 of debt, i desperately need to get out of it this year as I have an opportunity to go travelling next year so i want to get myself debt free and save some money to go away with by this time next year. I work full time so…
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Current account- A/L new overdraft charges!
Hi, I need some advise as I currently have a current account with Alliance and Leister (premier direct account) I have been with them for just over 12 months now. I noticed last week a fee applied for £1.50 so I challenged them on it and it turns out to be this new overdraft charges. I do have an authorised o/d but…
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fraud committed......help?
hi, my fiance recently had fraud committed on his halifax bank account, we lost the bank card so my partner called to arrange for another one just before christmas 08 we hadnt received the bank card by january and thought it must have been lost in the post and asked for another one anyway we didnt receive that one either,…
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Ing Offer
I Am An Existing Ing Bank Customer With Two Substancial Accounts Which I Have Had For 5 Years,looking Through My E Mails Came Accross The Latest Ing Offer As Posted On Martyns Site,followed The Links And Only To Be Told I Was An Existing Customer And That This Offer Was Not Open To Me,and To Contact The Bank!i Did This And…
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Nationwide card reader: they've gone too far
Aarrgh!! I've just tried to transfer some money from my Nationwide flex account into my e-savings account. It is now asking for the card reader for this internal transfer as well!! It is getting to the state where the hassle outweighs the convenience for Nationwide's internet service. Has anyone else had the same problems?…
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A&L £100 offer
Just to let people know that you need to make sure that A&L transfer any direct debits & standing orders from your old bank account. If you do it yourself, it invalidates the £100 offer for opening an account!! Nearly caught my daughter in law out and she did do most of the transfers herself because A&L hadn't and she was…
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First Direct - closing current account
Hi has anyone opened this account receiving the £100 joining incentive and then been successful in closing the account within the 12 month period and received the further £100 for closing the account? I am not sure I will close it yet, but am finding a few frustrating niggles with their online banking. Customer service is…
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money advice?
Hey a was wondering if any one could help me, I have taken a year out after my A levels to save money before i go to uni, i have saved so far £2500 in a ISA, after April the 4th should i put that money into a savings account, because i will want to be able to use that money in Sept. or is their any better way of doing…
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Free £50 with £100 deposit
Hi all. Recently I approached Halifax to switch my current account to them, taking advantage of their £5 'interest' for paying in over £1k each month. I was surprised to be told that, after my application had been approved, Halifax would give me £50 for making my first deposit of £100. I strolled to the cash machine,…
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bank statments getting copys
hi im new to-day can enyone help me RE bank statment copys dosethe bank have to provide them free or can they charge im with HBOS and they want £5 per copy is this correct [EMAIL="correctg.norwood1@yahoo.com"]g.norwood1@yahoo.com[/EMAIL]
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NatWest Student Account Overdraft Issue
I just thought I'd share the experience I had with NatWest, or more specifically their Birmingham Collections Department, when I got an automated customer services call from them. I got asked a few security questions, and was then told that I had not paid enough into my student account and that my overdraft facility would…
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Random Barclays letter....
Recieved in the post today a letter from Barclays dated 24th Feb 09, It wasn't on headed paper just regular (quite naff) printer paper and there were a suprising amount of typos and repeated lines. Also all the letter asked me to do was call a number to talk to a Personal Banker. No reference number nothing to indicate…
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underchanged in bank
In my bid to get money savvy, Ive decided that each month, I will take out the money for my weekly slim class and my bus fare thus Im not tempted to draw out x amount with the balance being wasted as I will always have the money I need ready to hand over. To cut a long story short! I popped into Barclays at lunchtime to…
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cashing personal cheques
I have wrote a personal cheque out to someone but they haven't yet opened a bank account but say they can cash it at one of these cheque cashing places as long as they sign the back, i thought this could only be done on business cheques. i bank with halifax and my cheques say acc payee only. Can they cash the cheque?
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Changing Banks
Hi all, I'm not very happy with my bank (HBOS). I've been having hassle over a disputed credit card amount and I don't feel that my bank has backed me up. Can anyone recommend a bank with half decent rates and good customer service, communication, ease of contact etc. Thanks John
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Can anyone advise?
I have recently set up a current account with First Direct and will be shutting down my BOS account as a result. I have also taken their credit card as well. This now gives me 3 credit cards, which I dont really need, as anything I buy I pay off straight away. They are - Nectar - £2300 limit Barclaycard - £1250 limit First…
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Overdraft help
Please help, all advise welcome. Last June i was very sill when it came to money and i have online banking, i tried to apply for an overdraft just upto £1000 and it let me do it straight away so i tried for more and more and more! i now have an overdraft of £6000. Not once did my bank contact me to see if i could afford to…
