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Nationwide secure messages interruption
Tried to send a message earlier today and also just now. Their system rejects any attempt to send and returns a blank screen. Anyone else had this experience? Thanks
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Halifax Overdraft
Your current overdraft limit is: £300.00 Do you still require an overdraft? YesNo Guaranteed overdraft available now up to: £0.00 Overdraft you require (e.g. 100): Does anyone know what factors Halifax use to work out 'guaranteed overdraft available', as you can see I have an overdraft of £300 with guaranteed of £0. I have…
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Joint Bank Account
Note: I don't need the whole spiel about not getting one! I want to set up a joint current bank account with my fianc!, would anyone recommend a specific bank account that has decent internet banking (I use HSBC myself and think the internet banking is excellent). The missus doesn't use internet banking and I want her to…
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Declined when trying to reduce overdraft???
Ok a bit strange but i just wondered if anyone could she any light on this... Ive just been online to try to reduce my Natwest overdraft from 750 to 500... I entered all the details requested clicked on submit and a declined message appeared :eek: so i thought ok maybe a system problem and phoned them up to try again. The…
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Online Banking
Quick question for no other reason than to satisfy curiosity really! My son is 15 and has 2 adapt accounts with Nat West. He has debit cards for both of these accounts and if he wants to transfer money from one to the other he has to go into branch. Is there a reason he can't have online or telephone banking until he's 16…
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EU Student wanting to open a UK Bank account
Hi, I'm a EU student in my second year of uni in the UK. I'll be doing a placement year this summer which will be paid work for 13 months. I have a bank account/credit card abroad but for my placement it would be easier if I had a UK bank account. I've been to HSBC, NatWest, Barclays and Halifax who all said that the…
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overdraft help can i leave bank
hi i currently have an overdraft with halifax of £1000 and my balance due to fees is about £1218 overdrawn. i have set up a new account with alliance and liecester as i just want a fresh start and try to get to grip with my finances. i was hoping to transfer all my direct debits and salary to my new account with alliance…
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Abbey web site problem- anyone else suffering?
Although this relates to a business bank account I wonder whether anyone else has this problem. Since Abbey upgraded their web site in December we have been unable to view our last transactions. I know there were problems for some people to start with regarding logging on but we did not have any problem logging on. But for…
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Kid's bank account
Can anyone recommend a good children's bank account? I want to set one up for my 10 month old daughter so I can pay her child benefit/tax credits in etc and withdraw money as and when we need to buy things for her. As we'll be dipping into it occasionally I don't want any restrictions. A facility to manage it online would…
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Direct Debit problems with Natwest
Hi all, My husband & I took out a joint personal loan in July 2008, and on the same day set up a joint back account. The first payment for the loan could not come from the joint account, so was set up against my own account. We then amended the direct debit by visiting the branch after the first payment was taken. Since…
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HSBC charges query
Just a quick question regarding debit interest applied to my HSBC account. I lodged a cheque into my account. Funds cleared as usual in three days. I withdrew some money and assumed everything was ok. Then i got a call from the person i recieved the cheque from to say his bank had asked HSBC to represent the cheque as they…
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Turned down for Current Account but Decent Record?
I applied for a Nationwide Flexaccount at the back end of last year, but was turned down. This was quite a shock because I've never missed any kind of payment in my life and I have successfully operated a current account and a credit card with a major bank for many years now. I signed up to the creditexpert service from…
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Bank Charges Help
I bank with the alliance & leicester what a nightmare. I was originally £40.00 overdrawn and my bank charges are going through the roof. I have been charged £325.00 in bank charges from 2/2/09 I have tried to get them to drop these charges but to no avial. Any body have any Ideas. I need help.
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paying off old account ?
Hi I have an old HSBC account that I am paying off , it is about £400 in overdraft ( the limit is over £1000) I have not used the account ie spent on it for ages but i am being charged £8 a month in debit interest which is eating into the amount i am paying off Just wondered why I am being charged the debit interest and if…
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International Bank Transfer - What currency?
Hey guys, Im sending some money from my Norwegian bank account to my English one as was wondering whether i should transfer the money in Norwgian or English currency? It gives me this option when im filling in the transfer form. Does it make any difference? Cheers.
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Royal Mail Address Equifax File
Hi I am having an issue with my address. I have searched my equifax file and my address did not show, saying that I am not on the electoral register. Having contacted my council they sent me a letter stating that I am on the electoral role. When I contact Equifax they told me that because my name is not on the Royal Mail…
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Found Barclays Debit Card in the street
Hi I thought that posting this thread might help people who are considering banking with Barclays. This morning, I found a Barclays debit card and quite a bit of money in notes dropped on the pavement near where I live. My desire was to get it back to the person it belonged to. First call: Lost Cards number on the back of…
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Co-operative bank deposit query
If I deposit money into a co-operative current account via a post office branch, how long would it take for the money to be 'live' in the account?
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overdraft cancelled with no contact?
Ok, checked my account balance today and was in my overdraft (is a £500 od) And had £341 available to spend, spent £20 in asda fine. Have just checked it and my available is no -£179. Since this is exactly £500 difference I am assuming that they have cancelled the overdraft rather than it being an unauthorised transaction…
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Lloyds TSB Online Banking
Can someone confirm how long it takes for online transfers to be credited to anther bank?
