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Alliance and Leicester Premier Account - Something to keep in mind
Until last month I had a LLoydsTSB Platinum joint a/c. I wasnt using many of the "benefits" so I switched to the Alliance and Leicester Premier Account which gave some of the benfits for free (Travel Ins). Apart from the cost I have to say LLoydsTSB were brilliant in every respect and I am now starting to have concerns…
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UK Cash Machines Facing More Attacks (BBC)
The number of UK cash machines being targeted by criminals has risen, with nearly two a day being attacked. There were 635 reported incidents in 2008, a rise of 17% on a year earlier, prompting an offer of rewards of up to £25,000 for tip-offs about the crime. (Click here for article) What the Card Industry said in 2006…
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bank has cancelled all direct debits.
Good afternoon all. I was just wondering if anybody could offer any assistance. My partner currently works for a bank and as a result of this, she has to have a staff account. now this account is where her wages are paid as part of her contract T&C's. until recently she had all her direct debits (mortgage, car, insurances)…
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Closing bank account, but one cheque presumed lost in post.
I am currently running down one of my bank accounts in preparation to close it completely as it's 1-year interest rate offer of 8.5% has now expired and the account is now only paying 1.5%. All direct debits have been moved. A positive balance is being maintained at a level to support the remaining few payments left, but…
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Cheque Deposit via ATM
Is it possible to deposit a cheque via an ATM, and if so, does the ATM have to be one directly associated with your Bank?
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Cancelled direct debit!!!!
Hi Everyone, This is my first post so please be kind. I know that I shouldn't have, but I have just cancelled a direct debit a few days before it was due to go out. I thought doing this would buy me a bit more time to pay it as I haven't got enough money in my account to cover it. The direct debit is with the AA and I'm…
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Bank statements
Hi, Basically, I am trying to open a natwest student account. It's hit a problem because they need the last 3 months bank statements, however i've been in Thailand for the last 6 months, and I have had no new statements online since I wasn't using that account at all - no money in, no money out (I don't receive them by…
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Monthly Fee Bank Accounts
I've tried searching on the forum for a thread that compares the benefits and costs of bank accounts that charge a fee but can't see one. Can anyone point me in the right direction pls? Many thanks
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Barclays Student Account
I have an appointment to open a Barclays Student Account tomorrow and just had a couple of queries. My course starts end of March and I tried opening an account with HSBC and Halifax about 5 months ago - as wanted to get everything set up and ready for when I need the account. They both rejected me and advised that I…
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Credit Scoring for Bank Accounts
Help! I need advice. I have a poor credit score, and my 18 year old daughter went to upgrade her bank account which she has had for 6 years to one with a debit card. As she has no credit history, apart from her account with them, they searched the address and said that as I am the only adult living there with her, and I…
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Refused for Nationwide Flex Current Account
Hi all, I applied for this account because of the no fees for currency conversions. I filled in the form and it refused my application. I entered that I am self employed and that I would NOT like to transfer my salary, DDs and SOs to the account. Could this by why I was not accepted? The only credit I have is a student…
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Moving direct debits
I've just moved in with my girlfriend, we both bank with LloydsTSB. We've decided to set up a joint account to pay all the bills from, again with LloydsTSB. However I have some 15 direct debits coming out of my personal account currently. And given the amount of time you spend on hold to the like of utility companies I…
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Is it illegal to photo copy a signed and dated standing order mandate?
Last year i signed and dated a standing order mandate for a company i had a loan with, i only signed one copy. I was asked to leave the date they could claim the money blank. I made a payment to them on my debit card so i cancelled this mandate last nov. In jan 2009 a photo copy was sent to my bank and they accepted it…
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Available funds query
I went into a shop on Saturday and paid bills totalling £81 and then requested to pay by debit card and get £50 cash back, total £131. The assistant forgot to put the cash back on the first time so cancelled it and then did it again for the correct amount of £131. I've checked my account online this morning and nearly had…
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Removal of overdraft - Abbey.
wonder if anyone has any advice - my neighbour who is a pensioner banks with abbey . She new her overdraft was to be cancelled and asked to come to a arrangement to pay it down , but this fell on deaf ears. She lives with her partner who has cancer and live off pensions. Her pension , backdated , of £400.00 has gone into…
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Business bank accounts for sole traders
I am wondering what the advantages are to a sole trader of having a business bank account, as opposed to a personal bank account. I bank with Lloyds and currently use my personal bank account that I have held for 20 years as the main account for my sole trader business. I have a "domestic" account as well that I use for my…
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cashing in rebate cheque
hi, i hope i have the right place to post this thread. first time here so please bear with me. i've received a tax rebate from inland revenue (yipee!) however, i need to open a basic paying in account to bank this cheque. my query is as follows. does anyone know what the best Basic Account would be for me, that would allow…
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Am I entitled to some kind of reimbursement?
Hi. A couple of months ago I transferred my credit card balance to a card which offered 0% on balance transfers for the life of the balance provided that I did not miss a payment. However, my bank (Abbey) chose to make an payment (which was in error and nothing to do with me), which wiped out my balance completely, a…
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Alliance & Leicester Premier Accounts
As some people now U get a £50 cashback from quidco and £100 from the bank itself (after some time)to open an Alliance & Leicester Premier Accounts. Do u pay a fee for the account(as being a premier one).
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International Transfers - IBAN and BIC numbers
Hi, quick question. I need to receive money from abroad via a bank transfer and have been asked to supply IBAN and BIC numbers for my account. :confused: I'm not familiar with that system at all. Can I deduce them from the usual sortcode and account number? I could try to get in to the branch in the next few days to ask,…
