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Budgeting & bank accounts

Archives for December 2008

Abbey Instant Plus / Visa Debit
I applied online for the new Abbey Instant Plus basic account with Visa Debit card about a month ago now after reading a post about on here but up to now I haven't had a peep from Abbey about my application yet. No card, pin or anything has arrived in the post. Anyone had this problem?
Barclays Online Application
Just a quick query, does anyone know if the Barclays online application service for a current account ever gives an instant answer? Or is it always a we'll contact you in a couple of days? Thanks
Best Current Account?
I have been with Alliance and Leicester for about 3 years now.....and fancy a change.....any recommendations for a new current account. Pay in 1700 per month and have a 2400 overdraft.
£100 monthly food budget?
Hi All, Has anyone tried to live off a £100 monthly food budget? If you have - do you have any money saving tips? I have been challenged to do this so I have come up with the following monthly food expense plan: (the prices are from Asda) [Food] [Cost] [Quantity] [Total] Breakfast Muesli £3.36/kilogram 4 £13.44 Bananas…
Joint Current Account?
Hi Guys, Myself and my girlfriend are looking to set up a joint current account from which we can pay our rent and bills from when we move into our new flat in a couple of months. We will keep our indvidul accounts to be paid into and have a joint 'house' account. Can anyone reccomend a good account for us to do this with?…
Barclays Counters Security - half and half!
I know this is a bit random, but it just occured to me today standing in my newly-refurbished Barclays branch (which is in a rather rough area): The counter area now has three desks with the traditional security screens, but next to them is another 3 counters with absolutely nothing protecting them (not even with half…
Paypal/HSBC Fraudulent Transaction
Hi all, I'm not sure if this is the right place to post this but it does involve my current account so here goes..... At the start of December I noticed a fraudulent transaction from Paypal that had been debited from my HSBC current account. I immediately reported it to HSBC who set things in motion, they said that my card…
Nationwide not paid wages in yet!
My husband is in RAF and wages were supposed to be paid today, however Nationwide are having problems with wages, there were a lot of people in the branch complaining at the time so not sure how widespread it is. Make sure you check your account!
Nationwide BACS problem?
Hi - sorry if anyone else has already mentioned this, but I couldnt find anything on a search? My wages should be paid in my nationwide flex account today (last working day) but have not shown up online, neither have two DD's due to be paid today. I have just rung Nationwide to enquire about this and they have told me that…
NatWest letter threatening debt collectors, help!!
Hi I have been sent a letter by my old bank NatWest. I owe them £480 and haven't got a spare penny to my name. I have written two letters to them but havent sent them recorded delivery as its just too expensive. Will be sending them a letter back via recorded delivery today but not sure what to say as I can't afford to…
Bank won't admit fault for ATM not giving cash
I didn't know where else to put this so apologies in advance if it's in the wrong place. My mum checked her statement from HSBC just before xmas and found that she had two lots of money taken from an ATM within 3 minutes. The first was £200 she tried to withdraw but the machine said she had insufficent funds and so…
HSBC Current Account Advance
I want to move all of my banking to HSBC. I've recently just turned 18 (few weeks ago) and applied for a HSBC Current Account Advance last weekend online. I've checked today and HSBC did a credit search on me last Sunday. I put on the application that I'm getting around £450 per month (not realising the minimum is £500 per…
How easy is it to trace a bank draft bank to an account?
Hi there, I would like to gift an elderly uncle some money. This person, who has helped me out in the past, is in a bit of financial difficulty however is far too proud to accept any help from friends/family. So, if I go to the bank and request a draft from my bank in his name and mail it off anonymously, how easy is it to…
Any way of paying to Alliance and leicster when local branch is 60 miles away?
Hi, I live 60 miles away from my local Alliance and Leicster branch is there anyway I can pay into a current account I have with them without having to contiuosly visit the branch that is 60 miles way. Someone suggested perhaps the Post Office? Can anyone advise please?
Limited Company and Partnership Bank acs
I seem to remember seeing a thread before on this I need to open new ltd coy and partnership bank accounts-both have been trading for 6 years and 1 year respectively but the directors and partners have multiple defaults and missed payments but no ccjs or bankruptcies there are many compnaies saying they will do it but they…
Natwest...Sneaky Tricks to Get Charges??
Something interesting happened to my bank account over christmas... I've budgeted quite carefully over christmas so was aware of exactly how much was is & due to go out up to New Year. On 22/12, before 12pm, I ordered two concert tickets online at a cost of £83, presents for my parents. I checked my online banking before…
A student £100 Billion in debt with his bank
Must have had a good time eh? http://news.bbc.co.uk/1/hi/scotland/glasgow_and_west/7804876.stm
Lloyds Vantage
Hi, I have a Lloyds Vantage current account and I will be putting £8000 in it as it pays 5% up to £7000 and then 0.10% above that (Or I could always just leave £7000 in it and £1000 in my Lloyds eSaver), the problem is that to get the 5% you need to pay in £1000 each month (Which I do not), but would transferring £1000…
Credit check to reduce my overdraft?
I've paid off the overdraft on one of my accounts and plan to pay off the other in the same way - bit by bit as and when I can. I called Natwest today and asked if I could reduce my overdraft by £50. They took my details and passed me through to "the right department." This turned out to be someone trying to sell me a loan…
Barclays Bank - Watch Out!
Letter received 30th December, dated 23rd December. Says that im overdrawn and so charged me a whopping £22 Reserve Usage Fee. The letter says i have 5 days to get the account back into credit before im charged another £22 When i rang (30th) they said i have until tomorrow to get the account back as the 5 days were up, how…

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