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Buying foreign currency online
We have a Nationwide flexaccount and have loaded it with money so that we can use it when we go on holiday on 26th August. However I would like to have some currency to tide us over until we get to an ATM and Thomas Global Exchange are offering the best rate for Hong Kong Dollars. They are also now offering the facility to…
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cheque in joint name
hi i received a cheque today made out to me and my partner for some insurance that we cancelled but we dont have a joint bank account can it be paid into either one of our accounts or will we have to return it and get it re-issued??
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Bank account closure
Last year, due to relationship breakdown, i got in to financial difficulties, and as I was also devastated did not really take much notice of what was going on with my bank account. My bank said that if I didn't pay a certain amount to bring account back in credit, my account would be closed. I borrowed money to do so, but…
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Clarification on DD guarantee
Had a DD come out my account today(friday), noticed it friday evening. Called my bank to ask for refund as I no longer have an account with the company requesting the money and in any case it was for the wrong amount and early. My bank said I would have to have called before 3pm for a refund now I have to wait until monday…
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Please help, chaning account problems.
Good evening, Im not great when it comes to understandig bank accounts and money, but even to me it seemed like a good idea ti change to the A&L Premier current account online, i was expecting them to give me the facility of an overdraft with my new account, but i have just received an email to say they can not offer me…
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Royal Bank of Scotland ATM error-Took £250
Not sure if this is the right area but if not please could you point me correctly. On the 18th July 08 I tried to take out £250 from a RBS cashpoint at a Morrison supermarket. Although I had sufficient funds it gave me a slip saying 'YOUR REQUEST HAS BEEN DENIED'. So I tried to take out £200 (thinking it was the cash limit…
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An extra day to stop being charged for an unpaid Direct Debit?
After an unfortunate/clumsy calculation, I had a direct debit for £10.50 come out of my RBS basic bank account when I only had £10.25 in the account. I noticed this when I checked my online account in the early hours of Thursday morning, being pretty hacked off to discover that my account balance was now -0.25. Based on…
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Direct Debit mess up!
Hi everyone, AMEX took out a £750 direct debit today that they admit is an error on their part. I did have £500 in my account (plus £200 overdraft) so the direct debit took me over my over draft by £50. I spoke to Abbey who increased my Overdraft to £500 so I had a little money incase of bills and I needed cash. Abbey also…
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Multiple e-savings accounts with A&L?
I've got a Premier Current Account and PlusSaver account with Alliance & Leicester, but I was wondering whether there's any way to set up additional PlusSaver or e-savings accounts so that I can filter my wages into different places when I'm paid? I've looked on their website, but can't see anything like a standard…
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Alliance and Leciester Running Balance help
Hi Just wondering if someone could help with something please. I have a Premier 21 account and on 14 August I had a few credits and debits going through the account. My running balance went as follows Started at £187.10 then had a debit card refund of £200.00 = £387.10 then a BACS debit for £400.00 = -£12.90 then a BACS…
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Student/graduate account transfer- leaving Lloyds
Hi, After 15 years of being a Lloyds customer, I have had enough of regular mistakes which cost me time and money. The most recent being cancelling my student account whilst still a student and charging me interest and fees on a £2000 overdraft for the last 4 months, pushing me further into debt having only just secured a…
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help, bank account, compensation cheque
Hi, I hope someone can help. I have a Bank of Scotland current account which they have allowed me to keep open although I owe about £6000 on a visa card. I have not heard from them for at least 3 years about this debt. I have a compensation cheque which has to be split between myself and 3 brothers. what I want to know is…
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Abbey - HELP
Hello All I am in need of some advice, My mother-in-laws bank card looks like its been cloned, there are purchase made which were not done by her or her other half, and in places within the UK they have not been. They have wiped out most of the money in her account, she found this out today by trying to withdraw some money…
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Abbey National taking £1500 of my overdraft away
Hello people I need some advice of my options here Whilst at univertsity abbey gave me £2000 overdraft, I graduated in 2005, today I get a letter saying that on 1st Spetember this is going to be reduced to £500, surely they cant do this that quickly, my wages get paid into this account and I do not have £1500 to pay it…
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help
i have a flex account with the nation wide on wedesday i put in my works wages [given cheque on wednesdy] i havent got a cheque book but i need to pay my rent on monday or ill get and evection notice will the bank let me have a cheque to cover the rent monday {will be cleared by tuesday] plus my partners dla is in tuesday…
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Visa Debit: Can you use for paying Airline Bookings?
Hi, i need to book a flight quickly can i pay using my Visa Debit card that i got with the Alliance and Leicester?, do i just choose visa credit card when paying and enter my details...even though its a debit card? Sorry for the confusion, i`m old school.
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This might be the wrong place to post this, but I'm not sure where to start
So sorry if it is, but here goes. I'm a bit stunned by what's happened today, but here goes: I've been with my bank 8 years with no problems at all, but went in at a rather busy time after a fairly heavy drinking session recently and had a (non violent) argument. Result: went in today and after withdrawing £50 they tried…
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Help, A&L have closed my a/c without notice
Can anyone help with a wee problem I have with Alliance and Leicester? I recenty entered into a Trust Deed, the Scottish equivalent of an IVA. I do not owe A&L anything, nor does the account have any credit facility. However, upon finding out about the Trust Deed, A&L have closed my account with no notice. I only found out…
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A&L have lost my cheques - any advice?
On Saturday I paid 3 cheques into my Alliance & Leicester current account at the local post office - which I have often done before with no problem. The cheques have not appeared in my account and I have rung A&L who say there's no trace of them in their system. They have told me to ring the 3 companies that wrote the…
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Halifax Visa Electron Use Abroad
Morning All, I am going abroad very soon and am wondering whether I should use my Halifax Visa Electron Card when abroad....I have checked with the Halifax and they maintain that they only charge a flat rate of £1.50 if you use your Electron Debit Card in an ATM abroad. They have stated that they do not charge 2.75%…
