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US visitor to UK - any bank accounts/credit cards available?
Hi. My American friend's daughter (aged 23) has come to stay with me for about six months. She needs to open a bank account & would need a debit/cashpoint card. As she is not a permanent resident, is there any type of bank account that she could open? Also, would she be able to get a UK credit card rather than using her US…
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Lloyds Faster Payments
Am i right in thinking Lloyds allow teh new faster payments system? Why arent any of my payments using it then? :confused: Trying to pay cash into an RBS account
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2008 NatWest Graduate Account
Hi I graduated at the start of July and have had a NatWest student account (with £1400 interest free overdraft, now) all through Uni I asked about how/when this account becomes a graduate account in the branch and have also phoned - they kept saying I should get a letter in July. Its august and i haven't had a letter! I am…
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Card Fraud - Sommerfields Forest Gate
Used your plastic cards at Sommerfields Forest Gate? Check your Statements. THE theft of a chip-and-pin machine from Somerfield in Forest Gate has seen thousands of pounds stolen from shoppers' bank accounts. Article click here. Tip: Use Chip & Signature Credit Cards. That way crooks can't get hard cash from ATM's and you…
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HELP! Can't get student account
I have applied for various student accounts but have been refused as have a poor credit rating. Please advise as I'm now worrying I will not be able to fund myself through uni!!! From a very desperate worried mum of two...
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HSBC- Trying to get Bank Account Plus for free
Hi Since graduating 3 years ago, I have been moved to a regular bank account. The terms are rubbish, and the huge amount of cash withdrawls I make abroard means it costs me a lot of money. I have no debt, earn a good salary and have significant savings. I am having a meeting with the bank manager on Friday to try and get…
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Bank of Scotland accounts - small print
Hi I have had a current account with BOS for several years. A couple of years ago I received some correspondence from them notifying of the introduction of a 'high interest current account'. The booklet then provided indicates 'if you make payments of at least £1000 a month into your account you will automatically qualify…
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Internet Card Readers - are they unique to each Bank?
In our family, we have several different bank accounts which we use with internet banking facilities. Consequently, we are now beginning to receive quite a number of the new anti-fraud card readers. To save having to carry them all with us, for example, when we go on holiday, can anyone tell me if they will work with other…
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Just over 1 hour to go....get it now free!
Just seen a post over on the techie forum for free anti-phishing and key logging software, normally you pay but today free, good bargain for the paranoid individual. http://forums.moneysavingexpert.com/...html?t=1092147
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Elaborate Barclays Phishing Scam?
not sure this is right but here goes. for anyone with the latest AVG software installed. google "barclays" and see the "sponsored link" - the 1st result. is that really a scam? or AVG being over protective?
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Nationwide Major Problems
I've been trying to get a new Debit Card from N/W for nearly 6 months. They cannot seem to do it.Twice the new card has come in my wife's name - leading to non-acceptance in several stores as they gave her a new PIN which she was not aware of. We have mony in the account -no credit problem. I have phoned many times -…
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Pulling my hair out!!!
I've been unhappy for a while with Natwest and decided to switch to Abbey (before I saw some of the concerns on here) mainly due to the rates of interest on their current accounts and their savings accounts. My account was opened on 23rd July and I received my PIN and online banking pin within the next 2 days so all looks…
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Debit cards
Hi All. Looking for some advise about debit cards. Long story short i got into debt a yr ago and now i can't get a debit card. I thing is i need a debit card for things like paying BT, internet providers ect as many of them accept no other forms of payment. Any advise would be greatly appreciated.
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Current accounts
Hi everyone...wondering if someone could help me out here please. I have just finished doing a full financial review of my money and I want to change they way I bank. I've got a bit bogged down and confused so need some points sorting out. 1. I need to have a current account for the food money to go into. I need a debit…
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Angry at my bank
:mad: I am so angry with the Abbey. They have just charged me a £35 'instant overdraft request fee'. Now forgive me if i am wrong, but this sounds like a fee for requesting an overdraft, which i did but wasn't given one, due to obvious circumstances but there you go. When i called them, they say it is for an unpaid…
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The Best Bank
Now *surely* this has been discussed before, but unsurprisingly I guess it gets lost on this site when you try searching for "best bank", "which bank" etc...Can someone point me to any discussions on the subject? Looking to change banks and just wondering which one people feel is best, in terms of MoneySaving (overdrafts,…
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Switching accounts - which to write cheque from?
I am in the middle of switching accounts from natwest to alliance and leicester. The alliance and leicester has set me up a new account with overdraft and cheque book and the are in the middle of swapping my direct debits and wages over. I am also in the middle of paying for my wedding so cash is incredibly tight. No…
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Halifax poor echange rate
I had a foreign cheque for $446 which when converted with the online currency converter gave me £232. When it finaly went through to my Halifax bank I was charged a reasonable £10 fee but only ended up with £207 in my bank account. I phoned my bank and they said the exchange rates vary but surely not by £25 !!!! I smell a…
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Portsmouth & Gosport Card Fraud WARNING.
If you've used your plastic in Portsmouth or Gosport recently CHECK YOUR STATEMENTS. "Mark Bowerman, of Apacs, which addresses card fraud, said: 'It's likely every bank has been affected. 'It could be over 100 people who are affected by this.' Article Click here: If you want to prevent these *^%&£$% from hitting ATMs at…
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Can Bank debit my account without permission?
Changed some foreign currency - agreed and signed for the exchange (I was selling) and the Bank applied the proceeds to my account. They have now reveresed that transaction and applied a different rate (lower proceeds) Before I contact them am I right in thinking that thats not within their gift?
