Debit cards

DBR44

Hi All.

Looking for some advise about debit cards.

Long story short i got into debt a yr ago and now i can't get a debit card.

I thing is i need a debit card for things like paying BT, internet providers ect as many of them accept no other forms of payment.

Any advise would be greatly appreciated.

C_Ronaldo

DBR44 wrote: »

Hi All.

Looking for some advise about debit cards.

Long story short i got into debt a yr ago and now i can't get a debit card.

I thing is i need a debit card for things like paying BT, internet providers ect as many of them accept no other forms of payment.

Any advise would be greatly appreciated.

You tried the co op, ive heard they're meant to be good for people with a debt plus they do a debit card

CLAPTON

BT and most internet providers will accept direct debit payment (in fact some prefer it.

eveie189

DBR44 wrote: »

Hi All.

Looking for some advise about debit cards.

Long story short i got into debt a yr ago and now i can't get a debit card.

I thing is i need a debit card for things like paying BT, internet providers ect as many of them accept no other forms of payment.

Any advise would be greatly appreciated.

Have you considered getting a pre-pay card or even if you have the willpower you could probably get a credit card (nuts I know but trust me they will give you one) from say Capital one or Aqua and then just pay the balance in full when you get the statement.

I know what you mean about the debit card tho i can't have one either but was able to get a credit card (with massive interest rate) without too much hassle.

Hope this helps:T

Katie

talana

I thing is i need a debit card for things like paying BT, internet providers ect as many of them accept no other forms of payment.

There must be LOADS of ways you can pay someone like BT.
Not sure all these apply in this case, but off the top of my head:
Debit Card
Credit Card
Direct Debit
Telephone Banking
Internet Banking
By cash or cheque at a bank with a payment slip
Cheque by post
Paypoint

DBR44

eveie189 wrote: »

Have you considered getting a pre-pay card or even if you have the willpower you could probably get a credit card (nuts I know but trust me they will give you one) from say Capital one or Aqua and then just pay the balance in full when you get the statement.

I know what you mean about the debit card tho i can't have one either but was able to get a credit card (with massive interest rate) without too much hassle.

Hope this helps:T

Katie

I could probally get a credit card but thats how i got into debt in the first place, so a bit dubious about getting one, i also had a look at the pre pay cards but they can not be used for diredt debits.

clapton wrote:

BT and most internet providers will accept direct debt payment (in fact some prefer it.

Thats the problem, i can't get a diredt debit card and can't find any ISP's that except any other payment methods.

DBR44

talana wrote: »

There must be LOADS of ways you can pay someone like BT.
Not sure all these apply in this case, but off the top of my head:
Debit Card
Credit Card
Direct Debit
Telephone Banking
Internet Banking
By cash or cheque at a bank with a payment slip
Cheque by post
Paypoint

Yes BT i can pay but i have a sky and broadband subscription and the only way to pay it is by diredt debit which i can not do.

talana

Yes BT i can pay but i have a sky and broadband subscription and the only way to pay it is by diredt debit which i can not do.

You mentioned BT to begin with.
I think you're confusing direct debits with debit cards here as well. Not the same thing and you don't need a card to set up a DD.

talana

And Sky, according to their website, accept DD, credit or debit card, cheque or postal order.

DBR44

talana wrote: »

And Sky, according to their website, accept DD, credit or debit card, cheque or postal order.

I have tried setting up a direct debit with my bank but they won't allow it (i only have a cash card account). Sky will let you pay for there TV by cheque but not there broadband, then i signed up to there 12mth contract i had a DD card so this wasn't a problem.

Thanks

JPizzle

How does your bank not allow direct debits? According to moneyfacts, all the basic bank accounts allow direct debits and most also allow standing orders.

If you need a card, then you can get one with some of the basic ones, like Halifax and Clydesdale/Yorkshire.

http://www.moneyfacts.co.uk/banking/bestbuys/banking_basic_bank_accounts.aspx