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Nationwide Bonus Saver
This is no longer available to new saver, my daughter has one and she has got about 50k in it. She mostly banks with NW, I am wondering whether she should change to another account bearing in mind, she intends to buy a house soon and will have to use that money. I am not sure whether it will be better for her to leave the…
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Downgrading A&L account
I opened an A&L premier direct current account in November, and got a £50 referral. I'm not using it as my main account at the moment, so putting the £500 in to avoid the charge is a bit of a pain. Would it be possible to downgrade the account to an "ordinary" current account without losing the referral? I can't find any…
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First Direct
I had yet another mail shot from First Direct. they offered me £75 to open an account with them. When I looked at the small print I found that I don't earn enough to qualify. I would have to pay in £1500 monthly to qualify. I rang them to complain. It's no wonder they want £10 a month, and pay a small rate of interest.
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Halifax Ultimate reward current acc - 6.25% on your savings?
The Halifax website says that if you sign-up to the £10 a month ultimate reward current account you can get an extra 1% interest on certain savings accounts... it says: "1% extra interest on the standard rate paid on our Halifax Guaranteed Saver or Halifax Instant Saver account, whether you’re opening a new one or already…
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Natwest removed overdraft without notifcation
I have a joint gold account with Natwest that has a £2000 overdraft. As we are self employed we do go into this sometimes but we don't live in it. On 17th January i went to buy some bits and when i went to pay my card was declined, which really embaressed me! So i went home and checked the balance online, assuming that it…
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Nationwide Customers pay the Fine!!??!!
Thank heavens I dont bank with them or I would be off like a shot!! Quote from the BBC Link http://news.bbc.co.uk/1/hi/programmes/moneybox/6371089.stm
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Poor credit rating - business bank account
Hi everyone. I'm starting out as a limited company soon and my accountant has told me I need to open a business bank account. Due to a default on my credit record, I'm having trouble opening one. I recently opened 3 account in Natwest but they would only give me basic accounts with no debit card, cheque book or overdraft.…
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How do I get a Switch card?
Hello guys and apologies in advance if i'm posting in the wrong room :o I'm 23 years old and have been with my bank (Halifax) since 2001 when I started working. Over the last 6 years I have had continous monthly wages go into that account (a minimum of £1000 a month) as well as about £10,000 in other transactions over the…
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AL account Yes or No?
Hi, Some time ago the AL current account was recommended on this site for good interest rates. I think the one recommended was Premier Direct CA. Anyway, I applied for it - but wasn't accepted. Instead they have offered me a normal Current Account. I currently have a current account with HSBC. I have tried to figure out…
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Quick question
If you're under 18 and go overdrawn, can the bank still legaly charge you?
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A&L premier direct v premier
Can someone point out the differences for me outlining pro's and con's as I don't see any and am considering switching from Barclays.
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A&L overdraft
Hiya I have been inspired by browsing on here to try and sort out my finances! I have set up a spreadsheet setting out all the stages in my master plan and reckon I should save in the region of £700 interest in the first year just by improving the APR I pay on all my existing debt.:j Anyway, part of my cunning plan is a…
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Just opened an Alliance & Leicester account
Does anyone want to be my "friend" so we can both get £25? I've got the form, just need your name and account number.
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Can the bank force me to transfer overdraft to a loan?
Hi I have run up a debt of £1400 on an account (which will be less charges - just in the process of claiming them back!). An offer of £200 per month was made to the bank to reduce and finally settle the account however, the bank have written to me advising that it is in my best interest to transfer the overdraft to a…
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Nationwide - Can I sue?
I got the letter a couple of months ago about the Nationwide incident with the stolen laptop. However a few weeks ago I got a call at work from there fraud department to say that my card details had been used in Boston, USA. And $500 had been taken. And furthermore it will take several weeks to get my money back. It seems…
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Emigrating to Australia - Best Account, ForEx advice please!!
Hi - we are emigrating to Australia this year and would be grateful for any advice/recommends regarding transferring our monies into Australian dollars (best rates) and also savings accounts to hold the Australian dollars until we are in Australia. Many thanks Nina
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Before I panic about A & L, please help
Last year I opened a premier direct current account and referred my husband as well for the ( at the time £50). We have also each month been funding £250 in the associated regular saver ( at the time 10%). Just checked online and both regular saving accountes have been credited with interest on 1st Feb. But we haven't…
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When opening a current account...
Hey everyone, I have a question, aimed particularly at those who have several current accounts. When opening a current account, and asked where else you have an account.. ..do you normally give details of every account you have and where. Also, what about the various products you have with them? Can they check to see…
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Need Advice on Who's Best?
I have recently switched bank accounts from Barclays due to eventually contacting CCCS re our debts. Therefore our Barclays accouint with ioverdraft is no longer an option (as it's included in our debts) We switched to Alliance and Leicester but i have found them very unhelpful. I think it's because I'm so used to…
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Co-Op account set up problems
Hi all I would like some advice please. I opened a new current and savings account with the Co-Op bank because I was claiming bank charges from First Direct. Co-Op have messed up big time with my direct debit switch over and I am now overdrawn with First Direct although, in fairness, First Direct are not charging me as a…
