Poor credit rating - business bank account

dabbers_2

Hi everyone.
I'm starting out as a limited company soon and my accountant has told me I need to open a business bank account.
Due to a default on my credit record, I'm having trouble opening one.
I recently opened 3 account in Natwest but they would only give me basic accounts with no debit card, cheque book or overdraft.

I tried Natwest business banking - they said no.
I phoned Citibank, they don't do business bank accounts.

I've read on here somewhere that you can go to one of the banks and they don't actually do a full credit check, so I'd be more likely to open a business account.
Please can anyone help me?

pumpkin1_2

Hi my husband managed to open one with barclays all the other high street banks said no, he got debit card and cheque book, no od.

lynxptc

Try asking Natwest again. They do a business account with no overdraft or debit card, basically like a basic bank account, even if you have adverse data such as a CCJ.