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Budgeting for freelancer
Hi guys, although I love the excel budget on this website it's a bit finnicky for me to use because I'm a freelancer and earn different amounts each month. I can't change the file to allow me to fill in the income annually instead of monthly. Is there a budget out there that is a bit more flexible, or does anyone know the…
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Barclays security issue
hi, i hold a current account with Barclays. the money has been split into pots which are basically categories. last week on looking at my account, i found transactions taking place in one of my pots which i was totally unaware of. Cheques being issued, money being deposited. IT IS NOT POSSIBLE TO ISSUE CHEQUE FROM A POT !!…
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Nationwide Basic Bank Account
Just a quick bit of info, for those looking for a basic account ie cash card only but direct debit facility and internet banking. Why not try nationwides flex account. I applied for one on Saturday online I knew I wouldnt get the full account as my credit rating is not brilliant, but only really wanted it for when I go…
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Money Laundering Regulation- Alliance & Leicester
I have a Premier Direct Current Account with Alliance and Leicester. I usually carry out all my transactions over the internet in the UK> When I was on a holiday in India I tried to access my account online and couldn't. The reason given to me was that due to Money Laundering Regulations I cannot access my bank account…
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Barclays being sneeky with my mum????
My mum is the sort of person who likes to know that if she pays £x for y months all her debts will be paid ....also, she knows to the penny what is in her bank account. She has an account with Barclays where you may a monthly fee but are granted an overdraft. Now as I said mum is careful with her money but occasionally she…
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Halifax v A&L
Afternoon all I have just received the paperwork from A&L Current a/c. This is the one they have offered me after rejecting my application for their Premier Direct a/c I have seen that Halifax offer £100 if certain conditions are adhered to. I would probably be rejected for their high interest a/c as I was for A&L so I…
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Bad history, what can be done
I have recently been declined from citibank after trying when i heard they take on people with some bad credit history. Ive also been declined by barclays for anything other than a cashcard. Too cut a long story short : I worked for my dads family business, they started to have money problems (which led to having to sell…
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is £50.00 reallya fair goodwill gesture?
Hi, I'll try to keep it brief. The upshot is that LloydsTSB (where i've been a customer all my banking life) started sending my statements (to my personal bank account) to my estranged wife after she changed address. This happened in September 06. Why did i only discover it last week? Mainly because I do my banking online…
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Debit Card Cloned - Advice Please!
Last Wednesday morning early I checked my bank account online and found some money had been withdrawn, pounds and pence, so I knew this must be abroad/currency conversion as you can't withdraw pence from a cash machine. I immediately phoned the bank Abbey, it took me almost an hour to get through to the dispute department…
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Halifax Savings Account
Hi, Just wondered if anyone can help please? I have a current account with Halifax which I have had for over 10 years and also a loan with them. They take my monthly loan payments from this current account. Also, me and my partner are saving up for our wedding so we opened a joint savings account with them and my partner…
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Oh, how I laughed!
Apologies in advance for posting another Citibank thread... I thought this may make you smile. I applied for an Int. free overdraft of £500 through Citibank, their reply was: "we have approved a £3000 OD with a 1.5% arrangement fee (£150)! :eek: I'm looking forward to sorting this one out over the phone. Damn banks trying…
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HSBC Bank Account Plus :(
Here's my tale of woe (I needed to share it!). I opened an HSBC Bank Account Plus on the 30th of January to get their six months half price fee. They told me that the new debit card and PIN would be with me in five working days. A week later, when I called they tell me that my card had been sent to my home address in Goa.…
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banks taking benefit payments
Hi, not at all sure if I'm posting this in the right section but here goes. Is anyone out there aware that it is illegal for banks to take benefit payments to cover their charges. I've recently found, through another site, that this is apparently true. See SOCIAL SECURITY ADMINISTRATION ACT 1992. Barclays took £120 of my…
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Nationwide fined £980,000 ....
...over stolen laptop. Google News http://money.guardian.co.uk/news_/story/0,,2013439,00.html
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Citi Bank Problem
My oh has just received his citi bank card 4 days ago. Sent of the letter 3 days ago to change over all the direct debits and wages. Had to do it from next month as they needed 16 days notice. Got paid yesterday and for some reason the wages went into the citi bank, but all the direct debits are still on his old account…
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Best current account, under 1k a month?
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top marks for cahoot!!
i applied for a cahoot curent account , got an account within 10 minutes and instant overdraft, ( which you can choose) pin and card have come already!!! thumbs up to them!!! well impressed and really friendly customer service...xx
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Barclays 10% regular saver
Just been to the bank and found out that the personal banker did open me the regular saver which paid less interest. The personal banker I was talking to, told me, she will lodge a complaint on my behalf but had to speak to her manager. She came back and said she will give me the 10% and worked out an extra £165 interest…
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Halifax Current Account Fraud
In December 2006 I noticed there were multiple cash transactions leaving my current account. On enquiring about this, with Customer Services, I was informed that they originated in Barcelona, Spain and that they were being requested off an old, already cancelled, debit card. The transactions amounted to £51.97. Back in…
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Lloyds TSB! They debit before they Credit?
Has anybody else noticed this? I was preparing my bank statements yesterday ready to claim back my charges, I was looking into each transaction as I had noticed that all my debits always seem to go out just before my wages go in every week, which makes me go over my overdraft! I'm paid weekly and my wages go in on a Tues…
